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Senior Credit Risk Manager Jobs in Arizona (NOW HIRING)

Expeditors

Credit Analyst II

Scottsdale, AZ · On-site

... risk management. The ideal candidate has demonstrated growth in credit analysis, can work independently on most assignments, and is developing the confidence and judgment required for senior-level ...

Expeditors

Credit Analyst II

Scottsdale, AZ · On-site

... risk management. The ideal candidate has demonstrated growth in credit analysis, can work independently on most assignments, and is developing the confidence and judgment required for senior-level ...

Arizona Tile

Director of Credit

Tempe, AZ · On-site

... risk management, financial analysis, and customer service. Key Responsibilities: • Credit ... to senior leadership, including KPIs, forecasts, and risk assessments. • Oversee payment ...

Arizona Tile

Director of Credit

Tempe, AZ · On-site

... risk management, financial analysis, and customer service. Key Responsibilities: • Credit ... to senior leadership, including KPIs, forecasts, and risk assessments. • Oversee payment ...

Arizona Tile

Director of Credit

Tempe, AZ

... risk management, financial analysis, and customer service. Key Responsibilities: • Credit ... to senior leadership, including KPIs, forecasts, and risk assessments. • Oversee payment ...

Arizona Tile

Director of Credit

Tempe, AZ · On-site

... risk management, financial analysis, and customer service. Key Responsibilities: • Credit ... to senior leadership, including KPIs, forecasts, and risk assessments. • Oversee payment ...

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All JobsSenior Credit Risk Manager JobsSenior Credit Risk Manager Jobs in Arizona

Senior Credit Risk Manager information

See Arizona salary details

$21K

$110.2K

$195.7K

How much do senior credit risk manager jobs pay per year?

As of Jul 6, 2026, the average yearly pay for senior credit risk manager in Arizona is $110,203.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,700.00 and $135,100.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They often use financial analysis tools, credit scoring models, and industry regulations to make informed decisions and ensure the company's credit policies are followed. This role typically requires strong analytical skills, experience in risk management, and relevant certifications such as CFA or credit risk certifications.

What is the salary of senior Credit Risk Analyst in Goldman Sachs?

The salary for a Senior Credit Risk Analyst at Goldman Sachs typically ranges from $80,000 to $130,000 annually, depending on experience, location, and performance. Compensation may also include bonuses and benefits aligned with industry standards for financial services professionals.

What is the highest salary for a risk manager?

Senior Credit Risk Managers can earn salaries up to $150,000 to $200,000 or more annually, especially with extensive experience, advanced certifications like CFA or FRM, and in high-demand financial centers. Top earners in the field may also receive bonuses and other incentives based on performance and company size.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and assess potential risks before approving loans or credit lines. Mastery of these factors is essential for effective credit decision-making and risk mitigation.
What are popular job titles related to Senior Credit Risk Manager jobs in Arizona? For Senior Credit Risk Manager jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Arizona look for? The top searched job categories for Senior Credit Risk Manager jobs in Arizona are:
What cities in Arizona are hiring for Senior Credit Risk Manager jobs? Cities in Arizona with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you
Infographic showing various Senior Credit Risk Manager job openings in Arizona as of June 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 91% In-person, and 9% Remote job distribution, with an average salary of $110,203 per year, or $53 per hour.
Senior Credit Underwriter (Commercial Real Estate)

Senior Credit Underwriter (Commercial Real Estate)

Genesis Capital

Scottsdale, AZ • On-site

$140K - $175K/yr

Full-time

Posted 8 days ago

Job description

Genesis Capital (the "Company") is one of the largest business purpose lenders in the country, focused on providing commercial real estate financing solutions to real estate developers who buy, renovate, and sell single-family and/or multi-family residential real estate. The Company is a subsidiary of Rithm Capital (parent company), a publicly traded mortgage real estate investment trust.
The Sr Credit Underwriter is responsible for evaluating new lending opportunities and performing comprehensive analysis to determine the creditworthiness of the borrower. The Senior Credit Underwriter will evaluate the underlying project (collateral) as well as perform a financial analysis of the borrower and guarantor(s). The Sr Credit Underwriter is responsible for managing multiple underwriting projects/tasks simultaneously, including direct borrower interaction, preparation of credit memorandums, market analysis, and various pipeline management activities. The Senior Credit Underwriter's job is to ensure Genesis Capital maintains strong credit quality in line with its policies and procedures.
Principal Duties:
ESSENTIAL FUNCTIONS include the following. Other duties may be assigned.
  • The Sr Credit Underwriter's key responsibility is to assess risk in the borrower's business strategy/experience and their real estate projects/investments.
  • Prepare credit memorandums outlining the lending opportunity, key risks, mitigating factors, project/borrower/guarantor analysis, and credit advocacy.
    • Perform credit analysis evaluating the applicant's credit worthiness, financial strength, and loan repayment likelihood/capacity.
    • Conduct market analyses and review real estate appraisals.
    • Works with Loan Officers and Relationship Managers to obtain all required due diligence items.
    • Work with all Genesis departments including sales, loan operations, valuations, accounting, construction, and other support staff.
  • Present credit memorandums to Credit Management for review and approval.
  • Analyzes legal documentation such as corporate entity documents to understand borrower structure and works with Compliance for AML/KYC. Loan documents may also need to be reviewed.
  • Mentors Credit Underwriters to develop strong credit skills.
  • Performs related duties as assigned by management.

Education and Experience
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Must have bachelor's degree; MBA preferred.
  • Minimum 7+ years in Commercial Real Estate banking or private real estate lending, in the form of underwriting, credit analysis or related experience.
  • Experience in construction lending is a plus.
  • Knowledge of complex real estate lending and loan structuring.
  • Industry knowledge of credit and financial analysis fundamentals, including cash flow analysis, balance sheet analysis, tax returns, profitability, liquidity, solvency analysis and real estate valuation.
  • Financial modeling techniques and preparation of pro-forma financial statements and NOI/DSCR analysis.
  • Knowledge of credit underwriting policies, procedures, processes, collateral valuation, and documentation.
  • Highly Proficient/Advanced in Excel, Word, PowerPoint, and database applications for pipeline management.

Knowledge, Skills, and Abilities
  • Rely on strong underwriting experience and judgment to make decisions, read and interpret data from a micro and macro perspective.
  • Ability to consolidate information from many sources to identify risks, conduct analysis and articulate a concise recommendation
  • Ability to manage multiple tasks concurrently and prioritize workload to meet deadlines.
  • Capable of leading or mentoring other team members when necessary.
  • Ability to identify potential credit issues and appropriately escalate to management.
  • Adapts to change in priorities and/or processes easily in a fast-paced work environment.
  • Excellent interpersonal, negotiation, presentation, oral, and written communication skills.

While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary.
By applying to this position candidate acknowledges that this is not a remote role and is required to be on-site.
Compensation Range: $140,000 - $175,000/annual
Equal Employment Opportunity
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