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Payments Risk Analyst Jobs in Austin, TX (NOW HIRING)

Loan Support Analyst - Midland

Austin, TX

$37K - $50K/yr

May review and process loan payments, escrows and reserve account disbursements. May assist in the ... Managing Risk - Assessing and effectively managing all of the risks associated with their business ...

New

... risk, and deliver the cross-functional intelligence that keeps Apple moving forward. We hire ... Investigate and resolve payment exceptions and discrepancies that require human insight and ...

Loan Support Analyst Sr - Midland

Austin, TX ยท On-site

$37K - $50K/yr

May review and process loan payments, escrows and reserve account disbursements. May assist in the ... Managing Risk - Assessing and effectively managing all of the risks associated with their business ...

New

We provide proprietary payment solutions accepted by merchants that enable the completion of ... We also help merchants connect with their customers, process exchanges and returns, and manage risk.

Cost Analyst

Austin, TX ยท On-site

Participate in Payment Application creation and understand connection with Budget Report ... risk of electrical shock. The noise in these work environments is usually moderate to very loud.

Sr. Product Manager, Seller Risk Mgmt

Austin, TX ยท On-site

$119K - $157K/yr

... analytics, design, marketing, research, communications, policy, legal, finance, and other partner ... payment or compensation program) at any time, including for reasons related to individual ...

Cash Applications Analyst

Austin, TX ยท On-site

$65 - $100/hr

... risk, and deliver thecross-functional intelligence that keeps Apple moving forward. We hire ... Investigate and resolve payment exceptions and discrepancies that require human * insight and ...

New

Technical Program Manager - Payments & Financial Services Technology Location: Austin TX - Hybrid ... Risk & Issue Management * Proactively identify technical, operational, organizational, and business ...

New

Conduct accrual analysis and coordinate with payment processing teams to track the status of vendor ... risk analysis and benchmarking project costs. Preferred Qualifications: * Strong skills in ...

Conduct accrual analysis and coordinate with payment processing teams to track the status of vendor ... risk analysis and benchmarking project costs. Preferred Qualifications: * Strong skills in ...

Experience with fraud or policy investigations, fraud risk management, Internet advertising, or e ... They have no impact on statutory payments. Current or past grants do not confer an acquired right.

Showing results 41-60

Payments Risk Analyst information

See Austin, TX salary details

$15

$40

$65

How much do payments risk analyst jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for payments risk analyst in Austin, TX is $40.13, according to ZipRecruiter salary data. Most workers in this role earn between $29.57 and $48.85 per hour, depending on experience, location, and employer.

What is a payments risk analyst?

Payments Risk Analysts are professionals responsible for identifying, assessing, and mitigating risks associated with payment processing systems and transactions. They analyze transaction data to detect fraudulent activities, ensure compliance with regulations, and develop strategies to minimize financial losses for organizations. Their work often involves using advanced analytics and risk management tools to monitor trends, investigate suspicious activities, and recommend improvements to payment processes.

What skills and qualifications are needed to be a payments risk analyst?

To thrive as a Payments Risk Analyst, you need strong analytical skills, knowledge of financial regulations, and experience in risk assessment, typically supported by a degree in finance, economics, or a related field. Familiarity with transaction monitoring systems, data analysis tools like SQL or Excel, and certifications such as CAMS or CFE are commonly required. Attention to detail, critical thinking, and effective communication are vital soft skills to excel in this role. These competencies are crucial for identifying and mitigating payment fraud, ensuring regulatory compliance, and maintaining the integrity of financial operations.

What challenges do payments risk analysts face in monitoring and mitigating transaction fraud?

Payments Risk Analysts often encounter the challenge of quickly identifying and responding to evolving fraud patterns while maintaining a seamless customer experience. The role requires balancing proactive risk detection with minimizing false positives, which can inadvertently affect legitimate transactions. Analysts must collaborate closely with data scientists, compliance teams, and customer service to continuously refine fraud detection models and stay updated on emerging threats. Staying adaptable and leveraging advanced analytics tools are key to success in this fast-paced environment.

Do payments risk analysts make good money?

