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Director Credit Risk Jobs in California (NOW HIRING)

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Director, VCA NA Risk Practice

Foster City, CA · On-site

Lead endtoend credit risk consulting initiatives, contributing to origination and closing of engagements by identifying and shaping opportunities across all VCA segments, including consumer ...

Visa

Director, VCA NA Risk Practice

San Francisco, CA · On-site

Lead end-to-end credit risk consulting initiatives, contributing to origination and closing of engagements by identifying and shaping opportunities across all VCA segments, including consumer ...

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All JobsDirector Credit Risk JobsDirector Credit Risk Jobs in California

Director Credit Risk information

See California salary details

$83.4K

$154.3K

$297.6K

How much do director credit risk jobs pay per year?

As of Jun 13, 2026, the average yearly pay for director credit risk in California is $154,268.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,100.00 and $185,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in California? The most popular types of Credit Risk jobs in California are:
What are popular job titles related to Director Credit Risk jobs in California? For Director Credit Risk jobs in California, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in California look for? The top searched job categories for Director Credit Risk jobs in California are:
What cities in California are hiring for Director Credit Risk jobs? Cities in California with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Director, Business Credit (Los Angeles, CA)

Director, Business Credit (Los Angeles, CA)

Firefighters First Credit Union

Los Angeles, CA • On-site

Other

Posted 17 days ago

Job description

The business credit director at Firefighters First Credit Union (FFCU) is responsible for all commercial loan underwriting, processing, portfolio management and credit risk management activities, and the quality of the commercial loan portfolio. As a leader, the business credit director sets the department's credit objectives, delivers services, and manages for results through his/her team members. The business credit director also ensures that the team is appropriately staffed, have the necessary training and resources to successfully perform their work, and meet individual and organizational objectives. Overall, the business credit director is responsible for building a high-quality commercial loan portfolio, while optimizing FFCU business member access to loan funds, through pro-active planning, development, implementation, and management of the commercial loan lending program. 

Typical Responsibilities:

  • Drive the commercial credit operations and objectives to deliver the strategic vision.
  • Train, coach, supervise, and performance manage commercial credit employees.
  • Evaluate and manage the portfolio of new and existing commercial loans.
  • Manage the commercial credit underwriting process to provide business members with exceptional service while maintaining compliance with laws, regulations, and guidelines.
  • Assist members with questions about complex commercial credit matters.
  • Review commercial credit policies, processes, and practices on a consistent basis to ensure compliance with regulatory requirements, prepare responses to audits or examination findings, and implement corrective actions.
  • Participate in developing new commercial credit programs that provide for the needs of business members.
  • Participate in special projects and perform other duties and assignments as needed.
  • Travel as needed to attend meetings, conferences, training, and other work-related events.

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