ZipRecruiter

Log In

1

Senior Payments Risk Analyst Jobs (NOW HIRING)

Polymarket

Senior Payment Risk Analyst

Manhattan, NY · On-site

$150 - $230/hr

The Senior Payment Risk Analyst role exists to own the risk posture around all of it: how money ... This is a senior / contributor role on the Payments Risk team within the US Exchange. You will sit ...

Polymarket

Senior Payment Risk Analyst

New York, NY · On-site

The Senior Payment Risk Analyst role exists to own the risk posture around all of it: how money ... This is a senior / contributor role on the Payments Risk team within the US Exchange. You will sit ...

IDT Corporation

Senior Risk Analyst

Newark, NJ · On-site

$135 - $165/hr

We provide point-of-sale systems, payments, e-commerce, loyalty, and other tools that empower ... Role Overview The Senior Risk Analyst role is critical in protecting the business from fraud and ...

Whop

Payments Risk Manager

New York, NY · On-site

$100K - $130K/yr

We're looking for a Payments Risk Specialist who can monitor, research and continuously improve ... Analyze fraud patterns, chargeback trends, and abuse vectors, applying creative investigative ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsFinancial Services JobsRisk Management Analyst JobsSenior Payments Risk Analyst Jobs

Senior Payments Risk Analyst information

See salary details

$53.5K

$109.8K

$142.5K

How much do senior payments risk analyst jobs pay per year?

As of Aug 28, 2026, the average yearly pay for senior payments risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What does a senior payments risk analyst do?

A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.

What are the key skills and qualifications needed to thrive as a senior payments risk analyst, and why are they important?

To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.

How does a senior payments risk analyst typically collaborate with other departments within a financial organization?

A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.

What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?

AspectSenior Payments Risk AnalystPayments Risk Analyst
Required CredentialsBachelor's degree, certifications like CRCM or CFE often preferredBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, payment processing companiesPayment service providers, banks, fintech firms
Employer & Industry UsageUsed across banking, fintech, and payment companies for risk managementCommonly employed in similar sectors, often as entry to mid-level roles

The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.

How much does a senior payments risk analyst make in the US?

A senior payments risk analyst in the US typically earns between $70,000 and $110,000 annually, depending on experience, location, and company size. The role often requires knowledge of fraud detection tools, risk assessment, and compliance standards.

What cities are hiring for Senior Payments Risk Analyst jobs?

Cities with the most Senior Payments Risk Analyst job openings:

What states have the most Senior Payments Risk Analyst jobs?

States with the most job openings for Senior Payments Risk Analyst jobs include:

What job categories do people searching Senior Payments Risk Analyst jobs look for?

The top searched job categories for Senior Payments Risk Analyst jobs are:

Senior Payments Risk Analyst jobs near you
Infographic showing various Senior Payments Risk Analyst job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 89% Full Time, 8% Part Time, and 2% Contract. Highlights an 85% Physical, 5% Hybrid, and 10% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.

Payments Risk Analyst

Certegy Payment Solutions

Clearwater, FL • On-site

Full-time

Re-posted 9 days ago

Job description

Job Summary:
Certegy Payment Solutions is a provider of secure payment acceptance solutions, and they are seeking a Payments Risk Analyst to enhance their expertise in fraud and risk monitoring. The role involves collaborating with various teams to analyze transactional data, implement risk controls, and communicate insights to stakeholders.
Responsibilities:
• Analyze transactional data for fraud, returns, and loss trends using exploratory data analysis techniques to identify emerging risks and systemic vulnerabilities.
• Forecast client risk performance and proactively recommend control adjustments based on transactional trends.
• Collaborate with data science teams to translate data, trends, and other investigative findings, into model enhancements for real-time decisioning strategies.
• Design, implement, and maintain risk controls to balance loss reduction with transactional acceptance rates and customer experience.
• Support incident response and escalation for significant fraud events by performing root cause analysis and coordinating with internal teams to mitigate impact.
• Evaluate strategy performance by tracking key metrics such as fraud loss rates, acceptance rates, and client-specific risk thresholds.
• Document risk strategies, findings, and outcomes to support operational consistency, audit readiness, and continuous improvement.
• Partner directly with clients to review fraud trends, explain risk tradeoffs, and recommend best practices tailored to their business models.
• Develop and maintain executive-level dashboards to communicate performance, trends, and risk exposure to internal leadership and external partners.
Qualifications:
Required:
• Strong analytical and problem-solving skills with the ability to identify patterns in large-scale transactional data.
• Advanced proficiency in Microsoft Excel and working knowledge of data visualization tools (Oracle Analytics Cloud, Power BI, Tableau, or similar).
• Experience applying statistical analysis techniques to fraud detection, loss analysis, and risk optimization.
• Excellent written and verbal communication skills, with demonstrated ability to present complex risk concepts to clients, senior leadership, and cross-functional partners.
• Ability to work independently while managing multiple client risk portfolios in a fast-paced, real-time environment.
• Bachelor’s degree in Mathematics, Statistics, Finance, Economics, or a related quantitative field.
• 2–3+ years of experience in payments risk, fraud analytics, or financial analysis.
• U.S. work authorization required (no visa sponsorship available)
Preferred:
• Payments industry experience in ACH, real-time payments (RTP/FedNow), BNPL, checks, or alternative payment methods strongly preferred.
Company:
We are a leading FinTech provider of payment risk management and services to retailers and financial institutions in North America. Founded in 1981, the company is headquartered in Clearwater, USA, with a team of 51-200 employees. The company is currently Growth Stage.

Apply