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Senior Payments Risk Analyst Jobs (NOW HIRING)

Fin

Risk Analyst

New York, NY · Remote

$100K - $175K/yr

About Fin Fin is a next-generation payments platform built for high-value, global, and instant ... senior leadership and stakeholders. * Lead cross-functional risk assessments for new product ...

ALOIS LLC

Sr Fraud Analyst

San Jose, CA · On-site

$140K - $165K/yr

Payments fraud * Card fraud * Account takeover (ATO) * Fraud/risk analytics * Transaction analytics * Hands-on expertise in SQL is required; Python experience is strongly preferred. * Experience with ...

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

Position: Risk / Fraud Analyst Reports To: Director of Risk Direct Reports: None Description ... Knowledge of payment processing and the various departments that connect with risk such as ...

Alpha Generation

Sr. Risk Analyst

Houston, TX

Senior Analyst, Risk - Houston, Texas Company Information: Alpha Generation manages and operates power generation facilities that are well positioned to provide reliable, secure, safe, and ...

Initio Capital

Deal Review & Risk Analyst

New York, NY · Remote

$50 - $200/hr

Senior · Lead · Analyst / Associate Initio Sphere Private Capital Ecosystem - Compensation: $50 ... Payments issued only after successful deal completion and fee collection * Initio Sphere reserves ...

Forter

Senior Risk Analyst

New York, NY · On-site

... Senior Risk Analyst. In this role, you will take a leading part in shaping risk and commercial ... Anti-Fraud Solution of the Year at the Payments Awards (2024) * SAP Pinnacle Awards "New Partner ...

Northwest Community Bank

RISK ANALYST

Canton, CT · On-site

Risk Analyst Enterprise Risk Management | Banking ----- This position is does not offer remote ... Prepare reports, dashboards, summaries and presentations for senior management to support informed ...

INHABIT IQ

Senior Credit Risk Analyst

Alpharetta, GA

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Remain up to date on payment industry regulations, trends, AI developments in risk management, and ...

INHABIT IQ

Senior Credit Risk Analyst

Alpharetta, GA · On-site

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Remain up to date on payment industry regulations, trends, AI developments in risk management, and ...

Inhabit

Senior Credit Risk Analyst

Alpharetta, GA · On-site

Summary As a Senior Credit and Risk Analyst, the primary responsibilities include identifying and ... Remain up to date on payment industry regulations, trends, AI developments in risk management, and ...

Northwest Community Bank

RISK ANALYST

Canton, CT · On-site

Risk Analyst Enterprise Risk Management | Banking ----- This position is does not offer remote ... Prepare reports, dashboards, summaries and presentations for senior management to support informed ...

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Senior Payments Risk Analyst information

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$53.5K

$109.8K

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How much do senior payments risk analyst jobs pay per year?

As of May 31, 2026, the average yearly pay for senior payments risk analyst in the United States is $109,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $90,500.00 and $137,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Payments Risk Analyst, and why are they important?

To thrive as a Senior Payments Risk Analyst, you need expertise in risk assessment, fraud detection, data analysis, and a strong understanding of payment systems, often supported by a degree in finance, mathematics, or a related field. Familiarity with risk management software, SQL, data visualization tools, and sometimes certifications like CAMS or CFE are typically required. Exceptional analytical thinking, attention to detail, and proactive communication distinguish top performers in this role. These skills are crucial for effectively identifying and mitigating payment risks, protecting the organization from fraud, and ensuring secure transaction processes.

How does a Senior Payments Risk Analyst typically collaborate with other departments within a financial organization?

A Senior Payments Risk Analyst often works closely with teams such as fraud prevention, compliance, IT, and customer support. Collaboration involves sharing insights on emerging payment risks, developing risk mitigation strategies, and ensuring that new payment products comply with regulatory standards. Regular cross-functional meetings and data sharing are common to proactively address vulnerabilities and streamline processes. This collaborative approach helps maintain a secure payments ecosystem and supports business objectives.

What does a Senior Payments Risk Analyst do?

A Senior Payments Risk Analyst is responsible for identifying, assessing, and mitigating risks related to payment transactions within an organization. They analyze transaction data, monitor for fraud trends, and develop strategies to protect against financial losses and regulatory violations. In addition, they work closely with compliance, technology, and operations teams to ensure the effectiveness of risk controls and to implement best practices. Their expertise helps organizations maintain secure and efficient payment systems while minimizing exposure to fraud and other risks.

What is the difference between Senior Payments Risk Analyst vs Payments Risk Analyst?

