... analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and ... Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture ...
... analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and ... Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture ...
... analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and ... Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture ...
... analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and ... Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
Conduct Issue/Event analysis by observing trends and providing insights on changes to the Payments Risk environment across the enterprise. * Demonstrates independent and adaptive problem-solving and ...
... analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and ... Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture ...
... analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and ... Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture ...
Risk Analyst
Richmond, VA · On-site
The Enterprise Risk Analyst supports the development, implementation, and continuous enhancement of ... Prepare risk reporting for senior management, risk committees, and the Board * Track risk issues ...
Risk Analyst
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The Enterprise Risk Analyst supports the development, implementation, and continuous enhancement of ... Prepare risk reporting for senior management, risk committees, and the Board * Track risk issues ...
Senior Consultant. We seek Governance & Risk Analyst | Human Capital Programmatic Evaluation ... Pre-Tax Payment Programs: Pre-Tax Payment Programs are premium-only plans (POPs) that provide ...
Senior Consultant. We seek Governance & Risk Analyst | Human Capital Programmatic Evaluation ... Pre-Tax Payment Programs: Pre-Tax Payment Programs are premium-only plans (POPs) that provide ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
... Senior Leaders and colleagues across Operations, Risk Management, and Product. You will work with ... Analytical mindset to support risk analysis and problem solving * Excellence in spotting ...
DHS Foreign Investment Risk Analyst
Alexandria, VA · On-site
$110K - $140K/yr
This enables senior leaders to execute strategies for developing and sustaining a robust industrial ... Responsibilities The Foreign Investment Risk Analyst will support Department of Homeland Security ...
DHS Foreign Investment Risk Analyst
Alexandria, VA · On-site
$110K - $140K/yr
This enables senior leaders to execute strategies for developing and sustaining a robust industrial ... Responsibilities The Foreign Investment Risk Analyst will support Department of Homeland Security ...
DHS Foreign Investment Risk Analyst
Alexandria, VA · On-site
$110K - $140K/yr
This enables senior leaders to execute strategies for developing and sustaining a robust industrial ... Responsibilities The Foreign Investment Risk Analyst will support Department of Homeland Security ...
DHS Foreign Investment Risk Analyst
Alexandria, VA · On-site
$110K - $140K/yr
This enables senior leaders to execute strategies for developing and sustaining a robust industrial ... Responsibilities The Foreign Investment Risk Analyst will support Department of Homeland Security ...
DHS Foreign Investment Risk Analyst
Alexandria, VA · On-site
$110K - $140K/yr
This enables senior leaders to execute strategies for developing and sustaining a robust industrial ... Responsibilities The Foreign Investment Risk Analyst will support Department of Homeland Security ...
DHS Foreign Investment Risk Analyst
Alexandria, VA · On-site
$110K - $140K/yr
This enables senior leaders to execute strategies for developing and sustaining a robust industrial ... Responsibilities The Foreign Investment Risk Analyst will support Department of Homeland Security ...
As a Senior Risk Analyst on the AWS Sustainability Controllership Team, you will support the design ... Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final ...
As a Senior Risk Analyst on the AWS Sustainability Controllership Team, you will support the design ... Your Amazon package will include sign-on payments and restricted stock units (RSUs). Final ...
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Opportunity to work closely with senior leadership and key stakeholders across IT and Risk * Hands ... Role is incentive eligible with the payment based upon company, business and/or individual ...
Technology Risk Analyst
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Payment Network Compliance Analyst (Visa/Mastercard/Discover)
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$86K - $101K/yr
Description Payment Network Compliance Analyst (Visa/Mastercard/Discover) Merchant Compliance ... Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues
Payment Network Compliance Analyst (Visa/Mastercard/Discover)
Glen Allen, VA · Hybrid
$86K - $101K/yr
Description Payment Network Compliance Analyst (Visa/Mastercard/Discover) Merchant Compliance ... Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues
Payment Network Compliance Analyst (Visa/Mastercard/Discover)
Glen Allen, VA · Hybrid
$86K - $101K/yr
Description Payment Network Compliance Analyst (Visa/Mastercard/Discover) Merchant Compliance ... Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues
Payment Network Compliance Analyst (Visa/Mastercard/Discover)
Glen Allen, VA · Hybrid
$86K - $101K/yr
Description Payment Network Compliance Analyst (Visa/Mastercard/Discover) Merchant Compliance ... Partner with internal teams (Payments, Risk, Compliance) to investigate and resolve issues
As a Senior Risk Analyst on the AWS Sustainability Controllership Team, you will support the design, execution, and monitoring of risk and control activities across Amazon's sustainability reporting ...
