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Senior Payments Risk Analyst Jobs in Utah (NOW HIRING)

Senior Risk Analyst What you'll be doing: * Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments. * Design and produce portfolio ...

As a Risk Analyst, you'll support data-driven decision-making by analyzing portfolio performance ... Investigate portfolio performance trends and escalate potential risks to senior team members.

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

Support senior leadership in partnering with broader business units to assess data availability, data sufficiency, and reporting needs for credit risk assessment * Perform broader sector analysis in ...

Collaborate with senior team members on complex client data requests and escalations * Support ... Our specialized payment solutions help businesses control, simplify, and secure payment for fuel ...

What We Need Corpay is looking for a Quantitative Risk Analyst to join our cross-border TMS ... Collaborate with senior team members on complex client data requests and escalations * Support ...

What We Need Corpay is looking for a Quantitative Risk Analyst to join our cross-border TMS ... Collaborate with senior team members on complex client data requests and escalations * Support ...

What We Need Corpay is looking for a Quantitative Risk Analyst to join our cross-border TMS ... Collaborate with senior team members on complex client data requests and escalations * Support ...

Our Payments Risk Management Team is seeking a highly motivated and detail-oriented Fraud Analyst to be the cornerstone of our fraud management program. In this role, you will play a critical part in ...

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Senior Payments Risk Analyst information

What does a Senior Payments Risk Analyst do?

A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.

What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?

AspectSenior Payments Risk AnalystPayments Risk Analyst
Required CredentialsBachelor's degree, certifications like CRCM or CFE often preferredBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, payment processing companiesPayment service providers, banks, fintech firms
Employer & Industry UsageUsed across banking, fintech, and payment companies for risk managementCommonly employed in similar sectors, often as entry to mid-level roles

The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.

What are the key skills and qualifications needed to thrive as a Senior Payments Risk Analyst, and why are they important?

To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.

How does a Senior Payments Risk Analyst typically collaborate with other departments within a financial organization?

A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.
What are popular job titles related to Senior Payments Risk Analyst jobs in Utah? For Senior Payments Risk Analyst jobs in Utah, the most frequently searched job titles are:
What job categories do people searching Senior Payments Risk Analyst jobs in Utah look for? The top searched job categories for Senior Payments Risk Analyst jobs in Utah are:
What cities in Utah are hiring for Senior Payments Risk Analyst jobs? Cities in Utah with the most Senior Payments Risk Analyst job openings:
Senior Risk Analyst

Senior Risk Analyst

Clicklease

Draper, UT • On-site

Full-time

Posted 5 days ago


Job description

Established in 2018, Clicklease is dedicated to empowering small business owners frequently overlooked by traditional lenders. Our headquarters are located in the vibrant city of Draper, UT, with operations extending to Radial, Alajuela, Costa Rica. We've cultivated a dynamic environment where equipment financing goes beyond being a mere service; it acts as the gateway to realizing entrepreneurial dreams.
Our Core Values:
1. We Are A Happy Company:
At Clicklease, happiness is not just a byproduct; it's a fundamental value. Join a workplace where positivity and joy are cultivated, creating an environment where you can bring your best self to work every day.
2. We Celebrate Collective Intelligence:
We thrive on the brilliance of collaboration. Clicklease is a space where diverse minds come together, combining their intelligence to create solutions that matter. Your ideas are not just heard; they're celebrated.
3. We Practice Empathy:
Empathy isn't just a word in our dictionary; it's a daily practice. Join a team that values understanding and compassion. At Clicklease, we recognize the human side of business and foster a culture where empathy is a guiding principle.
4. We Listen & Learn:
Growth is a continuous journey at Clicklease. We believe in listening and learning from one another. Your insights and experiences contribute to our collective knowledge, making us stronger as a team.
Our Mission:
At Clicklease, we have a clear purpose - to fulfill the capital needs of underserved entrepreneurs and their Main Street Businesses. We achieve this mission through simple, fast, and innovative equipment leasing solutions. This is not just a statement; it's the driving force behind everything we do.
About the role
At Clicklease, we're passionate about helping small businesses access the equipment financing they need to grow and succeed. As a Risk Analyst, you'll support data-driven decision-making by analyzing portfolio performance, identifying trends, and helping monitor credit risk across our lease portfolio. Working closely with teams across Risk, Finance, Data Science, Product, and Operations, you'll gain hands-on experience with financial analytics, reporting, and risk management while contributing to meaningful business outcomes. This is an excellent opportunity for someone early in their career who is curious, analytical, and eager to develop expertise in fintech, lending, and portfolio analytics.
Senior Risk Analyst
What you'll be doing:
  • Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments.
  • Design and produce portfolio performance reporting and key metrics for executive leadership and board members.
  • Lead data-driven analyses to optimize lease portfolio performance and surface actionable recommendations.
  • Build, validate, and maintain credit risk models and analytical tooling with minimal oversight.
  • Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.
  • Conduct regular portfolio reviews and deep-dive analyses to assess risk exposure and portfolio quality.
  • Partner cross-functionally to translate analytical findings into business and policy decisions.
  • Mentor junior analysts and serve as a subject-matter resource on credit risk methodology.
  • Stay ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

What you have:
  • Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field.
  • 4+ years of experience in credit risk, portfolio analytics, or quantitative analysis within financial services.
  • Proficiency in credit risk modeling techniques and statistical analysis tools (e.g., SQL, Python, or R).
  • Solid understanding of regulatory requirements related to credit risk management.
  • Proven ability to own projects end-to-end and deliver results independently.
  • Strong communication skills, with the ability to present findings to senior stakeholders.

What will make you stand out:
  • Master's degree in Finance, Economics, Statistics, Data Science, or related field.
  • Professional certifications such as Certified Credit Risk Analyst (CCRA) or Chartered Risk Analyst (CRA).
  • Hands-on experience with advanced techniques such as stress testing and scenario analysis.
  • Experience building production-grade models or analytical pipelines.
  • Knowledge of emerging technologies and best practices in credit risk management.

Clicklease only accepts resumes submitted in English