AspectSenior Payments Risk AnalystPayments Risk Analyst
Required CredentialsBachelor's degree, certifications like CRCM or CFE often preferredBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, payment processing companiesPayment service providers, banks, fintech firms
Employer & Industry UsageUsed across banking, fintech, and payment companies for risk managementCommonly employed in similar sectors, often as entry to mid-level roles

The main difference between a Senior Payments Risk Analyst and a Payments Risk Analyst lies in experience level and responsibilities. Senior analysts typically handle more complex risk assessments, lead projects, and have greater decision-making authority. Both roles require similar credentials and are found in similar industries, but the senior position involves more strategic oversight and leadership.

What cities are hiring for Senior Payments Risk Analyst jobs? Cities with the most Senior Payments Risk Analyst job openings:
What states have the most Senior Payments Risk Analyst jobs? States with the most job openings for Senior Payments Risk Analyst jobs include:
What job categories do people searching Senior Payments Risk Analyst jobs look for? The top searched job categories for Senior Payments Risk Analyst jobs are:
Senior Payments Risk Analyst jobs near you
Infographic showing various Senior Payments Risk Analyst job openings in the United States as of May 2026, with employment types broken down into 89% Full Time, 9% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $109,846 per year, or $52.8 per hour.

Risk Analyst

Fin

New York, NY • Remote

$100K - $175K/yr

Full-time

Posted 14 days ago

Job description

About Fin

Fin is a next-generation payments platform built for high-value, global, and instant transactions. We are a Series A-stage company backed by Sequoia, Circle, and other notable investors. Powered by stablecoins, Fin enables users and businesses to move millions of dollars in seconds - whether to other Fin users, directly into bank accounts, or across crypto rails. By combining the speed of crypto with the reliability and trust of traditional finance, Fin reimagines how money moves worldwide. If banks and payment products were reinvented today, they would look like Fin.

Role Overview

We are hiring our first  Fraud/Risk Analyst to join our Risk & Compliance team . This role will focus on identifying, analyzing, and mitigating risks associated with digital asset transactions – including ACH fraud and compliance with applicable regulations like the Patriot Act and Bank Secrecy Act. This is a critical position, reporting directly to the CEO, and will require a combination of technical, analytical, and regulatory expertise to build a robust fraud detection and risk assessment framework from the ground up.

Key Responsibilities

  • Develop and implement a comprehensive risk management strategy tailored to the evolving digital asset landscape.

  • Take action to resolve automatically flagged transactions and individuals

  • File suspicious activity reports as required 

  • Monitor and analyze transaction data to detect potential fraud, suspicious activities, and emerging risk trends.

  • Utilize advanced data analysis techniques and fraud detection tools to identify anomalies and potential security threats.

  • Create and maintain risk assessment models to evaluate the financial and reputational impact of potential fraud incidents.

  • Partner with the engineering team to design and implement fraud detection systems, leveraging machine learning and predictive analytics.

  • Ensure alignment with regulatory requirements, including AML, KYC, and digital asset regulations.

  • Draft detailed reports and dashboards on risk findings, fraud incidents, and risk mitigation strategies for senior leadership and stakeholders.

  • Lead cross-functional risk assessments for new product launches, ensuring security and fraud prevention measures are integrated into product design.

  • Stay abreast of emerging risks in the digital asset space, including regulatory changes and new fraud tactics.

  • Develop incident response plans for fraud detection and participate in incident response drills to assess and enhance our risk management framework.

Qualifications

  • Bachelor's degree in Finance, Economics, Computer Science, Data Science, or related field.

  • 5+ years of experience in fraud analysis, risk management, or financial crime prevention, ideally within fintech, digital assets, or blockchain environments.

  • Demonstrated experience with fraud detection systems, transaction monitoring tools, and data analysis platforms (SQL, Python, R).

  • Strong knowledge of digital asset platforms, blockchain technology, and stablecoin ecosystems.

  • Experience with regulatory compliance, particularly regarding AML, KYC, and financial crime prevention.

  • Exceptional analytical and problem-solving skills with a data-driven approach to decision-making.

  • Strong written and verbal communication skills, with the ability to clearly articulate complex risk findings to non-technical stakeholders.

Preferred Qualifications

  • Certifications such as Certified Fraud Examiner (CFE), Certified Risk Manager (CRM), or CAMS.

  • Experience with machine learning models for fraud detection and predictive analytics.

  • Familiarity with incident response protocols and risk mitigation frameworks in financial services.

  • Prior experience in a fast-paced startup or scaling fintech environment.

Compensation Range: $100K - $175K