Payments Risk Analyst Jobs (NOW HIRING)

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Responsible for complex reporting projects that gather and integrate large volumes of data, performs in depth analysis, interprets results and develops actionable insights and recommendations for use across the company for customer and employee populations. Acquires data from multiple data sources in order to perform analysis and reporting. Identifies, analyzes and interprets trends or patterns in complex data in order to provide answers to business questions as well as provide recommendations for action.

Responsible for collecting and reporting data from multiple backend payment services systems and databases through the development of queries. Analyze query results and identify data risks defined by U.S. Bank financial crimes (FCC) programs/policies. Provide support to the overall Payment Services CRO FCC programs through metrics reporting and analytical work. Utilize technology to increase Payment Services ability to manage risk and implement efficient controls.

Bachelor's degree, or equivalent work experience. Typically more than five years of applicable experience.

Payment Services business knowledge. Specific Anti-Money Laundering (AML) knowledge such as Know-Your-Customer (KYC). Additional experience with other programming languages such as Visual Basic and/or Python. Job Scheduling and Automation with tools such as Autosys. Knowledge of Change Management and Software Development Life Cycle (SDLC). Preferred Skills and Experience: Ability to work in a dynamic, fast changing environment. Very comfortable with Ambiguity. Self-learner who can produce results with minimal guidance. Excellent interpersonal, verbal, and written communication skills. Ability to communicate effectively with both technical and non-technical audiences such as senior business unit management, business partners, project sponsors, development teams, end users, and product owners.

4-5+ years of experience in SQL Query development. Experience in one or more databases such as SQL Server, Azure, Oracle, Hive/Hadoop for querying data and for data manipulation/transformation. Experience in one or more query development tools such as SQL Management Studio (SSMS), VS Code, Toad Data Point, or SQuirreL. Experience in developing complex ETL workflows with tools such as Visual Studio SSIS. Experience in one or more reporting tools such as Tableau, Power BI, etc. Experience in financial services, with thorough knowledge of HR systems or financial services products, customers, transactions and interaction data. Highly detail-oriented analytic skills with the ability to extract, collect, organize, analyze and interpret results for insights. Strong decision-making, problem-solving, organization, and project management skills.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $92,820.00 - $109,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.