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Payments Risk Analyst Jobs in Austin, TX (NOW HIRING)

About Us Visa is a world leader in payments technology, facilitating transactions between consumers ... We are seeking a highly analytical Senior Risk Management Analyst to join our Global Risk ...

About Us Visa is a world leader in payments technology, facilitating transactions between consumers ... The Investigations team is seeking a dynamic and energetic Sr. Risk Management Analyst with a ...

... payments, including lien rights, waivers, retainage, and subcontractor compliance. * Familiarity with how contract language drives risk management at the vendor and project level. * Strong analytical ...

Our technology powers missioncritical solutions across Lending, Payments and Universal Banking ... Use analytics, automation, visualization tools, and AI-enabled capabilities to improve risk ...

Support quarterly Operational Risk assessments for Wise US Inc. and Wise Payments Canada by gathering KRIs, issues, incidents, operational loss data, and stakeholder narratives. * Analyze operational ...

Support quarterly Operational Risk assessments for Wise US Inc. and Wise Payments Canada by gathering KRIs, issues, incidents, operational loss data, and stakeholder narratives. * Analyze operational ...

... analytical complexity Familiarity with regulatory compliance, and risk governance policies. Knowledge and understanding of banking operations and/or payment schemes, including products & services ...

Risk Manager II - AMZ10108334

Austin, TX · On-site

$78K - $129K/yr

Maintain metrics, reports, and process documentation to monitor and analyze delivery performance ... Products supported include digital payment and e-KYC services assessed under PCI DSS, RBI, UIDAI ...

... Analysis, Workforce Planning, Process Improvement, or related fields * Experience in risk, compliance, payments, fintech, or other regulated environments * Experience managing vendor contracts ...

Senior Product Manager, Payments

Austin, TX · On-site

$125K - $165K/yr

... Strategy, Legal, Risk, Operations, Bank Partners, and Product Marketing to build high-impact ... Analyze adoption and engagement data rigorously, using what you learn to sharpen priorities and ...

Treasury Analyst

Austin, TX · On-site

$65K - $85K/yr

... risk and assist with Corporate Finance analytics! The position will report to the Director of ... evolving eBay Payments initiatives, Cross-Border Transactions (CBT) and liquidity operations.

Contracts Analyst

Austin, TX · On-site

$68K - $82K/yr

Would you like to help create the next major innovation in and around the payment landscape ... Gather contract and risk documentation from numerous systems and add to electronic and hard copy ...

Senior Product Manager, Payments

Austin, TX · On-site +1

$125K - $165K/yr

Work with cross-functional teams such as Strategy, Legal, Risk, Operations, Bank Partners, and ... Analyze adoption and engagement data rigorously, using what you learn to sharpen priorities and ...

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Payments Risk Analyst information

See Austin, TX salary details

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How much do payments risk analyst jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for payments risk analyst in Austin, TX is $40.13, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $48.85 per hour, depending on experience, location, and employer.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.
What are popular job titles related to Payments Risk Analyst jobs in Austin, TX? For Payments Risk Analyst jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Payments Risk Analyst jobs in Austin, TX look for? The top searched job categories for Payments Risk Analyst jobs in Austin, TX are:
What cities near Austin, TX are hiring for Payments Risk Analyst jobs? Cities near Austin, TX with the most Payments Risk Analyst job openings:
Infographic showing various Payments Risk Analyst job openings in Austin, TX as of August 2026, with employment types broken down into 76% Full Time, 6% Part Time, and 18% Contract. Highlights an 76% In-person, 18% Hybrid, and 6% Remote job distribution, with an average salary of $83,469 per year, or $40.1 per hour.

