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Credit Risk Monitor Jobs in California (NOW HIRING)

SoFi

Senior Credit Manager

San Francisco, CA · On-site

... monitoring and analyzing the risk trends within the portfolio to provide insights and ... The Senior Credit Manager will collaborate with cross-functional teams such as Business Units ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

... monitoring and analyzing the risk trends within the portfolio to provide insights and ... The Senior Credit Manager will collaborate with cross-functional teams such as Business Units ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

... monitoring and analyzing the risk trends within the portfolio to provide insights and ... The Senior Credit Manager will collaborate with cross-functional teams such as Business Units ...

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Credit Risk Monitor information

See California salary details

$85.4K

$156.2K

$236.4K

How much do credit risk monitor jobs pay per year?

As of Sep 13, 2026, the average yearly pay for credit risk monitor in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Monitor jobs in California?

For Credit Risk Monitor jobs in California, the most frequently searched job titles are:

What job categories do people searching Credit Risk Monitor jobs in California look for?

The top searched job categories for Credit Risk Monitor jobs in California are:

What cities in California are hiring for Credit Risk Monitor jobs?

Cities in California with the most Credit Risk Monitor job openings:

Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in California as of September 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 4% Contract, and 1% Nights. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $156,239 per year, or $75.1 per hour.

Risk Management - Lead Credit Officer - Vice President

Irvine, CA • On-site

JPMorgan Chase & Co
Finance and Insurance • 10K+ employees
Learn more about JPMorgan Chase & Coexternal

Full-time

Medical, Retirement

Re-posted 25 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

Job description

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. 

As a Lead Credit Officer within the Credit Risk team, you will evaluate and identify risks and interpret data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1 million to $25 million+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship. 

Job Responsibilities: 

Oversee all aspects of credit analysis on loans secured by multifamily and other types of commercial real estate 

Evaluate and manage risks in complex transactions 

Mentor for more junior Credit Analysts and Credit Officers 

Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal 

Apply relevant policies, standards, procedures, and regulatory requirements to all credit analysis activities 

Apply data analysis techniques to interpret results and provide insights and recommendations to management 

Serve as a technical expert in addressing inquiries and resolving system-related issues specific to credit risk analysis and management tools 

Monitor industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge 

 

Required qualifications, capabilities, and skills: 

Bachelor's degree in a business or finance concentration 

7 years of experience in commercial real estate lending, credit analysis, or loan workouts 

Thorough understanding of multifamily real estate property valuations and cash flow analysis 

Excellent financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements 

Ability to manage competing priorities effectively in a collaborative, high-volume environment while maintaining attention to detail 

Excellent verbal and written communication and problem-solving skills 

Ability to prioritize, plan, and manage people and processes to complete credit analysis and other assignments as needed 

Familiarity with regional commercial real estate markets and municipal regulations 

Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems 

Preferred qualifications, capabilities, and skills: 

Advanced degree in a related field or real estate coursework 

Experience as a loan underwriter in commercial real estate or agency lending (e.g Fannie Mae or Freddie Mac) 

Experience with proprietary credit risk management tools 

 Experience with large language model tools

FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

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