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Senior Credit Risk Manager Jobs in Arizona (NOW HIRING)

... senior management. Identifies, outlines, and mitigates risks associated with potential lending ... Ensures credits are accurately risk rated and are properly monitored and reported. * Prepares all ...

The credit team has a supportive culture that values balance and well-being, creating an ... risk concerns to stakeholders globally, including branch offices, account management, and senior ...

The credit team has a supportive culture that values balance and well-being, creating an ... risk concerns to stakeholders globally, including branch offices, account management, and senior ...

Assure that credits are accurately risk rated and credits are properly monitored and reported ... and senior management. * Proficient computer skills using Microsoft Word, Excel and Outlook.

We are looking for an experienced, hands-on Credit Risk, Sr. Data Scientist who is comfortable ... You will be a key contributor to our risk management processes. Key Responsibilities * Building ...

We are looking for an experienced, hands-on Credit Risk, Sr. Data Scientist who is comfortable ... You will be a key contributor to our risk management processes. Key Responsibilities * Building ...

Senior Credit Underwriter

Scottsdale, AZ · On-site

$140K - $175K/yr

The Sr Credit Underwriter is responsible for managing multiple underwriting projects/tasks ... The Sr Credit Underwriter's key responsibility is to assess risk in the borrower's business ...

Credit Analyst - Senior

Scottsdale, AZ · On-site

$82K - $123K/yr

Assists Relationship Officers, Relationship Managers and Directors in performing pre-qualification ... and risk of financing requests within the framework of the Bank's credit culture and current ...

Assists Relationship Officers, Relationship Managers and Directors in performing pre-qualification ... and risk of financing requests within the framework of the Bank's credit culture and current ...

Credit Analyst - Senior

Scottsdale, AZ · On-site

$82K - $123K/yr

Assists Relationship Officers, Relationship Managers and Directors in performing pre-qualification ... and risk of financing requests within the framework of the Bank's credit culture and current ...

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Senior Credit Risk Manager information

See Arizona salary details

$21K

$110.2K

$195.7K

How much do senior credit risk manager jobs pay per year?

As of Jul 5, 2026, the average yearly pay for senior credit risk manager in Arizona is $110,203.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,700.00 and $135,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They often use financial analysis tools, credit scoring models, and industry regulations to make informed decisions and ensure the company's credit policies are followed. This role typically requires strong analytical skills, experience in risk management, and relevant certifications such as CFA or credit risk certifications.

What is the salary of senior Credit Risk Analyst in Goldman Sachs?

The salary for a Senior Credit Risk Analyst at Goldman Sachs typically ranges from $80,000 to $130,000 annually, depending on experience, location, and performance. Compensation may also include bonuses and benefits aligned with industry standards for financial services professionals.

What is the highest salary for a risk manager?

Senior Credit Risk Managers can earn salaries up to $150,000 to $200,000 or more annually, especially with extensive experience, advanced certifications like CFA or FRM, and in high-demand financial centers. Top earners in the field may also receive bonuses and other incentives based on performance and company size.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and assess potential risks before approving loans or credit lines. Mastery of these factors is essential for effective credit decision-making and risk mitigation.
What are popular job titles related to Senior Credit Risk Manager jobs in Arizona? For Senior Credit Risk Manager jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Arizona look for? The top searched job categories for Senior Credit Risk Manager jobs in Arizona are:
What cities in Arizona are hiring for Senior Credit Risk Manager jobs? Cities in Arizona with the most Senior Credit Risk Manager job openings:
Infographic showing various Senior Credit Risk Manager job openings in Arizona as of June 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 91% In-person, and 9% Remote job distribution, with an average salary of $110,203 per year, or $53 per hour.
Sr Credit Risk Manager

Sr Credit Risk Manager

Valley Bank

Phoenix, AZ • On-site

Full-time

Posted 5 days ago


Valley Bank rating

7.5

Company rating: 7.5 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

89th of 144 rated banks


Job description

Responsibilities include but are not limited to:
  • Responsible for monitoring on a timely basis the ongoing financial health of an assigned loan portfolio while maintaining the ongoing communication and dialogue with clients in conjunction with the business team for all credit related reporting and business updates.
  • Underwrites and structures new prospective transactions as well as renewals, extensions, increases, and material modifications and amendments for existing clients.
  • Leads external client meetings as well as internal deal team discussions and approval discussions with senior management. Identifies, outlines, and mitigates risks associated with potential lending opportunities, advises on all matters related to the Bank's Credit Policy and related procedures, and provides guidance on loan structures and risk appetite.
  • Reviews credit packages completed by junior team members and provides general guidance and mentorship.
  • Performs the required due diligence and analysis, produces the credit presentation in accordance with guidelines and policy while ensuring timely completion of the underwriting, presents credit requests to the required level of credit authority, and oversees the legal documentation and closing process.
  • Approves transactions under individual lending authority, when applicable.
  • Maintains oversight via internal reporting and dashboards of all ongoing portfolio monitoring requirements and client deliverables as well as compliance with all terms of the loan agreement including (i) financial reporting, (ii) covenant compliance, (iii) collateral monitoring, (iv) required third party reports, (v) annual reviews, and (vi) maturing loans and lines of credit. In coordination with the business team, maintains direct contact with clients as needed for account monitoring and administration and site visits.
  • Validates and analyzes reports such as financial statements, borrowing base certificates, collateral field examinations, appraisals, engineering reports, etc. to verify compliance. Escalates issues to appropriate levels and develops action plans as necessary.
  • Ensures credits are accurately risk rated and are properly monitored and reported.
  • Prepares all required quarterly reports and analysis including Criticized Loan Monitoring Reports as well as other portfolio management reports as required.
  • Participates in special projects and requests related to the management of the portfolio.

Required Skills:
  • Demonstrates a strong understanding of policies and procedures, underwriting guidelines and RACs.
  • Advanced knowledge of credit underwriting, financial accounting and loan documentation.
  • Advanced knowledge of how a deal should be structured and comfortability with conversing this structure to lenders.
  • Strong computer skills using Microsoft Word, Excel and Outlook.
  • Strong level of interpersonal and social skills needed to interact with loan officers, administrative staff and customers.
  • Ability to manage time efficiently.
  • Strong mathematical skills.
  • Strong credit skills.
  • Strong administrative skills.
  • Ability to write reports and business correspondence.
  • Ability to effectively present information and respond to questions.

Required Experience:
  • High School diploma or GED
  • Minimum of 7 years of experience in a commercial lending environment in a credit-oriented and underwriting position.

Preferred Experience:
  • Bachelor's degree in a related field and completion of a formal credit training program.

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