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Entry Level Credit Analyst Jobs in Arizona (NOW HIRING)

This position is entry-level and ideal for recent graduates eager to grow their skills and gain ... Compile and analyze credit scoring and company financial information * Obtain, track and reconcile ...

This position is entry-level and ideal for recent graduates eager to grow their skills and gain ... Compile and analyze credit scoring and company financial information * Obtain, track and reconcile ...

The two-year Analyst Program provides exposure to our multiple business areas within the Private Bank including but not limited to credit and lending, multi-asset class investments, wealth advisory ...

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... SQL * Entry level Python * A passion for data and a keen eye for detail Bonus points for ... U-Haul Federal Credit Union * Paid holidays, vacation, and sick time * You Matter Employee ...

... SQL * Entry level Python * A passion for data and a keen eye for detail Bonus points for ... UHaul Federal Credit Union * Paid holidays, vacation, and sick time * You Matter Employee ...

This entry-level role will apply engineering methods, data analysis, Lean principles, and ... credit history review. Antigua Apparel is an Equal Opportunity Employer The duties listed in s are ...

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Entry Level Credit Analyst information

See Arizona salary details

$14

$27

$45

How much do entry level credit analyst jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for entry level credit analyst in Arizona is $27.89, according to ZipRecruiter salary data. Most workers in this role earn between $21.49 and $31.35 per hour, depending on experience, location, and employer.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are the most commonly searched types of Credit Analyst jobs in Arizona?

The most popular types of Credit Analyst jobs in Arizona are:

What are popular job titles related to Entry Level Credit Analyst jobs in Arizona?

For Entry Level Credit Analyst jobs in Arizona, the most frequently searched job titles are:

What cities in Arizona are hiring for Entry Level Credit Analyst jobs?

Cities in Arizona with the most Entry Level Credit Analyst job openings:

Infographic showing various Entry Level Credit Analyst job openings in Arizona as of August 2026, with employment types broken down into 84% Full Time, 14% Part Time, and 2% Temporary. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $58,003 per year, or $27.9 per hour.

Credit Analyst - Hotel Franchise Finance

Western Alliance Bank

Phoenix, AZ โ€ข On-site

Full-time

Medical, Dental, Retirement

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Job Title:

Credit Analyst - Hotel Franchise Finance

Location:

CityScape

What you'll do:

As a Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
  • Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
  • Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
  • Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

  • Completion of an Accounting course.
  • Bachelor's degree or equivalent experience required.
  • GPA of 3.0 or higher is required.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • An interest in working in Commercial Banking.
  • Ability to self-motivate and work productively without supervision.
  • Entry level speaking and writing communications skills.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation