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Credit Risk Monitor Jobs in California (NOW HIRING)

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Sr. Data Scientist (Credit Risk)

San Mateo, CA · On-site +1

You will also build and monitor credit risk models with an eye on loss forecasting and communicate the results to different teams such as Capital Market and Marketing. The candidate should have a ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

... monitoring and analyzing the risk trends within the portfolio to provide insights and ... The Senior Credit Manager will collaborate with cross-functional teams such as Business Units ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues ...

SoFi

Senior Credit Manager

San Francisco, CA · On-site

Understand credit risk and develop approaches to mitigate loss and responsibly grow revenue. Monitor the performance of strategies and portfolios. Document and communicate results and escalate issues ...

Century Group

Credit Manager

Long Beach, CA · On-site

$110K - $140K/yr

The manager is responsible for the oversight of credit risk monitoring, new customer onboarding and receivables management. Managing a department of 9 people, the corporate credit manager will ...

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Credit Risk Monitor information

See California salary details

$85.4K

$156.2K

$236.4K

How much do credit risk monitor jobs pay per year?

As of Jul 11, 2026, the average yearly pay for credit risk monitor in California is $156,239.00, according to ZipRecruiter salary data. Most workers in this role earn between $131,800.00 and $175,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What are the key skills and qualifications needed to thrive as a Credit Risk Monitor, and why are they important?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

How do I become a Credit Risk Analyst?

To become a Credit Risk Analyst, candidates typically need a bachelor's degree in finance, economics, accounting, or a related field. Relevant skills include financial analysis, data interpretation, and proficiency with tools like Excel or specialized risk management software; professional certifications such as CFA or FRM can enhance prospects. Gaining experience through internships or entry-level roles in finance or credit analysis is also valuable.

What is a Credit Risk Analyst's salary?

A Credit Risk Analyst's salary typically ranges from $55,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications like CFA can earn higher salaries, often with additional bonuses or benefits.

What is a Credit Risk Monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What does CreditRiskMonitor do?

A Credit Risk Monitor analyzes the financial health of companies to assess their creditworthiness and potential risk of default. The role involves monitoring financial data, using tools like financial statements and credit reports, to help organizations manage credit exposure and make informed lending or investment decisions.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

Does credit risk pay well?

Credit risk professionals, including credit risk analysts and monitors, typically earn competitive salaries that vary by experience, location, and industry. Entry-level roles may start with moderate pay, while experienced analysts with certifications like CFA can earn higher salaries, often supplemented by bonuses and benefits. Overall, credit risk roles are considered financially rewarding within the finance and risk management sectors.
What are popular job titles related to Credit Risk Monitor jobs in California? For Credit Risk Monitor jobs in California, the most frequently searched job titles are:
What job categories do people searching Credit Risk Monitor jobs in California look for? The top searched job categories for Credit Risk Monitor jobs in California are:
What cities in California are hiring for Credit Risk Monitor jobs? Cities in California with the most Credit Risk Monitor job openings:
Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in California as of July 2026, with employment types broken down into 95% Full Time, and 5% Part Time. Highlights an 73% In-person, 16% Hybrid, and 11% Remote job distribution, with an average salary of $156,239 per year, or $75.1 per hour.

Senior Middle Market Credit Lead

Fifth Third

Newport Beach, CA • On-site

Full-time

Posted 19 days ago

Job description

Make banking a Fifth Third better
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

GENERAL FUNCTION:

The Senior Credit Lead is accountable for active portfoliomanagementleadership, team development, and credit risk oversight across a Regional orIndustry alignedportfolio within Credit Solutions, combining deep credit expertise with strong leadership capabilities toset strategic portfolio direction,effectively manage escalations, partner strategically with Banking and Credit Risk stakeholders, and execute portfolio strategy with discipline. The role requires maintaining aforward-lookingview of risk, proactively identifying emerging credit issues and industry trends, and acting decisively to protect asset quality, while serving as a trusted advisor to Banking partners, Credit Risk, and Senior Management and fostering a strong risk culture anchored in consistently high standards of credit judgment and execution.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for doing the right thing for customers andcolleagues andensuring that actions and behaviors drive a positive customer experience. Whileoperatingwithin the Bank's risk appetite,achievesresults by consistentlyidentifying, assessing, managing, monitoring, and reporting risks of all types.

#LI-JB1

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Maintainanenterprise levelview of portfolio riskwithownership of portfolio themes and risk outcomesacross a Regional or Industry portfolio, ensuring proactive, disciplined portfolio management.

  • Act as the primarypoint of escalationforcomplex,higher risk, or sensitive creditsituationsand lead resolution and risk decisioning in partnership withsenior stakeholders.

  • Partner with Banking leadership (Regional Presidents, Group Heads, or Coverage Leaders) to understand business strategy, growthobjectives, and pipeline dynamics.

  • Review deal structures, assess borrower viability, and advise on term sheets

  • Maintain aforward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks.

  • Drivecredit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, andtimelyremediation of issues.

  • Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.

  • Lead portfolio reviews, risk discussions, and escalationswith Credit Risk, Credit Risk Review, and Senior Management.

  • Oversee portfolio reporting and ensure delivery of clear, actionable insights and recommendations to senior stakeholders.

  • Engage with clients and prospects as needed, particularly in complexor escalated credit situations.

  • Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.

  • Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.

  • Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.

SUPERVISORY RESPONSIBILITY:

Includesthe directand indirect supervision and direction of the day-to-day activities ofCredit Solutions professionals. Responsible for providing employees withtimely, candid, and constructive performancefeedback. Develop employees to their fullest potential andprovidechallenging opportunities that enhance employee career growth. Developtheappropriate talentpool to ensure adequate bench strength and succession planning. Recognize and reward employees foraccomplishments.

MINIMUM KNOWLEDGE,SKILLSAND ABILITIES REQUIRED:

  • Bachelor's degree in Business, Finance, Accounting, or related fieldrequired; advanced degree preferred.

  • Minimum of10years of experienceincommercial credit, portfolio management, underwriting, or credit risk leadership.

  • Advancedexpertisein commercial credit underwriting, structuring, portfolio management, and legal documentation.

  • Demonstrated experience leading and developinghigh performingcredit teams.

  • Proven ability tomaintainaforward-lookingview of portfolio risk and proactivelyidentifyemerging credit issues.

  • Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.

  • Strong communicationand influence skills across senior internal stakeholders.

  • Excellent analytical, organizational, anddecision makingcapabilities, including comfortoperatingin complex or ambiguous environments.

  • Proficiencywith internal banking systems and Microsoft Office tools.

Senior Middle Market Credit LeadTotal Base Pay Range 121,900.00 - 262,100.00 USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- San Diego, California 92130

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

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