As a Senior Risk Analyst on the AWS Sustainability Controllership Team, you will support the design, execution, and monitoring of risk and control activities across Amazon's sustainability reporting ...
Senior Payments Risk Analyst information
What does a Senior Payments Risk Analyst do?
A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.
What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?
| Aspect | Senior Payments Risk Analyst | Payments Risk Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, certifications like CRCM or CFE often preferred | Bachelor's degree, relevant certifications optional |
| Work Environment | Financial institutions, payment processing companies | Payment service providers, banks, fintech firms |
| Employer & Industry Usage | Used across banking, fintech, and payment companies for risk management | Commonly employed in similar sectors, often as entry to mid-level roles |
The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.
What are the key skills and qualifications needed to thrive as a Senior Payments Risk Analyst, and why are they important?
To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.
How does a Senior Payments Risk Analyst typically collaborate with other departments within a financial organization?
A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.
What are popular job titles related to Senior Payments Risk Analyst jobs in Virginia? For Senior Payments Risk Analyst jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Senior Payments Risk Analyst jobs in Virginia look for? The top searched job categories for Senior Payments Risk Analyst jobs in Virginia are:
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Other
Posted 13 days ago
Navy Federal Credit Union rating
8.1
Based on 272 frontline employees who took The Breakroom Quiz
60th of 148 rated financial services
Job description
Overview
Leads and oversees the second line of defense (2LOD) operational risk management functions for both Fraud and Payments risk, providing direction and leadership in identifying, analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and governance structures to enhance risk resilience. Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture of risk awareness. Serves as a key advisor on risk-related matters and ensures compliance with regulatory standards. Manages multiple teams and influences risk strategy across business units, driving operational excellence and enterprise risk management maturity.
More specifically, this role will help build a second line of defense oversight for the Fraud and Payments risk management programs within Navy Federal. The Director will establish and maintain an enterprise fraud and payments risk governance framework, independently challenge first-line fraud prevention and detection activities, and ensure adherence to regulatory expectations such as those from the FFIEC, CFPB, NCUA, and other supervisory bodies. Responsibilities include developing fraud and payments risk appetite statements, performing ongoing risk assessments, conducting thematic reviews, and driving governance routines that enhance transparency and accountability for both programs. The role ensures that fraud risks across payments, digital channels, identity, internal fraud, scams, and emerging threat vectors are effectively identified, monitored, and escalated. Additionally, the Director partners with enterprise fraud operations, compliance, cybersecurity, and technology teams to strengthen controls, enhance data-driven insights, and support the development of sustainable, well-governed fraud mitigation strategies. The Director will also partner with the Payments team to identify, assess, monitor and report on related risks and controls.
Responsibilities
Qualifications
Desired Qualifications
Additional Information
Hours:
Location:
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
FORTUNE 100 Best Companies to Work For 2026
Yello and WayUp Top 100 Internship Programs 2025
Computerworld Best Places to Work in IT 2026
Most Loved Workplace - America's Top Most Loved Workplaces 2025
2025 PEOPLE Companies That Care
Newsweek Most Trustworthy Companies in America 2026
Military Times 2025 Best for Vets Employers
Forbes 2026 America's Best Large Employers
Forbes 2025 America's Best Employers for New Grads
Forbes 2025 America's Best Employers for Tech Workers
2025 RippleMatch Campus Forward Award Winner for Overall Excellence
Military.com Top Military Spouse Employers 2025
2026 Handshake Early Talent Award
Newsweek America's Greatest Workplaces for Culture, Belonging and Community 2026
From Fortune Magazine. 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at or by calling 1-. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
Leads and oversees the second line of defense (2LOD) operational risk management functions for both Fraud and Payments risk, providing direction and leadership in identifying, analyzing, and mitigating operational risks. Develops and implements risk policies, frameworks, and governance structures to enhance risk resilience. Leads cross-functional risk initiatives and collaborates with senior executives to drive a culture of risk awareness. Serves as a key advisor on risk-related matters and ensures compliance with regulatory standards. Manages multiple teams and influences risk strategy across business units, driving operational excellence and enterprise risk management maturity.
