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Credit Risk Jobs in Arizona (NOW HIRING)

Tradition Capital Bank

Credit Analyst

Scottsdale, AZ

$100K - $150K/yr

Prepare financial spreads and credit presentations that sufficiently and appropriately summarize the sources of repayment using a risk-based approach. Demonstrate experience in analyzing and ...

JP Morgan Chase

Credit Support Analyst

Tempe, AZ · On-site

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

JPMorgan Chase & Co

Credit Support Analyst

Tempe, AZ · On-site

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

JPMorgan Chase & Co.

Credit Support Analyst

Tempe, AZ · On-site

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

JP Morgan Chase

Credit Support Analyst

Tempe, AZ · On-site

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

JPMorgan Chase & Co

Credit Support Analyst

Tempe, AZ · On-site

Your work directly supports sound risk decisions and great client outcomes. Job summary As a Credit Support Analyst in Middle Market Banking and Specialized Industries , you set up and maintain ...

Expeditors

Senior Credit Analyst

Scottsdale, AZ · On-site

Continuously monitor credit risk for a portfolio of accounts as new financial data, press releases, or other information becomes available throughout a company's lifecycle. * Recommend changes to ...

Expeditors

Senior Credit Analyst

Scottsdale, AZ

Continuously monitor credit risk for a portfolio of accounts as new financial data, press releases, or other information becomes available throughout a company's lifecycle. * Recommend changes to ...

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All JobsCredit Risk JobsCredit Risk Jobs in Arizona

Credit Risk information

See Arizona salary details

$46.6K

$101.9K

$170.5K

How much do credit risk jobs pay per year?

As of Jun 27, 2026, the average yearly pay for credit risk in Arizona is $101,868.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,300.00 per year, depending on experience, location, and employer.

What is the highest paying risk management job?

In risk management, senior roles such as Chief Risk Officer (CRO) or Director of Risk typically have the highest salaries, often exceeding six figures annually. These positions require extensive experience, advanced certifications like FRM or CFA, and strong leadership skills within financial institutions or large corporations.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the salary of Credit Risk Analyst?

The average salary for a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn higher compensation, often supplemented with bonuses and benefits.

Will a credit analyst be replaced by AI?

Credit analysts evaluate financial data and assess credit risk, a role that involves complex judgment and interpretation. While AI tools can automate data analysis and streamline processes, human expertise remains essential for nuanced decision-making and understanding context, making full replacement unlikely in the near term.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

What is credit risk as a job?

A credit risk professional assesses the likelihood that borrowers will default on their loans or credit obligations. They analyze financial data, credit reports, and economic factors to help organizations manage potential losses and make informed lending decisions, often using risk modeling tools and adhering to regulatory standards.
What are the most commonly searched types of Credit Risk jobs in Arizona? The most popular types of Credit Risk jobs in Arizona are:
What are popular job titles related to Credit Risk jobs in Arizona? For Credit Risk jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Arizona look for? The top searched job categories for Credit Risk jobs in Arizona are:
What cities in Arizona are hiring for Credit Risk jobs? Cities in Arizona with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Arizona as of June 2026, with employment types broken down into 83% Full Time, 14% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $101,868 per year, or $49 per hour.
Portfolio Manager II-Hospitality

Portfolio Manager II-Hospitality

City National Bank

Phoenix, AZ • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 6 days ago

Job description

PORTFOLIO MANAGER II - Hospitality
WHAT IS THE OPPORTUNITY?
The Portfolio Manager is part of the Hospitality credit management team focused on the long-term risk-adjusted returns for the bank within the Hospitality business segment. This individual manages a sub-set of existing Hospitality credits and is a key partner in the origination and structuring of new Hospitality credits.
Primary responsibilities include:
  • Provide comprehensive credit recommendations and presentations to key risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the borrower(s) and guarantor(s)' financials (which may include current and historical financial statements, tax returns, and projections.)
  • Present credit recommendations within the bank's risk appetite and framework and follow the bank's policies, processes and procedures.
  • Respond to their clients' credit needs with an elevated level of client service and credit acumen to address their needs appropriately and timely.
  • Provide ongoing oversight and management of an assigned Hospitality portfolio (including timely risk rating assessments, financial reporting monitoring, financial covenant compliance, and the preparation of quarterly and annual reports.)

WHAT WILL YOU DO?
  • Teamwork: Mentors junior colleagues, fosters a culture of continuous improvement and professional growth. Works effectively and efficiently with various internal stakeholders including various divisions of the bank.
  • Hospitality Portfolio Management: Owns and manages an assigned credit portfolio, ensuring alignment with organizational goals and risk management practices, including underwriting all types of Hospitality credit exposures, managing credit risk, and responding to prospective client inquiries.
  • Hospitality Credit Analysis: Analyzes credit data and performs underwriting to assess creditworthiness and recommends appropriate structures to the Sales team and client. Prepare underwriting memorandums and approval documents for presentation to Credit Risk.
  • Performance Monitoring: Performs Hospitality portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
  • Data Analysis: Analyzes credit data to support underwriting and creditworthiness assessments including developing and presenting individual credit recommendations.
  • Risk Management: Practices effective risk management, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.
  • Collaboration: Partners with Relationship Manager(s) to successfully manage credit account relationships. Work closely with cross-functional teams to ensure cohesive and effective credit operations to achieve the Bank's strategic initiatives. Participate in ad-hoc projects to support the organization's priorities. Works closely with closing associate colleagues to simultaneously and proactively advance multiple loan closings with attention to detail, adherence to approved loan(s), and mindfulness of customer required timelines. Consistently act with an approach that demonstrates boundarylessness and efficiently achieves objectives of both internal stakeholders (bank colleagues) and external stakeholders (e.g., prospects, customers, outside legal counsel, etc.).
  • Client Service: Provides exceptional client service by maintaining professionalism and effectively interacting with clients to understand their needs and provide tailored credit solutions. Participate in joint sales pitches with Relationship Manager(s). Interface with clients in-person, over the phone and email to assess their credit needs and determine the best structure and items needed for analysis. Proactively and autonomously maintain and lead weekly customer calls, underwriting diligence lists, and simultaneously advance multiple underwrite & portfolio management activities.
  • Other: Provide support and expertise for various additional activities related to the bank's Hospitality platform.

WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
  • Bachelor's Degree or equivalent in Finance, Business or related field
  • Minimum 5 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries (i.e., Hospitality)

Additional Qualifications
  • Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles
  • Desire to build leadership and coaching skills, with the ability to train and develop talent
  • Strong written and verbal communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams
  • Intermediate analytical skills, with the ability to interpret complex data and make informed decisions
  • Hospitality Industry-specific knowledge and expertise
  • Intermediate knowledge of applicable regularly and legal/compliance matters
  • Exceptional track record of demonstrated multi-tasking and proactiveness in a fast-paced lending/bank environment
  • Credit/Bank analyst training completion preferred

WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $53.56 - $91.22 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
  • Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
  • Generous 401(k) company matching contribution
  • Career Development through Tuition Reimbursement and other internal upskilling and training resources
  • Valued Time Away benefits including vacation, sick and volunteer time
  • Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
  • Career Mobility support from a dedicated recruitment team
  • Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

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