ZipRecruiter

Log In

1

Director Credit Risk Jobs in Arizona (NOW HIRING)

Valley Bank

Sr Credit Risk Manager

Phoenix, AZ · On-site

... risk appetite. * Reviews credit packages completed by junior team members and provides general ... In coordination with the business team, maintains direct contact with clients as needed for account ...

Arizona Tile

Director of Credit

Tempe, AZ · On-site

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Arizona Tile

Director of Credit

Tempe, AZ · On-site

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Arizona Tile

Director of Credit

Tempe, AZ · On-site

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

QXO

Credit Director

Glendale, AZ

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

QXO

Credit Director

Glendale, AZ · On-site

Drive proactive risk assessment and ensure timely updates to customer credit profiles * Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

US Bank

Impact Finance Officer

Tempe, AZ · On-site

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the ... This includes directing, monitoring, and coordinating risk management projects for assigned ...

QXO

Credit Manager II

Glendale, AZ

$80K - $100K/yr

Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...

QXO

Credit Manager II

Glendale, AZ · On-site

$80K - $100K/yr

Assess and manage credit risk * Extend credit to customers in accordance with company policies * Monitor and update credit information to existing customer base * Manage AR portfolio through direct ...

Achieve

Director, Product Management

Tempe, AZ · On-site +1

$223K - $233K/yr

The Role The Director of Product Management serves as a senior leader within our Lending Product ... Deep knowledge of the end-to-end digital consumer lending lifecycle, automated credit risk rules ...

Achieve

Director, Product Management

Tempe, AZ

$223K - $233K/yr

The Role The Director of Product Management serves as a senior leader within our Lending Product ... Deep knowledge of the end-to-end digital consumer lending lifecycle, automated credit risk rules ...

next page

Showing results 1-20

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Arizona

Director Credit Risk information

See Arizona salary details

$78.7K

$145.7K

$281K

How much do director credit risk jobs pay per year?

As of Jul 26, 2026, the average yearly pay for director credit risk in Arizona is $145,668.00, according to ZipRecruiter salary data. Most workers in this role earn between $97,400.00 and $175,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Arizona? The most popular types of Credit Risk jobs in Arizona are:
What are popular job titles related to Director Credit Risk jobs in Arizona? For Director Credit Risk jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Arizona look for? The top searched job categories for Director Credit Risk jobs in Arizona are:
What cities in Arizona are hiring for Director Credit Risk jobs? Cities in Arizona with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Arizona as of July 2026, with employment types broken down into 83% Full Time, 11% Part Time, and 6% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $145,668 per year, or $70 per hour.
Sr Credit Risk Manager

Sr Credit Risk Manager

Valley Bank

Phoenix, AZ • On-site

Full-time

Posted 26 days ago

Valley Bank rating

7.5

Company rating: 7.5 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

105th of 170 rated banks

Job description

Responsibilities include but are not limited to:
  • Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication and dialogue with clients in conjunction with the business team for all credit related reporting and business updates.
  • Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients.
  • Leads external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite.
  • Reviews credit packages completed by junior team members and provides general guidance and mentorship.
  • Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority, and oversees the legal documentation and closing process.
  • Approves transactions under individual lending authority, when applicable.
  • Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and lines of credit. In coordination with the business team, maintains direct contact with clients as needed for account monitoring and administration and site visits.
  • Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc. to verify compliance. Escalates issues to appropriate levels and develops action plans as necessary.
  • Ensures credits are accurately risk rated and are properly monitored and reported.
  • Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required.
  • Participates in special projects and requests related to the management of the portfolio.

Required Skills:
  • Demonstrates a strong understanding of policies and procedures, underwriting guidelines and RACs.
  • Advanced knowledge of credit underwriting, financial accounting and loan documentation.
  • Advanced knowledge of how a deal should be structured and comfortability with conversing this structure to lenders.
  • Strong computer skills using Microsoft Word, Excel and Outlook.
  • Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers.
  • Ability to manage time efficiently.
  • Strong mathematical skills.
  • Strong credit skills.
  • Strong administrative skills.
  • Ability to write reports and business correspondence.
  • Ability to effectively present information and respond to questions.

Required Experience:
  • High School diploma or GED
  • Minimum of 7 years of experience in a commercial lending environment in a credit-oriented and underwriting position.

Preferred Experience:
  • Bachelor's degree in a related field and completion of a formal credit training program.

What Valley Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply