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Director Credit Risk Jobs in California (NOW HIRING)

SoFi

Credit Strategy Manager

San Francisco, CA · On-site

SoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance ... Direct experience in the credit strategy analytical life cycle, including strategy and decision ...

Nano Banc

Chief Credit Officer

Irvine, CA · On-site

$180 - $260/hr

... and risk management - particularly credit concentration risks. The CCO evaluates the financial ... Guide direct reports to optimize performance,collaboration, and professional growth. * Foster a ...

NANO BANC

Chief Credit Officer

Irvine, CA · On-site +1

$300K - $375K/yr

... and risk management - particularly credit concentration risks. The CCO evaluates the financial ... Guide direct reports to optimize performance, collaboration, and professional growth. * Foster a ...

Hyundai Capital

Risk Analytics Manager

Irvine, CA

... Risk Director and CRO. Develop and provide reports to support ad-hoc strategic projects and ... Prior credit scorecard and statistical model development experience preferred. Bachelor's Degree in ...

SoFi

Credit Strategy Manager

San Francisco, CA · On-site

... direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. SoFi's Credit team manages credit risk ...

Hyundai Capital

Risk Analytics Manager

Irvine, CA · On-site

$100K - $155K/yr

... credit risk, including but not limited to, information regarding economic trends forecasts ... Director and CRO. • Develop and provide reports to support ad-hoc strategic projects and ...

cathaybank

FVP/SVP, Credit Administrator

El Monte, CA

$145K - $250K/yr

... of Directors (Credit Committee). * Follow past due loans for ultimate repayment and assist in ... Update monthly watch list report for assigned portfolio and ensure accurate risk ratings. * Work as ...

cathaybank

FVP/SVP, Credit Administrator

El Monte, CA · On-site

$145K - $250K/yr

... of Directors (Credit Committee). * Follow past due loans for ultimate repayment and assist in ... Update monthly watch list report for assigned portfolio and ensure accurate risk ratings. * Work as ...

JM Eagle

Asst Credit Manager

Los Angeles, CA

Credit Analysis & Risk Management * Analyze customer financial statements, credit reports, trade ... Strong leadership skills with the ability to influence others without direct authority. EDUCATION ...

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Showing results 41-60

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in California

Director Credit Risk information

See California salary details

$83.4K

$154.3K

$297.6K

How much do director credit risk jobs pay per year?

As of Jul 29, 2026, the average yearly pay for director credit risk in California is $154,268.00, according to ZipRecruiter salary data. Most workers in this role earn between $103,100.00 and $185,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in California? The most popular types of Credit Risk jobs in California are:
What are popular job titles related to Director Credit Risk jobs in California? For Director Credit Risk jobs in California, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in California look for? The top searched job categories for Director Credit Risk jobs in California are:
What cities in California are hiring for Director Credit Risk jobs? Cities in California with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in California as of July 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $154,268 per year, or $74.2 per hour.
Credit Analyst IV - Mission Bank

Credit Analyst IV - Mission Bank

Mission Bank

Bakersfield, CA

$97K - $120K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 18 days ago

Job description

We are seeking a Credit Analyst IV to join our Credit Administration team! The Credit Analyst, Credit Administration supports the Bank's credit risk management framework by monitoring asset quality, preparing risk-related reporting, and coordinating follow-up activities with Relationship Managers and Credit Administration. This role focuses on asset oversight, risk identification, and reporting rather than independent credit approval authority. The position is responsible for monitoring criticized and classified loans, preparing problem loan reports, supporting risk rating accuracy, and ensuring documentation and system integrity within nCino and related platforms. This role does not carry independent loan approval authority unless otherwise assigned. The role may include direct or indirect relationship management of higher risk borrowers and possibly a BBC.

Responsibilites, include, but are not limited to the following:

  1. Prepare and maintain problem loan reports and asset quality summaries.
  2. Serve as the primary coordinator for asset monitoring activities across business lines.
  3. Track covenant compliance, maturity dates, financial statement receipt, and collateral exceptions.
  4. Follow up with Relationship Managers on property tax payments, insurance coverage, and other risk-related items. Including a monthly summary report to the CCO.
  5. Prepare monthly and quarterly credit risk reports for management and committees.
  6. Support preparation of criticized/classified asset reports and regulatory reporting.
  7. Analyze risk trends within assigned portfolios and escalate concerns appropriately.
  8. Assist in tracking concentrations and emerging portfolio risks.
  9. Review risk rating changes for accuracy and consistency.
  10. Analyze and document rationale for risk rating downgrades or upgrades.
  11. Ensure risk ratings appropriately reflect financial performance, collateral position, and repayment capacity.
  12. Coordinate with Relationship Managers and Credit Officers to resolve discrepancies.
  13. Manage as directed high risk borrowers and document status updates.
  14. Track action items associated with special assets and ensure timely follow-through.
  15. Track and findings and/or recommendations from any loan exam to ensure mitigation/implementation.
  16. Complete and review problem borrower write-ups within nCino to ensure completeness and accuracy.
  17. Maintain credit file documentation integrity and required risk documentation.
  18. Ensure policy adherence in credit administration processes.
  19. Assist with internal and external audit requests related to credit files and asset quality.
  20. Complete and review write-ups within nCino to ensure completeness and accuracy.
  21. Maintain credit file documentation integrity and required risk documentation.

Minimum Requirements:

  • 3-5 years of experience in credit administration, loan review, risk management, or banking operations.
  • Working knowledge of credit risk principles, loan documentation, and regulatory expectations.
  • Experience with nCino or similar loan origination/credit systems preferred.
  • Proficient in Excel.
  • Detail oriented.
  • Strong ability to analyze and synthesize large amounts of data.
  • Ability to conduct extensive research and apply data to improve BSA Program and strong knowledge of BSA compliance, preferred.
  • Possess strong written/verbal communication skills as well as excellent organizational/time management skills.
  • Ability to work with minimal supervision while performing duties.

Target Compensation: $97,054 - 120,000 annually, depending on experience.


Benefits:

401K, Competitive Medical: PPO, HMO, Vision, Dental, Short-term and long-term disability, 11 paid holidays!