ZipRecruiter

Log In

1

Credit Risk Jobs in Arizona (NOW HIRING)

Expeditors

Senior Credit Analyst

Scottsdale, AZ · On-site

Continuously monitor credit risk for a portfolio of accounts as new financial data, press releases, or other information becomes available throughout a company's lifecycle. * Recommend changes to ...

Expeditors

Senior Credit Analyst

Scottsdale, AZ · On-site

Continuously monitor credit risk for a portfolio of accounts as new financial data, press releases, or other information becomes available throughout a company's lifecycle. * Recommend changes to ...

PNC Bank

Underwriter IV- LIHTC/Tax Credit

Phoenix, AZ · On-site

$91K - $202K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

previous page

Showing results 41-60

All JobsCredit Risk JobsCredit Risk Jobs in Arizona

Credit Risk information

See Arizona salary details

$46.6K

$101.9K

$170.5K

How much do credit risk jobs pay per year?

As of Aug 6, 2026, the average yearly pay for credit risk in Arizona is $101,868.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,300.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.
What are the most commonly searched types of Credit Risk jobs in Arizona? The most popular types of Credit Risk jobs in Arizona are:
What are popular job titles related to Credit Risk jobs in Arizona? For Credit Risk jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Arizona look for? The top searched job categories for Credit Risk jobs in Arizona are:
What cities in Arizona are hiring for Credit Risk jobs? Cities in Arizona with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Arizona as of August 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 94% In-person, 3% Hybrid, and 3% Remote job distribution, with an average salary of $101,868 per year, or $49 per hour.

Campus Undergraduate Summer Internship Program - 2027 Strategy & Analytics, Credit & Fraud Risk - Ph

American Express

Phoenix, AZ • On-site

$24.05/hr

Full-time

Posted 4 days ago

American Express rating

8.6

Company rating: 8.6 out of 10

Based on 37 frontline employees who took The Breakroom Quiz

23rd of 150 rated financial services

Job description


Business Unit/Role Specific Info
Credit and Fraud Risk (CFR) is a global function, responsible for making the right credit and fraud risk decisions that uphold operational excellence, drive growth, and accelerate innovation across American Express. CFR combines technology and infrastructure with new computing techniques to make better risk decisions and provide real-time customer communications and fraud servicing.
This critical team is responsible for managing risks throughout the customer lifecycle, across our consumer and commercial businesses, and across all our global products. We develop industry-first data capabilities, build profitable decision-making frameworks, create machine learning-powered predictive models, and improve customer servicing strategies.
  • Credit Risk Strategy: The credit risk team monitors credit portfolios and optimizes profit-based risk management decisions at all stages of the customer credit lifecycle.
  • Fraud Risk Strategy: The team analyzes and improves controls across all points of business that create fraud vulnerabilities, including product and service design, account acquisition, card issuance, servicing, and financial transactions.

Responsibilities
How will you make an impact in this role?
The specific job responsibilities would depend on the team you are selected for a summer internship role. Broadly the role could entail some of the below listed responsibilities:
  • Partnering closely with our Digital Product and Business Unit teams to provide insights which inform product development and marketing investment decisions as well as actionable, insightful analytical solutions to help the leadership team evaluate and drive business performance
  • Collaborating extensively with colleagues to design and implement strategies based on statistical, financial and economic analysis
  • Providing analytical support to enable billing, revenue growth, profitability and customer experience through diverse projects
  • Integrating new data sources and capabilities to drive key business decisions

Qualifications
Minimum Qualifications
  • Currently enrolled in full-time bachelor's degree program
  • Bachelor'sdegree candidates with an expected graduation date between December 2027 and June 2028

Preferred Qualifications
  • Passion for improving end-to-end customer experience, innovation and customer first thinking
  • Strong interest in digital space and ability to collaborate with technology and product partners
  • Entrepreneurial problem solver who's organized, has great attention to detail, and can multi-task while still taking into account the big picture
  • Strong analytical and decision-making skills - must have the ability to compile, analyze, research, and link complex issues
  • Demonstrated ability to work effectively and collaboratively in high pressure situations and handle multiple priority assignments simultaneously - must be a self-starter
  • Excellent written and verbal skills, with the ability to effectively communicate at all levels
  • Willingness to learn and master new systems
  • Knowledge of MS Office applications required
  • Knowledge of SQL, SAS, Java, Hive, Yellow Brick, or Python is a plus

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions
About Us
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
About the Team
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
  • Competitive base salaries
  • Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counselling support through our Healthy Minds program
  • Career development and training opportunities

For a full list of Team Amex benefits, visit out Colleague Benefits Site.
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster
The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

What American Express employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply