ZipRecruiter

Log In

1

Senior Payments Risk Analyst Jobs in California (NOW HIRING)

MRISpokane

Payments Fraud Analyst

Riverside, CA

Payments Risk Analyst * Senior Fraud Specialist Why This Opportunity * Broad exposure across all payment channels * Ability to influence fraud controls and operational processes * Stable and growing ...

Travis Credit Union

Sr. Risk Analyst

Vacaville, CA · On-site

$98K - $121K/yr

Strong working experience with retail payments and consumer-based fraud tools preferred. * Working ... Senior Risk Analyst - Grade15/Exempt/$82,680.00 - $102,128.00 annually * * Reports directly to ...

Coinme

Director of Payments & Risk

San Francisco, CA · On-site

About the Role Coinme's Payments & Risk team keeps transactions safe, disputes defensible, and ... Build and develop the team: hire, coach, and grow risk analysts and scientists, and train them to ...

ALOIS LLC

Sr Fraud Analyst

San Jose, CA · On-site

$140K - $165K/yr

Payments fraud * Card fraud * Account takeover (ATO) * Fraud/risk analytics * Transaction analytics * Hands-on expertise in SQL is required; Python experience is strongly preferred. * Experience with ...

Brown & Brown Insurance

Risk Analyst

Los Angeles, CA

As a Risk Analyst, you will receive professional development and mentorship by working closely with senior level account executives, brokers, and clients on insurance brokerage activities. Further ...

New

Adyen

CDD Risk Analyst, Reviews

San Francisco, CA

$90K - $125K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... CDD Risk Analyst Adyen is looking for a hands-on CDD Risk Analyst with experience in the payments ...

Adyen

CDD Risk Analyst, Reviews

San Francisco, CA · On-site

$90K - $125K/yr

This is Adyen Adyen provides payments, data, and financial products in a single solution for ... CDD Risk Analyst Adyen is looking for a hands-on CDD Risk Analyst with experience in the payments ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... payment plans as necessary * Interfaces with all levels of sales, senior management and other ...

Calpine

Credit Risk Analyst

San Diego, CA · On-site

$70K - $88K/yr

Key activities: * Perform credit risk analysis * Develop risk mitigating products Job ... payment plans as necessary * Interfaces with all levels of sales, senior management and other ...

Google

Risk Analyst

Sunnyvale, CA · On-site

Experience with risk management, insurance, and captive insurance companies. * Experience working ... claims, and payments, in addition to delivering sophisticated financial analysis, accounting ...

next page

Showing results 1-20

All JobsPayments Risk Analyst JobsSenior Payments Risk Analyst JobsSenior Payments Risk Analyst Jobs in California

Senior Payments Risk Analyst information

What does a senior payments risk analyst do?

A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.

What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?

AspectSenior Payments Risk AnalystPayments Risk Analyst
Required CredentialsBachelor's degree, certifications like CRCM or CFE often preferredBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, payment processing companiesPayment service providers, banks, fintech firms
Employer & Industry UsageUsed across banking, fintech, and payment companies for risk managementCommonly employed in similar sectors, often as entry to mid-level roles

The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.

What are the key skills and qualifications needed to thrive as a senior payments risk analyst, and why are they important?

To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.

How does a senior payments risk analyst typically collaborate with other departments within a financial organization?

A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.
What are popular job titles related to Senior Payments Risk Analyst jobs in California? For Senior Payments Risk Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Senior Payments Risk Analyst jobs in California look for? The top searched job categories for Senior Payments Risk Analyst jobs in California are:
What cities in California are hiring for Senior Payments Risk Analyst jobs? Cities in California with the most Senior Payments Risk Analyst job openings:
Senior Payments Risk Analyst jobs near you

Payments Fraud Analyst

MRISpokane

Riverside, CA

Full-time

Re-posted 28 days ago

Job description

Payments Fraud Analyst

We're partnering with a growing financial institution seeking an experienced Payments Fraud Analyst to join their Central Operations team. This is a highly visible role focused on protecting the bank and its clients from fraud across multiple payment channels including wires, ACH, debit cards, checks, and digital payments.

This is not an entry-level fraud role. The team is looking for someone who understands payment fraud operations deeply, can identify fraud trends and suspicious activity quickly, and has experience making real-time decisions to mitigate risk and prevent losses.

What You'll Be Doing

  • Monitor and investigate suspicious activity involving:

    • Wire transfers

    • ACH transactions

    • Debit card fraud

    • Check fraud

    • Zelle and other digital payment platforms

  • Review and resolve fraud alerts, suspicious transactions, and exception items

  • Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk

  • Identify fraud patterns, anomalies, and emerging threats

  • Manage Regulation E claims and dispute investigations

  • Create and maintain fraud rules, filters, and monitoring controls within fraud systems

  • Track fraud losses, trends, and operational metrics

  • Assist with fraud reporting, audits, and operational improvements

  • Support debit card operational functions including travel exemptions and fraud-related restrictions

What They're Looking For

  • 5+ years of banking or credit union operations experience with strong fraud exposure

  • Hands-on experience with:

    • ACH fraud

    • Wire fraud

    • Debit card fraud

    • Check fraud

    • Reg E claims and disputes

  • Strong understanding of payment systems and fraud prevention processes

  • Experience investigating fraud cases and making independent fraud decisions

  • Ability to identify trends and recommend fraud mitigation strategies

  • Experience with fraud monitoring platforms such as NICE Actimize, EnFact, Fiserv Premier, or similar systems is highly preferred

Ideal Background

This role is a strong fit for someone currently working as a:

  • Fraud Analyst

  • Fraud Operations Specialist

  • Electronic Fraud Specialist

  • Deposit Operations/Fraud Specialist

  • Payments Risk Analyst

  • Senior Fraud Specialist

Why This Opportunity

  • Broad exposure across all payment channels

  • Ability to influence fraud controls and operational processes

  • Stable and growing institution

  • High-impact role with visibility across operations and risk management

  • Opportunity to work in a collaborative, team-oriented environment