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Senior Credit Risk Manager Jobs in Arizona (NOW HIRING)

QXO

Credit Director

Glendale, AZ · On-site

Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior, client-facing leader-building relationships with ...

QXO

Credit Director

Glendale, AZ · On-site

Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management * Serve as a senior, client-facing leader-building relationships with ...

APS

Director Enterprise Risk

Phoenix, AZ · On-site

... to senior leadership, including through facilitation of the Executive Risk Committee, and to the ... credit risk management, and regulatory environments. * Strong analytical, communication ...

Talented Medical Solutions

RN - Risk Manager

Peridot, AZ · On-site

$2.2K - $2.4K/wk

Experience in preparing detailed risk reports and presentations for senior management. * Knowledge of current industry trends and regulatory changes in risk management. * Capability to provide ...

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All JobsCredit Risk JobsSenior Credit Risk Manager JobsSenior Credit Risk Manager Jobs in Arizona

Senior Credit Risk Manager information

See Arizona salary details

$21K

$110.2K

$195.7K

How much do senior credit risk manager jobs pay per year?

As of Aug 17, 2026, the average yearly pay for senior credit risk manager in Arizona is $110,203.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,700.00 and $135,100.00 per year, depending on experience, location, and employer.

What are some typical challenges a senior credit risk manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What are the key skills and qualifications needed to thrive as a senior credit risk manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They use financial analysis, credit scoring models, and risk mitigation techniques, often working with data analysis tools and regulatory compliance standards. Their role involves making high-level decisions to ensure the organization's credit portfolio remains healthy and within risk appetite.

What are popular job titles related to Senior Credit Risk Manager jobs in Arizona?

For Senior Credit Risk Manager jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Senior Credit Risk Manager jobs in Arizona look for?

The top searched job categories for Senior Credit Risk Manager jobs in Arizona are:

What cities in Arizona are hiring for Senior Credit Risk Manager jobs?

Cities in Arizona with the most Senior Credit Risk Manager job openings:

Senior Credit Risk Manager jobs near you
Infographic showing various Senior Credit Risk Manager job openings in Arizona as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, 2% Temporary, and 1% Contract. Highlights an 81% Physical, 2% Hybrid, and 17% Remote job distribution, with an average salary of $110,203 per year, or $53 per hour.

Credit Director

QXO

Glendale, AZ • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 26 days ago

QXO rating

8.0

Company rating: 8.0 out of 10

Based on 45 frontline employees who took The Breakroom Quiz

119th of 419 rated retail wholesalers

Job description

QXO is a leading distributor and installer of building products serving an $800 billion market. The company's mission is to modernize the building products industry through advanced technology and a best-in-class customer experience. QXO is North America's largest distributor and installer of insulation, the second-largest distributor of roofing products, the second-largest publicly traded distributor of lumber and building materials, and the largest distributor of waterproofing products. The company is targeting $50 billion in annual revenue within the decade through accretive acquisitions and organic growth. For more information, visit QXO.com.

What you'll do:

  • Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management

  • Serve as a senior, client-facing leader-building relationships with strategic accounts and resolving complex credit issues

  • Establish and execute credit strategies, policies, and procedures that balance risk and growth

  • Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals

  • Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy

  • Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt

  • Drive proactive risk assessment and ensure timely updates to customer credit profiles

  • Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships

  • Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities

  • Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health

  • Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth

  • Champion process improvements, systems enhancements, and best practices across the credit function

What you'll bring:

  • 10+ years of progressive experience in credit, collections, or financial risk management

  • Proven leadership experience managing and developing high-performing teams (including managing managers)

  • Strong business acumen with the ability to balance risk management and commercial growth objectives

  • Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers

  • Experience working in a client-facing capacity and partnering closely with Sales teams

  • Deep understanding of accounts receivable management, credit underwriting, and risk assessment

  • Experience in manufacturing, retail, construction or related industry a plus

  • Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus

  • Strong analytical, negotiation, and problem-solving skills

  • Proficiency in Microsoft Office Suite and credit/ERP systems

  • Bachelor's degree in Business, Finance, or a related field preferred

  • Willingness to travel occasionally for customer and business needs

What you'll earn

  • 401(k) with employer match

  • Medical, dental, and vision insurance

  • PTO, company holidays, and parental leave

  • Paid training and certifications

  • Legal assistance and identity protection

  • Pet insurance

  • Employee assistance program (EAP)

QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation , national origin, age, disability, or any other protected status.

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