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Entry Level Credit Analyst Jobs in Arizona (NOW HIRING)

WaFd Bank

Commercial Credit Associate (CRE)

Scottsdale, AZ · On-site

$26.44 - $33.65/hr

Job Summary The Credit Associate is an entry-level role responsible for supporting Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and monitoring of commercial ...

WaFd Bank

Commercial Credit Associate (CRE)

Scottsdale, AZ · On-site

$26.44 - $33.65/hr

Job Summary The Credit Associate is an entry-level role responsible for supporting Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and monitoring of commercial ...

Expeditors

Credit Specialist

Scottsdale, AZ · On-site

This position is entry-level and ideal for recent graduates eager to grow their skills and gain ... Compile and analyze credit scoring and company financial information * Obtain, track and reconcile ...

Expeditors

Credit Specialist

Scottsdale, AZ

This position is entry-level and ideal for recent graduates eager to grow their skills and gain ... Compile and analyze credit scoring and company financial information * Obtain, track and reconcile ...

Arizona Department of Administration

$48K - $50K/yr

With career paths for seasoned professionals in a variety of fields, entry-level positions, and ... credit card, processing invoices and reconciling monthly purchases. This position may offer the ...

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All JobsCredit Analyst JobsEntry Level Credit Analyst JobsEntry Level Credit Analyst Jobs in Arizona

Entry Level Credit Analyst information

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$14

$27

$45

How much do entry level credit analyst jobs pay per hour?

As of Aug 1, 2026, the average hourly pay for entry level credit analyst in Arizona is $27.89, according to ZipRecruiter salary data. Most workers in this role earn between $21.49 and $31.35 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Entry Level Credit Analyst, and why are they important?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an Entry Level Credit Analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.
What are the most commonly searched types of Credit Analyst jobs in Arizona? The most popular types of Credit Analyst jobs in Arizona are:
What are popular job titles related to Entry Level Credit Analyst jobs in Arizona? For Entry Level Credit Analyst jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Analyst jobs in Arizona look for? The top searched job categories for Entry Level Credit Analyst jobs in Arizona are:
What cities in Arizona are hiring for Entry Level Credit Analyst jobs? Cities in Arizona with the most Entry Level Credit Analyst job openings:
Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Arizona as of July 2026, with employment types broken down into 90% Full Time, 6% Part Time, 1% Temporary, and 3% Contract. Highlights an 82% Physical, 8% Hybrid, and 10% Remote job distribution, with an average salary of $58,003 per year, or $27.9 per hour.

Commercial Credit Associate (CRE)

WaFd Bank

Scottsdale, AZ • On-site

$26.44 - $33.65/hr

Full-time

Medical, Life, Retirement, PTO

Posted 15 days ago

WaFd Bank rating

9.0

Company rating: 9.0 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

7th of 170 rated banks

Job description

MinUSD $26.44/Hr.MaxUSD $33.65/Hr.Job Summary

The Credit Associate is an entry-level role responsible for supporting Credit Analysts, Senior Credit Analysts, and Portfolio Managers in the administration and monitoring of commercial credit portfolios. This position plays a key role in maintaining credit quality through covenant tracking, financial data management, and client communication.  This role requires strong organizational skills, attention to detail, and effective communication, serving as a critical operational support function within the credit risk management process. WaFd Bank is proud of the high value that we all place on simply being kind when serving our co-workers and clients.

KEY FUNCTIONS:

  • Covenant Tracking and Compliance: serve as primary point of contact as it relates to both direct client communication as well as internal advisory to stakeholders.
  • Annual reviews, quarterly comments: custodian of regional status reporting adhering to protocol outlined by the Bank's Credit Group (actual reviews and quarterly comments are a function of Credit Analyst).
  • Organize/manage client correspondence as it relates to the submission of required financial reporting (i.e. financial statements, tax returns, rent rolls, etc.)
  • Financial spreading: gain working knowledge and partnering with the applicable Credit Analyst to input financial statements (both corporate and personal) and tax returns into WaFd's Bank software in preparation for financial analysis and credit worthiness.
  • OnBase and File Management: primary responsible party for regional OnBase: file management and departmental indexing/scanning
  • Credit Reports: serve as primary point of contact for ordering/payment of Credit Reports
  • Completes special projects assigned by manager.
  • Ensuring Regulatory & Operational Excellence: Maintain the integrity of WaFd's business needs in all lending and deposit account processes and servicing activities. Adhere to bank policies and procedures designed to comply with federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act and OFAC regulations. To that end, ensure timely and accurate preparation of reports and other recordkeeping requirements.
    • Complete and pass all assigned eLearning courses and assigned certifications as required.
    • Always adhere to security and compliance procedures.
    • Avoid all real or perceived conflicts of interest and always maintain client privacy and confidentiality.
    • Qualifications

    Education/Skills/Training:

    • Bachelor's degree in finance, accounting, business administration or equivalent.
    • Proficient in Microsoft Office suite (Word, Excel, and PowerPoint).
    • Strong math skills.
    • Ability to deal with normal problems and apply common sense in carrying out instructions and solving problems.
    • Effective verbal, written and interpersonal communication skills, and correspondence and speak clearly to customers and employees.
    • Able to manage data, documents, process workflow.
    • Excellent organizational and time management skills.

     Experience: 

    • Entry-level role; prior experience may include:
      • 2 years' experience in banking, finance or accounting.
      • Basic understanding of financial statements (income statement, balance sheet, cash flow)
      • Has a desire to grow into a Credit Analyst or Commercial Banking track, preferred.
    Benefits

    At WaFd Bank you get all of these great benefits!

    • Paid time off for vacation, sick days and holidays
    • Health insurance
    • Stock options
    • Bonus programs
    • 401(k) plan
    • Paid Parental Leave
    • Life and AD&D insurance
    • Long-term disability
    • Tuition Reimbursement
    • Employee assistance programs
    • Pre-tax health and dependent-care spending plans

    WaFd Bank Benefits Summary - Click here for more information

    EEO Statement

    We are committed to Equal Employment Opportunity and Affirmative Action. We recruit, hire, train and promote persons in all job titles and ensure that all other personnel actions are administered without regard to race, color, religion, sex, sexual orientation, gender identity, military and/or veteran status, or disability in accordance with Executive Order 11246, Section 503 of the Rehabilitation Act of 1973, as amended, and the Vietnam Era Veterans Readjustment Assistance Act of 1974, which require affirmative action to ensure equal opportunity in all aspects of employment. WaFd Bank does not discriminate on the basis of national origin or citizenship status as provided under the Immigration Reform and Control Act of 1986, or any other Federal or State legally-protected classes. WaFd Bank is committed to providing reasonable accommodations to employees and applicants with disabilities to the full extent required by the Americans with Disabilities Act (ADA). If you feel you need a reasonable accommodation pursuant to the ADA, you are encouraged to contact us at 800.324.9375

    EEO Policy Statement - WaFd Bank

    Know Your Rights: Workplace Discrimination is Illegal - click here for more information

    California Consumer Privacy Act- CCPA 2025

    Requisition Post Information* : Posted Date7/17/2026Employment Type: FULL_TIME

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