Payments risk analysts typically earn a competitive salary that varies based on experience, location, and industry. Entry-level positions may start around $50,000 annually, while experienced analysts can earn over $100,000, especially with specialized skills in fraud detection and data analysis. Certifications such as Certified Fraud Examiner (CFE) can also enhance earning potential.

How much do payments risk analysts get paid?

Payments risk analysts typically earn a median annual salary of around $60,000 to $80,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, especially in financial services or technology sectors.

Is a payments risk analyst a good job?

A payments risk analyst is a role focused on identifying and mitigating fraud and financial risks in payment systems. It typically requires analytical skills, knowledge of financial regulations, and familiarity with risk management tools. The job offers opportunities for career growth in finance and technology sectors but can involve high-pressure situations and the need for continuous learning.

What are popular job titles related to Payments Risk Analyst jobs in Austin, TX?

For Payments Risk Analyst jobs in Austin, TX, the most frequently searched job titles are:

What job categories do people searching Payments Risk Analyst jobs in Austin, TX look for?

The top searched job categories for Payments Risk Analyst jobs in Austin, TX are:

What cities near Austin, TX are hiring for Payments Risk Analyst jobs?

Cities near Austin, TX with the most Payments Risk Analyst job openings:

Infographic showing various Payments Risk Analyst job openings in Austin, TX as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 9% Part Time, and 2% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $83,469 per year, or $40.1 per hour.

Senior Fraud Response Data Analyst

Q2 Software, Inc.

Austin, TX โ€ข On-site

$85K - $107K/yr

Full-time

Medical

This job post hasย expired 1 day ago.ย Applications are no longer accepted.


Key responsibilities

  • Develop, maintain, and refine fraud performance metrics, KPIs, and KRIs to measure fraud losses, customer impact, control effectiveness, and fraud response performance

  • Build and manage executive-level dashboards and reporting that provide visibility into fraud trends, emerging threats, incident activity, loss drivers, and remediation efforts

  • Conduct deep-dive fraud analysis to identify emerging fraud schemes, attack patterns, vulnerabilities, and opportunities to improve fraud prevention and detection capabilities


Job description

As passionate about our people as we are about our mission.
Why Join Q2?
Q2 is a leading provider of digital banking and lending solutions to banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Our mission is simple: build strong and diverse communities through innovative financial technology-and we do that by empowering our people to help create success for our customers.
What Makes Q2 Special?
Being as passionate about our people as we are about our mission. We celebrate our employees in many ways through our year-round Q2 ChangeMakers awards program and global moments of recognition and connection. We invest in the growth and development of our team members through ongoing learning opportunities, internal mobility, and meaningful leadership relationships. We also know that nothing builds trust and collaboration like having fun and giving back together. From company-wide volunteer days to events like our Q2 Homecoming Week-featuring learning, community service, and culture-building experiences-we create opportunities to connect, grow, and make an impact.
SUMMARY
As a Senior Fraud Response Data Analyst, you will transform fraud data into actionable intelligence that strengthens fraud controls, protects customers, and supports strategic decision-making. As a key member of the Fraud Response Team, you will lead fraud trend analysis, identify emerging threats, and deliver insights that support investigations, incident response, fraud mitigation, and risk remediation efforts. You will partner closely with Product, Security, Engineering, and Customer Support teams to develop meaningful metrics, evaluate fraud detection strategies, and provide executive-level reporting.
The ideal candidate combines advanced analytical expertise with a strong investigative mindset and the ability to think like an attacker. By anticipating how fraudsters may bypass controls, evade detection rules, or exploit process weaknesses, you will proactively identify vulnerabilities and recommend improvements to fraud prevention and detection capabilities. As a trusted thought leader, you will translate complex data into clear business recommendations, influence strategic priorities, and help the organization stay ahead of evolving fraud threats.
RESPONSIBILITIES:
  • Develop, maintain, and refine fraud performance metrics, KPIs, and KRIs to measure fraud losses, customer impact, control effectiveness, and fraud response performance
  • Build and manage executive-level dashboards and reporting that provide visibility into fraud trends, emerging threats, incident activity, loss drivers, and remediation efforts
  • Conduct deep-dive fraud analysis to identify emerging fraud schemes, attack patterns, vulnerabilities, and opportunities to improve fraud prevention and detection capabilities.
  • Support high-profile fraud investigations by providing actionable intelligence, trend analysis, root cause insights, and data-driven recommendations.
  • Analyze fraud losses and customer impact across banking, deposit, payment, and digital banking channels to identify systemic issues and areas of elevated risk.
  • Evaluate fraud detection rules, models, and monitoring strategies to identify opportunities for optimization and improved performance.
  • Apply an attacker mindset to anticipate how fraudsters may adapt to new controls, exploit process weaknesses, evade detection logic, or circumvent model thresholds.
  • Translate complex datasets into clear and actionable insights through data visualization, executive storytelling, and strategic recommendations.
  • Ensure data quality, accuracy, and completeness across fraud reporting tools, dashboards, and data sources.
  • Manage data visualization tools and infrastructure, including Power BI, Excel-based models, and analytical reporting platforms.
  • Partner with Product, Engineering, Security, and Customer Support to identify vulnerabilities, evaluate mitigation strategies, and drive fraud risk reduction initiatives.
  • Collaborate with data scientists, engineers, analysts, and business stakeholders to develop unified fraud intelligence and actionable reporting.
  • Provide thought leadership in fraud analytics, reporting automation, performance measurement, and emerging fraud threat analysis.
  • Lead efforts to improve fraud reporting effectiveness, analytical capabilities, automation, and operational efficiency.
  • Support fraud governance activities through executive reporting, trend analysis, risk monitoring, and measurement of remediation effectiveness.
  • Lead or participate in fraud response activities occurring outside normal business hours, including on-call support for significant fraud incidents when needed.

EXPERIENCE AND KNOWLEDGE:
  • Bachelor's degree in a quantitative field such as Business, Finance, Mathematics, or related discipline with a minimum of 12 years of relevant experience; or an advanced degree with 8+ years of experience; or equivalent related work experience
  • Experience in fraud analytics, fraud risk management, fraud strategy, fraud operations, or financial crimes investigations within a banking, fintech, or financial services environment
  • Strong knowledge of banking operations, deposit products, digital banking, account opening, payment processing, and money movement fraud risks
  • Experience analyzing fraud trends, fraud losses, customer impact, and emerging fraud threats to develop actionable business recommendations
  • Demonstrated ability to identify systemic fraud patterns, control weaknesses, and opportunities to strengthen fraud detection and prevention capabilities
  • Experience supporting fraud investigations through data analysis, root cause analysis, and fraud intelligence reporting
  • Understanding of common fraud schemes, including account takeover, identity fraud, deposit fraud, payment fraud, check fraud, and synthetic identity fraud
  • Proven experience designing and managing KPIs and enterprise performance measurement systems
  • Advanced proficiency in Power BI or similar data visualization tools
  • Advanced knowledge of SQL, Python, or other scripting languages used in data analysis
  • Strong understanding of data governance, quality assurance, and reporting best practices
  • Ability to work independently in ambiguous environments and prioritize multiple high-impact initiatives
  • Excellent communication skills with the ability to present to senior leadership and influence decision-making
  • Strong attention to detail and organizational skills in a fast-paced, data-driven environment

This position requires fluent written and oral communication in English.
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
Health & Wellness
  • Hybrid Work Opportunities
  • Flexible Time Off
  • Career Development & Mentoring Programs
  • Health & Wellness Benefits, including competitive health insurance offerings and generous paid parental leave for eligible new parents
  • Community Volunteering & Company Philanthropy Programs
  • Employee Peer Recognition Programs - "You Earned it"

Click here to find out more about the benefits we offer.
Our Culture & Commitment:
We're proud to foster a supportive, inclusive environment where career growth, collaboration, and wellness are prioritized. And our benefits go beyond healthcare-offering resources for physical, mental, and professional well-being. Click here to find out more about the benefits we offer. Q2 employees are encouraged to give back through volunteer work and nonprofit support through our Spark Program (see more). We believe in making an impact-in the industry and in the community.
We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, or veteran status.
Applicants in California or Washington State may not be exempt from federal and state overtime requirements