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Director Credit Risk Jobs in Oxnard, CA (NOW HIRING)

Maverick Payments

Credit Analyst II

Calabasas, CA · On-site +1

$35 - $40/hr

Under the direction of the Director of Compliance, Credit Analyst II is responsible for handling ... Analyze merchants with varying risk dependencies and credit quality associated with diverse ...

Mazda Thousand Oaks

Finance Director

Thousand Oaks, CA

$120K - $180K/yr

... Risk Management * Ensure adherence to federal, state, lender, and manufacturer regulations ... Familiarity with Mazda Financial Services & Volkswagen Credit * Bachelor's degree in Business ...

Pennymac

VP Portfolio Strategy

Moorpark, CA · On-site

$110K - $170K/yr

... Credit Risk Transfer, Late Stage Delinquency etc.) to optimize the return for loans. * Oversee development and regular maintenance of credit models used by different groups in Servicing. * Direct ...

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Oxnard, CA

Director Credit Risk information

See Oxnard, CA salary details

$89.5K

$165.5K

$319.3K

How much do director credit risk jobs pay per year?

As of Aug 6, 2026, the average yearly pay for director credit risk in Oxnard, CA is $165,534.00, according to ZipRecruiter salary data. Most workers in this role earn between $110,700.00 and $199,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What job categories do people searching Director Credit Risk jobs in Oxnard, CA look for? The top searched job categories for Director Credit Risk jobs in Oxnard, CA are:
What cities near Oxnard, CA are hiring for Director Credit Risk jobs? Cities near Oxnard, CA with the most Director Credit Risk job openings:
Director Credit Risk jobs near you

Credit Analyst II

Maverick Payments

Calabasas, CA • On-site, Remote

$35 - $40/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Exciting Opportunities at Maverick Payments!
Join our fast-paced, growing company and further your career with Maverick Payments, where you can thrive, your ideas are valued, and your colleagues feel more like family than coworkers!
About Us:
Maverick Payments is a family-owned and privately held full-service payment provider. Located in Calabasas, California, Maverick has created innovative technology designed for sales organizations, such as ISO's and ISV's, looking to monetize payments by reselling our white-labeled payments stack. Our payment products include merchant acquiring services, a proprietary gateway, ACH processing, fraud & chargeback tools, analytics, and other value-add services. Maverick's team includes underwriting, risk management, compliance & legal, technology & product development, on-boarding, customer support, information technology, and more.
About the Position:
Under the direction of the Director of Compliance, Credit Analyst II is responsible for handling credit and financial analysis related duties. The Compliance Department is responsible for protecting the Company from the risk of loss associated with its business activities, and for ensure Company's compliance with applicable legal, regulatory, and industry requirements.
  • Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent within company risk appetite.
  • Perform financial analysis preparing Credit Risk Assessments and Periodic Review of existing merchants with detailed recommendations and creative risk mitigation strategies.
  • Analyze merchants with varying risk dependencies and credit quality associated with diverse business types and processing environments to determine potential exposure.
  • Execute against Credit Policy driven collateral strategies to minimize losses by implementing reserves, sourcing letters of credit and/or administering funding holds.
  • Communicate effectively with partner, internal departments, and management as necessary to obtain financial information or other documentation necessary to complete merchant reviews.
  • Review and make recommendations to update department policies and procedures based on changing industry trends or process adjustments.
  • Work collectively with other Department personnel for required enhanced due diligence reviews or to obtain historical data and feedback regarding assigned accounts.
  • Other duties may be assigned by Portfolio Management leadership
Qualifications:
  • High School Diploma or equivalent.
  • 2-5 years of experience in Risk Management, Underwriting and/or Compliance within the acquiring industry.
  • Experience with high-risk payment processing a must.
  • In-depth knowledge of Excel and other similar products
  • Familiarity with various tools used for credit anlysis and due diligence (i.e. Equifax/Transunion, TIN Check, MATCH, GIACT, Merlink, , G2, LS, etc.) a plus.
  • Bachelor's Degree, Finance, Business Administration, or similar a plus
  • Proficiency with Microsoft products including Microsoft Excel.
  • Understanding of Card Brand rules and regulations. Understanding of various verticals and associated risks.
  • Working knowledge of High-Risk Integrity ("HR") Registry
  • Excellent written and verbal communication skills.
  • Excellent time management skills.
  • Effective written and verbal communication skills with ability to liaise with team members and leadership of various levels.
What We Offer:
  • Competitive Salary, Bonuses and Incentives.
  • Comprehensive employer sponsored health, vision, and dental insurance programs.
  • Paid time off, Paid Sick and Paid Holidays.
  • 401K plan with up to a 4% matching contribution.
  • Commitment to Career Development and Advancement.
  • Employee Recognition Programs
  • Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
Pay Range: $35-$40/hr.
This position will consider remote work for candidates in the following states:
AZ, CA (Outside of LA Metro area), CO, FL, GA, ID, IN, KS, KY, MA, MD, ME, MI, NC, NH, NJ, NV, NY, OH, OR, PA TN, TX, UT, VA, WA.
Maverick Payments is an Equal Opportunity Employer.
Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.
Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.
Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.
Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.

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