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Credit Risk Jobs in Arizona (NOW HIRING)

US Bank

Credit Policy Manager

Tempe, AZ · On-site

We are seeking a strong risk leader to head our Credit Policy team, which is part of our Credit Policy and Governance team. This individual is a key credit risk leader and partners with the Executive ...

US Bank

Impact Finance Officer

Tempe, AZ · On-site

Credit Strategy is a dynamic team within Credit Risk Management focused on optimizing the identification, quantification and mitigation of credit risk. The team oversees critical second line of ...

Expeditors

Credit Analyst II

Scottsdale, AZ · On-site

Recommend changes to risk ratings and credit limits based on payment trends, business type, terms, and other factors. * Review payment trends, industry conditions, and customer structures to support ...

Expeditors

Credit Analyst II

Scottsdale, AZ · On-site

Recommend changes to risk ratings and credit limits based on payment trends, business type, terms, and other factors. * Review payment trends, industry conditions, and customer structures to support ...

Arizona Tile

Director of Credit

Tempe, AZ · On-site

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Arizona Tile

Director of Credit

Tempe, AZ

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Arizona Tile

Director of Credit

Tempe, AZ · On-site

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

Arizona Tile

Director of Credit

Tempe, AZ · On-site

Position Summary The Director of Credit will lead the company's credit and collections operations, ensuring optimal cash flow, minimizing credit risk, and maintaining strong customer relationships.

US Bank

Risk Manager - Credit and Debit Cards

Tempe, AZ · On-site

$119K - $140K/yr

... the credit/debit card risk and control framework - Regulatory expertise in the following regulations: Can-Spam, TCPA, FCRA, ECOA, UDAP/UDAAP, Reg Z, Reg E, and Reg II.- Advanced knowledge of ...

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Showing results 1-20

All JobsCredit Risk JobsCredit Risk Jobs in Arizona

Credit Risk information

See Arizona salary details

$46.6K

$101.9K

$170.5K

How much do credit risk jobs pay per year?

As of Aug 6, 2026, the average yearly pay for credit risk in Arizona is $101,868.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,300.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are the most commonly searched types of Credit Risk jobs in Arizona? The most popular types of Credit Risk jobs in Arizona are:
What are popular job titles related to Credit Risk jobs in Arizona? For Credit Risk jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Arizona look for? The top searched job categories for Credit Risk jobs in Arizona are:
What cities in Arizona are hiring for Credit Risk jobs? Cities in Arizona with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Arizona as of August 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 94% In-person, 3% Hybrid, and 3% Remote job distribution, with an average salary of $101,868 per year, or $49 per hour.

Senior Credit Risk Review Director

Western Alliance Bank

Scottsdale, AZ • On-site

$299K - $370K/yr

Other

Medical, Dental, Retirement

Posted 6 days ago

Job description

Job Title:
Senior Credit Risk Review Director
Location:
Scottsdale
What you'll do:
As a Credit Risk Review Senior Director you'll plan and execute multiple credit assurance, advisory, and oversight services for the Bank's second line of defense responsible for the management of credit risk known as the Credit Risk and Review Group. You'll provide credit assurance and advisory services with respect to all credit risk processes and related regulatory expectations, as well as matters involving new policy formulation, policy revisions, credit grading, specific loan loss reserves and new business initiatives. One of your key responsiblities is to interact with lines of business leaders, regulatory agencies and internal/external auditors to ensure an effective, risk-focused function, and adequate depth/breadth of coverage. Our Credit Risk review Directors demonstrate an excellent knowledge of regulatory requirements and expectations pertaining to credit risk management.
  • Responsible for supporting the Credit Risk Review team in building and maintaining a cohesive and cooperative culture within the Credit Risk & Review Group.
  • Source and develop depth of talent and expertise within the team which supports succession and sustainability of well-defined processes.
  • Formulate and maintain departmental policy and procedure manuals, as well as a variety of management-level reports.
  • Ensure the financial soundness of the Bank by identifying, assessing, and escalating credit risk to the Head of Credit Risk & Review Group and other key stakeholders.
  • Execute and lead a dedicated team's execution of continuous quarterly credit file examination activities and/or credit process review engagements.
  • Execute and lead a coverage team's execution of quarterly analyses of the credit quality trends of the loan portfolios of assigned reviewable business units or risk segments.
  • Perform proper risk-based sampling techniques for scoping continuous file reviews and process reviews; determine the need for expanding scope and adjusting exam procedures, as appropriate; guide less experienced reviewers in determining the accuracy of assigned risk ratings and analyzing borrower risk attributes and risk factors; review the work papers of other Credit Risk Review Officers; and provide constructive feedback as required.
  • Properly evaluate changes or weaknesses within Credit Administration processes or policies and effectively inspire line management and Credit Administration to acknowledge issues and operate with appropriate sense of urgency and focus on their timely clearing of identified deficiencies.
  • Lead and develop a team; responsible for hiring, coaching, performance management, training and development.
What you'll need:
  • 12+ years of related experience in Risk Management, Credit Risk & Review.
  • Bachelor's degree in related field required; Masters or MBA in related field preferred.
  • Previous leadership experience required.
  • Expert knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
  • Expert knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Expert knowledge of accounting, financial statements and tax returns, and cash flow analyses, as well as a highly refined ability to make insightful comments relating to a borrower's current and prospective credit risk profile.
  • Expert analytical and problem-solving skills are required.Ability to understand business and industry concepts in order to develop and suggest intelligent, viable solutions to problems.
  • Expert speaking and writing communication skills.
  • Occasional travel required.

Compensation: Salary range for new hires is generally $299,850.00 - $370,403.00 for Las Vegas, NV. Salary range for new hires is generally $299,850.00 - $370,403.00 for Reno, NV. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned and restricted stock.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation

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