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Credit Risk Monitor Jobs in California (NOW HIRING)

Senior Credit Manager

Richmond, CA · On-site

$120 - $150/hr

Monitor customer payment trends and financial health to identify and mitigate risk. * Manage credit holds and order releases. * Partner with Sales, Operations, Customer Service, and Finance to ...

Environmental Credit Risk Associate Bring your expertise to JPMorganChase. As part of Risk ... Coordinate and monitor and/or manage requests for proposals, project scope definition, job award ...

Director, Treasury & Credit Risk Department: Accounting and Finance Employment Type: Full Time ... Monitor debt, debt covenants, and financing strategies; ensure timely and accurate compliance ...

Director, Treasury & Credit Risk Department: Accounting and Finance Employment Type: Full Time ... Monitor debt, debt covenants, and financing strategies; ensure timely and accurate compliance ...

Showing results 21-40

Credit Risk Monitor information

See California salary details

$85.4K

$156.2K

$236.4K

How much do credit risk monitor jobs pay per year?

As of Aug 23, 2026, the average yearly pay for credit risk monitor in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Monitor jobs in California?

For Credit Risk Monitor jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Risk Monitor jobs in California look for?

The top searched job categories for Credit Risk Monitor jobs in California are:

What cities in California are hiring for Credit Risk Monitor jobs?

Cities in California with the most Credit Risk Monitor job openings:

Infographic showing various Credit Risk Monitor job openings in California as of August 2026, with employment types broken down into 1% As Needed, 85% Full Time, 10% Part Time, 3% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $156,239 per year, or $75.1 per hour.

Senior Credit Manager

Jobtailor

Richmond, CA • On-site

$120 - $150/hr

Other

Posted 5 days ago


Job description

Job Responsibilities
  • Lead, coach, and develop the Credit team.
  • Oversee customer credit evaluations, risk assessments, credit limits, and exposure management.
  • Maintain and enhance credit policies, procedures, and controls.
  • Drive collections performance by managing aging accounts, negotiating payment arrangements, and reducing bad debt exposure.
  • Monitor customer payment trends and financial health to identify and mitigate risk.
  • Manage credit holds and order releases.
  • Partner with Sales, Operations, Customer Service, and Finance to resolve issues and improve collection outcomes.
  • Review and approve credit applications, limit increases, and policy exceptions.
  • Track and improve DSO, collection effectiveness, bad debt expense, cash flow, and working capital performance.
  • Prepare and present credit risk, collections, and receivables reporting to senior leadership.
  • Champion process improvements, automation initiatives, and operational efficiencies.
  • Provide credit risk expertise and strategic insights for business decisions and long-term growth.
Requirements
  • 10+ years of progressive experience in Credit Management.
  • Proven leadership experience building and developing successful teams.
  • Strong expertise in credit risk assessment, collections, receivables, and negotiation.
  • Exceptional relationship-building and communication skills.
  • Strong business acumen balancing customer service, profitability, and risk.
  • Advanced Microsoft Office skills.
  • Experience with Microsoft Dynamics 360 is an asset.
  • University degree and/or CCP designation preferred.
Core Competencies

Demonstrates extensive expertise in Credit Management, including credit risk assessment, collections, and receivables management. Proven ability to lead teams, enhance credit policies, and drive operational efficiencies while balancing customer service and profitability.

Highest-signal resume keywords
  • Credit Risk Assessment
  • Collections Management
  • Team Leadership
  • Microsoft Dynamics 360
  • Process Improvement
ATS Optimization Keywords Hard Skills
  • Credit Evaluations
  • Risk Assessments
  • Credit Limits Management
  • Negotiation
  • Aging Accounts Management
  • DSO Tracking
  • Cash Flow Management
  • Bad Debt Expense Reduction
  • Credit Policy DevelopmentFinancial Health Monitoring
Soft Skills
  • Relationship Building
  • Communication
  • Business Acumen
Certifications & Qualifications
  • University Degree
  • CCP Designation
Industry Keywords
  • Credit Management
  • Collections
  • Receivables
  • Risk Mitigation
  • Operational Efficiency
Tools & Technologies
  • Microsoft Office
  • Microsoft Dynamics 360
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