Sr. Risk Management Analyst

Visa

Austin, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Visa rating

8.6

Company rating: 8.6 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

5th of 21 rated payment service providers


Job description

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.
Job Description
Global Fraud and Breach Investigations
Visa's Global Risk Investigations team is dedicated to promoting the safe and sound long-term prosperity of the Visa payment system.
Position Summary:
We are seeking a highly analytical Senior Risk Management Analyst to join our Global Risk Investigations team part of our Case Investigations & Enforcement team, a core component of ecosystem security within Visa's Payment Ecosystem Risk and Control (PERC) organization.
The Global Risk Investigation's mission is to bring resolution to external fraud schemes events and data compromise incidents, drive notification of at-risk accounts to stem fraud impacts, and coalesce forensic evidence, intelligence, and fraud analysis to formulate remediation plans that strengthens payment system security. The Investigations team is seeking a dynamic and energetic Sr. Risk Management Analyst with a propensity to think creatively and identify new ways to approach common problems. A thought leader who can identify the extraordinary in ordinary, pinpoint and disrupt complex fraud schemes, and expertly lead external data compromise events. The right candidate will provide visionary direction to support the development of next generation methodologies that facilitate investigation of confirmed fraud loss, theft or compromise of Visa account or cardholder information.
Primary Responsibilities:
  • Lead external compromise events by harnessing payment intelligence leads and fraud solutions to proactively identify and contain high-profile data breaches.
  • Deliver strategic guidance to aid marquee clients in the disruption of complex fraud schemes; employ Visa's cutting-edge solutions to minimize fraud exposure.
  • Analyze compromise network topologies and synthesize forensic insights to develop clear and concise recommendations on course of action.
  • Conduct fraud analysis to support compromise investigations and validate forensic findings.
  • Publish alerts and disseminate at-risk accounts to financial institutions leveraging Visa's world-class Compromise Account Management System (CAMS).
  • Provide visionary direction that incentivizes clients to accelerate remediation of breached entities through early adoption of compromise detection capabilities.
  • Operationalize investigative procedures to evolve forensic investigations and reporting processes.
  • Monitor and refine dashboards for existing fraud schemes.
  • Identify, monitor, and track emerging fraud schemes and payment ecosystem attacks.
  • Maintain deep understanding of transaction-level details and payment flows.
  • Perform deep analytical reviews to identify and validate fraud schemes impacting payment ecosystem participants.
  • Investigate and manage complex fraud scheme events.
  • Represent Visa and promote fraud disruption initiatives through industry outreach, reactive support, fraud analytics, best practices, and informational resources.
  • Devise a comprehensive risk-based framework that equips financial institutions with strategies to swiftly remediate security incidents and reduce payment system risk.
  • Manage an exclusive portfolio of premier clients to ensure adherence to Visa's What to Do if Compromise (WTDIC) requirements.
  • Drive development of tools and capabilities owned by Visa's Global Risk Investigations team to drive client communication and ecosystem value- focusing on Visa's tool's as best-in-class leader
  • Participate in regulatory briefings and demonstrate baseline understanding of appropriate legal, PCI Data Security Standard (DSS) compliance, regulatory and privacy laws.

Secondary Responsibilities:
  • Prepare reports, briefings and other written products for Executive Management.
  • Serve as information ambassador in the management of team reporting as well as development of performance metrics to track and monitor compromise trends.
  • Work in partnership with Regional Risk Officers to achieve market goals as part of Country Risk Scorecards.
  • Identify emerging trends associated with security vulnerabilities and develop mitigation strategies to combat stakeholder risk.
  • Collaborate with leading forensic firms to develop reporting mechanisms and cost effective compromise solutions for small merchants.
  • Decrease department's reliance on financial institution reported compromise events by harnessing fraud analytics with payment intelligence to generate actionable leads.
  • Foster internal and external stakeholder relationships through client engagement meetings, forums, industry partnerships and speaking opportunities.

This is a Hybrid role to be located in either our Austin, TX or Atlanta, GA office locations. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.
Qualifications
Basic Qualifications:
  • 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:
  • 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
  • 8+ years of experience as a payments, risk or security professional with a financial institution, merchant, or payments company.
  • Proven record of successfully investigating and resolving financial crimes or security incidents.
  • A secure technology wizard with mastery of payment solutions such as EMV, Tokenization, and Encryption among other authentication mechanisms.
  • Adaptive to changes in business priorities with an ability to manage multiple initiatives simultaneously.
  • Ability to work in a fluid environment with varied deadlines while possessing an intense focus to drive assignments to completion.
  • Superior written, oral and presentation skills with an ability to influence at a senior management level both internally and externally.
  • Shrewd negotiator that suavely challenges the status-quo while concurrently removing barriers to progress change.
  • Possesses a high level of self-motivation, initiative and operates effectively as a team player.
  • Holds a background in information security, forensic investigations or data analytics.
  • Undergraduate degree or relevant experience in information security or cyber forensics.
  • Professional accreditation a plus - CISSP, CISA, QSA/PFI, ISA or other relevant certifications or accreditation.

U.S. Applicants Only
The estimated salary range for this position is $109,800 to $186,000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

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About Visa

Sourced by ZipRecruiter

Visa is a global leader in digital payments, facilitating over 215 billion transactions annually across more than 200 countries and territories. Our mission is to connect the world through an innovative, reliable, and secure payments network, empowering individuals, businesses, and economies to thrive. When you become a part of Visa, you join a purpose-driven culture that values growth, embraces diversity, and recognizes the significance of your contributions. We believe in creating inclusive economies that uplift everyone, everywhere. Your work at Visa will directly impact billions of people worldwide, enabling access to financial services and shaping the future of money movement.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

San Francisco, CA, US

Year founded

1958