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Credit Com Jobs in Arizona (NOW HIRING)

QXO

Credit Director

Glendale, AZ · On-site

For more information, visit QXO.com. What you will do: * Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a ...

QXO

Credit Director

Glendale, AZ · On-site

For more information, visit QXO.com. What you'll do: * Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior ...

QXO

Credit Director

Glendale, AZ · On-site

For more information, visit QXO.com. What you'll do: * Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior ...

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Credit Com information

What is a credit com analyst?

Credit Com analysts are professionals who assess credit data and financial statements of individuals or businesses to determine the risk involved in lending money or extending credit. They analyze financial histories, payment trends, and economic environments to make recommendations on creditworthiness. Their work helps financial institutions make informed lending decisions and minimize the risk of defaults. Credit Com analysts may also monitor existing accounts and update credit information as needed.

What skills and qualifications are needed to thrive as a credit committee member?

To thrive as a Credit Committee Member, you need a deep understanding of credit analysis, risk assessment, and financial regulations, typically supported by a background in finance or banking. Familiarity with credit scoring systems, financial modeling tools, and regulatory compliance platforms is commonly required. Strong decision-making, analytical thinking, and effective communication are vital soft skills for evaluating credit proposals and collaborating with stakeholders. These skills ensure sound credit decisions that minimize risk and support the organization's financial stability.

What challenges do credit compliance professionals face when ensuring adherence to regulations within financial institutions?

Credit Compliance professionals often navigate the complexity of evolving regulations and internal policies while balancing business objectives. A key challenge is staying up-to-date with frequent changes in laws such as the Fair Credit Reporting Act (FCRA) or anti-money laundering (AML) requirements, and translating these into actionable procedures. Additionally, they must coordinate with multiple departments—such as risk, underwriting, and legal—to ensure consistent compliance, which requires strong communication and project management skills. Addressing these challenges effectively helps protect the organization from legal risks and promotes a culture of ethical lending.

What is the difference between Credit Com vs Credit Analyst?

AspectCredit ComCredit Analyst
Required CredentialsHigh school diploma or equivalent; some roles may require post-secondary educationBachelor's degree in finance, economics, or related field; certifications like CFA can be beneficial
Work EnvironmentOffice settings, often in retail or financial institutionsOffice-based, working with financial data and reports
Employer & Industry UsageUsed in retail, banking, and credit companies for customer account managementCommon in banking, investment firms, and corporate finance for evaluating creditworthiness
Common Search & Comparison IntentUnderstanding entry-level credit rolesAnalyzing differences between credit-related positions

Credit Com roles typically focus on customer account management and basic credit processing, often requiring less formal education. Credit Analysts perform in-depth financial analysis to assess credit risk, usually needing a degree and relevant certifications. Both roles are vital in the credit industry but differ in complexity and responsibilities.

What are popular job titles related to Credit Com jobs in Arizona?

For Credit Com jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Credit Com jobs in Arizona look for?

The top searched job categories for Credit Com jobs in Arizona are:

What cities in Arizona are hiring for Credit Com jobs?

Cities in Arizona with the most Credit Com job openings:

Credit Com jobs near you
Infographic showing various Credit Com job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Credit Director

Glendale, AZ • On-site

QXO
Construction Materials Wholesalers

8.0

Company rating: 8.0 out of 10

Based on 46 frontline employees who took The Breakroom Quiz

119th of 426 rated retail wholesalers

People enjoy working here

Good employer

Respectful managers

Learn more about QXOexternal

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 10 days ago

Job description

Overview

QXO is a leading distributor and installer of building products serving an $800 billion market. The company's mission is to modernize the building products industry through advanced technology and a best-in-class customer experience. QXO is North America's largest distributor and installer of insulation, the second-largest distributor of roofing products, the second-largest publicly traded distributor of lumber and building materials, and the largest distributor of waterproofing products. The company is targeting $50 billion in annual revenue within the decade through accretive acquisitions and organic growth. For more information, visit QXO.com.

What you will do:
  • Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management
  • Serve as a senior, client-facing leader-building relationships with strategic accounts and resolving complex credit issues
  • Establish and execute credit strategies, policies, and procedures that balance risk and growth
  • Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals
  • Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy
  • Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt
  • Drive proactive risk assessment and ensure timely updates to customer credit profiles
  • Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships
  • Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities
  • Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health
  • Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth
  • Champion process improvements, systems enhancements, and best practices across the credit function
What you will bring:
  • 10+ years of progressive experience in credit, collections, or financial risk management
  • Proven leadership experience managing and developing high-performing teams (including managing managers)
  • Strong business acumen with the ability to balance risk management and commercial growth objectives
  • Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers
  • Experience working in a client-facing capacity and partnering closely with Sales teams
  • Deep understanding of accounts receivable management, credit underwriting, and risk assessment
  • Experience in manufacturing, retail, construction or related industry a plus
  • Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus
  • Strong analytical, negotiation, and problem-solving skills
  • Proficiency in Microsoft Office Suite and credit/ERP systems
  • Bachelor's degree in Business, Finance, or a related field preferred
  • Willingness to travel occasionally for customer and business needs
What you will earn:
  • 401(k) with employer match  
  • Medical, dental, and vision insurance 
  • PTO, company holidays, and parental leave 
  • Paid training and certifications 
  • Legal assistance and identity protection 
  • Pet insurance 
  • Employee assistance program (EAP) 

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation, national origin, age, disability, or any other protected status. 

Employment Type: FULL_TIME

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