More specifically, this role will help build a second line of defense oversight for the Fraud and Payments risk management programs within Navy Federal. The Director will establish and maintain an enterprise fraud and payments risk governance framework, independently challenge first-line fraud prevention and detection activities, and ensure adherence to regulatory expectations such as those from the FFIEC, CFPB, NCUA, and other supervisory bodies. Responsibilities include developing fraud and payments risk appetite statements, performing ongoing risk assessments, conducting thematic reviews, and driving governance routines that enhance transparency and accountability for both programs. The role ensures that fraud risks across payments, digital channels, identity, internal fraud, scams, and emerging threat vectors are effectively identified, monitored, and escalated. Additionally, the Director partners with enterprise fraud operations, compliance, cybersecurity, and technology teams to strengthen controls, enhance data-driven insights, and support the development of sustainable, well-governed fraud mitigation strategies. The Director will also partner with the Payments team to identify, assess, monitor and report on related risks and controls.
Responsibilities
- Develop and execute enterprise-wide Fraud and Payments risk management strategy, ensuring a proactive and comprehensive approach to operational risk governance.
- Lead risk advisory services, guiding leadership on risk trends, emerging threats, and strategic mitigation efforts.
- Oversee risk assessment and control testing initiatives across business units, ensuring compliance with evolving regulatory requirements.
- Develop and refine enterprise-wide Key Risk Indicators (KRIs), integrating risk analytics to drive informed decision-making.
- Lead cross-functional risk governance efforts, fostering collaboration between risk management, compliance, audit, and business leaders.
- Oversee the development and implementation of risk management frameworks, policies, and best practices, ensuring alignment with industry standards and regulatory expectations.
- Oversee the development and execution of both Fraud and Payments Risk Policies, Instructions, and Standards, ensuring enterprise-wide compliance and operational excellence.
Qualifications
- Bachelor's Degree in Liberal Arts, Business Administration, Auditing, Technology / Engineering, Management, or other related fields, or equivalent combination of education and experience
- 10+ years of experience in operational risk, governance, or financial services risk management
- 5+ years of leadership experience, managing high-performing risk teams.
- Expert experience in 2LOD Fraud Risk Management and/or Payments Risk Management risk strategy and management
- Expertise in developing, enhancing, and implementing Fraud and/or Payments risk frameworks and methodologies
- Expert guidance on regulatory compliance, industry standards, and risk mitigation frameworks
- Leads high-impact risk initiatives and regulatory engagements
- Extensive expertise in risk analytics, reporting, and performance measurement
- Extensive expertise in leading and developing risk management teams at scale
- Exceptional communication, negotiation, and stakeholder management skills
- Extensive track record of implementing enterprise risk programs and engaging with senior executives
- Experience in Financial Services, First, Second (ERM, ORM), and/or Third Line Risk Management, or Consulting experience
Desired Qualifications
- Master's Degree in a related field
Additional Information
Hours:
- Monday - Friday, 8:00AM - 4:30PM
Location:
- 820 Follin Lane, Vienna, VA 22180
- 5510 Heritage Oaks Drive, Pensacola, FL 32526
About Us
Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.
Our approach to careers is simple yet powerful: Make our mission your passion.
FORTUNE 100 Best Companies to Work For 2026
Yello and WayUp Top 100 Internship Programs 2025
Computerworld Best Places to Work in IT 2026
Most Loved Workplace - America's Top Most Loved Workplaces 2025
2025 PEOPLE Companies That Care
Newsweek Most Trustworthy Companies in America 2026
Military Times 2025 Best for Vets Employers
Forbes 2026 America's Best Large Employers
Forbes 2025 America's Best Employers for New Grads
Forbes 2025 America's Best Employers for Tech Workers
2025 RippleMatch Campus Forward Award Winner for Overall Excellence
Military.com Top Military Spouse Employers 2025
2026 Handshake Early Talent Award
Newsweek America's Greatest Workplaces for Culture, Belonging and Community 2026
From Fortune Magazine. 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.
Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.
Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at or by calling 1-. This team cannot provide any information on job postings or application status.
Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team's discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.
Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.
Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.
What Navy Federal Credit Union employees say
Pay
Benefits
Hours and flexibility
Workplace
Get the full story on Breakroom
About Navy Federal Credit Union
Sourced by ZipRecruiter
Navy Federal Credit Union, based in Vienna, Virginia, United States, is a significant player in the financial services industry. Their official website is navyfederal.org. With its roots dating back to 1933, it was initially established to provide credit to Navy members. Over the years, Navy Federal has magnified its scope, evolving into a full-service credit union serving all branches of the military, the Department of Defense, veterans, and their families. The company’s core values include integrity, service, education, and leadership. Navy Federal aims to be the most preferred and trusted financial institution serving the military and their families.
Industry
Finance and insurance
Company size
10,000+ Employees
Headquarters location
Vienna, VA, US
Year founded
1933