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Senior Payments Risk Analyst Jobs (NOW HIRING)

UMB Financial

EFT Risk Analyst

Kansas City, MO · On-site +1

$44K - $65K/yr

As the EFT Risk Analyst, you will assist with the ongoing administration and support of multiple ... payment processing. * Present reporting and findings to senior & executive management monthly.

INHABIT IQ

Senior Credit Risk Analyst

Alpharetta, GA

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Remain up to date on payment industry regulations, trends, AI developments in risk management, and ...

Inhabit

Senior Credit Risk Analyst

Alpharetta, GA · On-site

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Remain up to date on payment industry regulations, trends, AI developments in risk management, and ...

Fortis

Risk Analyst

Plano, TX

We transform payments into a competitive advantage for our clients and partners, enabling ... Position Summary The Risk Analyst is responsible for resolving risk-related issues in a timely ...

TKO Group Holdings, Inc.

Risk Analyst

New York, NY · On-site +1

Reporting to the Senior Manager of Corporate Insurance at TKO, the Risk Analyst role is responsible ... Review invoices for accuracy and work closely with finance to ensure payment processing in a timely ...

The Hartford

Senior Risk Analyst, CAT

Hartford, CT

Sr Risk Analyst - KR07DERisk Manager - KR07AE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having ...

Cotton Holdings

Risk Analyst

Houston, TX · On-site

Risk Analyst Department: Legal/Risk Employment Type: Full Time Location: Houston, TX Reporting To ... We offer real-world experience, exposure to senior leadership, and a clear path for professional ...

Tmhcc

Senior Catastrophe Risk Analyst

Duluth, GA · Hybrid

Senior Catastrophe Risk Analyst Location: Duluth, GA (Onsite/ Hybrid Schedule) Position Type: Full-time We are looking for a Senior Catastrophe Risk Analyst who will leverage expertise of catastrophe ...

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Senior Payments Risk Analyst information

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$53.5K

$109.8K

$142.5K

How much do senior payments risk analyst jobs pay per year?

As of Jun 24, 2026, the average yearly pay for senior payments risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What is the salary of senior risk analyst in JP Morgan?

The salary for a Senior Payments Risk Analyst at JP Morgan typically ranges from $70,000 to $120,000 annually, depending on experience, location, and specific responsibilities. Compensation may also include bonuses and benefits aligned with industry standards for risk management roles.

How much does a senior risk analyst earn?

A senior payments risk analyst typically earns between $70,000 and $120,000 annually, depending on experience, location, and company size. They often have expertise in fraud detection, data analysis, and risk management tools, which can influence salary levels.

What does a Senior Payments Risk Analyst do?

A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.

How much does a senior risk analyst make in the US?

A senior payments risk analyst in the US typically earns between $70,000 and $110,000 annually, depending on experience, location, and the size of the employer. Compensation may also include bonuses and benefits, and strong skills in fraud detection tools and data analysis are often valued.

What does a senior risk analyst do?

A senior payments risk analyst evaluates and monitors financial transactions to identify and prevent fraud, money laundering, and other risks. They analyze data, develop risk mitigation strategies, and use tools like fraud detection software to ensure secure payment processes, often working with compliance standards and regulatory requirements.

What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?

AspectSenior Payments Risk AnalystPayments Risk Analyst
Required CredentialsBachelor's degree, certifications like CRCM or CFE often preferredBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, payment processing companiesPayment service providers, banks, fintech firms
Employer & Industry UsageUsed across banking, fintech, and payment companies for risk managementCommonly employed in similar sectors, often as entry to mid-level roles

The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.

What are the key skills and qualifications needed to thrive as a Senior Payments Risk Analyst, and why are they important?

To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.

How does a Senior Payments Risk Analyst typically collaborate with other departments within a financial organization?

A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.
What cities are hiring for Senior Payments Risk Analyst jobs? Cities with the most Senior Payments Risk Analyst job openings:
What states have the most Senior Payments Risk Analyst jobs? States with the most job openings for Senior Payments Risk Analyst jobs include:
What job categories do people searching Senior Payments Risk Analyst jobs look for? The top searched job categories for Senior Payments Risk Analyst jobs are:
Senior Payments Risk Analyst jobs near you
EFT Risk Analyst

EFT Risk Analyst

UMB Financial Corporation

Kansas City, MO • On-site, Remote

$44K - $65K/yr

Full-time

Posted 21 days ago

Job description

The EFT Risk Team monitors Risk for ACH and other payment channels. Managing the Risk helps keep customers and UMB from large losses. This team is essential in ensuring customer ACH Origination activity is processed according to UMB's Risk appetite.
As the EFT Risk Analyst, you will assist with the ongoing administration and support of multiple risk programs, processes, and audits that impact Bank Operations. With the exposure to ACH accounts and activity, this role is vital for risk management within Operations. This is a subset of the overall responsibilities which will include multiple initiatives assigned by Bank Operations leadership.
This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area. However, the remote location must be within the US. The work schedule is Monday through Friday, 8:00 - 4:30 PM with a 30-min lunch break or 8:00 - 5:00 PM with an hour lunch break.
How you will spend your time:
  • Complete regular reports, specialized reports, and special projects as requested.
  • Complete monthly analysis of statistical reporting for payment processing.
  • Present reporting and findings to senior & executive management monthly.
  • Perform self-testing of controls as well as bi-annual risk self-assessments.
  • Assist with gathering and reviewing data for various reviews and/or audits.
  • Assist with follow up from internal or external audits to resolve questions and/or outstanding items.
  • Identify potential process improvements and implement documentation.
  • Maintain policies and procedures related to job duties
  • Understand and remain current on related industry activity, changes, regulations, and announcements.

We are excited to talk if you have:
  • Associate degree or equivalent experience.
  • 1 year experience with banking or financial processing or equivalent experience.
  • 1 year of compliance, audit, or risk experience.

Bonus Points if you have:
  • ACH Accredited Professional (AAP) Certification or Accredited Payments Risk Professional (APRP) Certification.
  • Five (5) years of specific experience working with electronic payments and/or treasury management products/processes.
  • Experience working with financial risk modeling.

Applicants must have legal authority to work in the United States. Work Visa sponsorship is not available for this position.
Deadline to apply: August 8, 2026
Compensation Ranges:
US Employees in California, Washington DC, New Jersey, and New York:
$54,220 - $79,020
US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin:
$49,510 - $72,340
US Employees in all other states not listed above:
$44,790 - $65,650
The posted compensation range on this listing represents UMB's good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information.
UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more?
You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.
If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
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