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Director Credit Risk Jobs in Georgia (NOW HIRING)

Carmax

Director, Credit Risk & Analytics

Atlanta, GA

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer ...

Carmax

Director, Credit Risk & Analytics

Kennesaw, GA · On-site

$148K - $237K/yr

Director, Credit Risk & Analytics About this job As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer ...

Synovus

Credit Advisor (Franchise Finance)

Atlanta, GA · On-site

Provide sufficient written analysis to support the credit exposure, assigned risk rating, and recommendations. Perform ongoing, timely calculations and testing of financial covenants, borrowing bases ...

New

ATLANTICUS

Credit Risk Manager

Atlanta, GA

... care, direct mail solicitation, digital marketing, and partnerships with third parties ... The Credit Risk Manager is responsible for delivering strategies that drive product growth and ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...

Splitit

Credit Officer & Head of Risk

Atlanta, GA · On-site

Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...

SplitIt

Credit Officer & Head of Risk

Atlanta, GA · On-site

Prepare risk management presentations for senior management and the Board of Directors that include ... Who You Are * 10+ years of experience in financial services and credit risk management, with ...

Visa

Director, VCA NA Risk Practice

Atlanta, GA

Lead endtoend credit risk consulting initiatives, contributing to origination and closing of engagements by identifying and shaping opportunities across all VCA segments, including consumer ...

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Director Credit Risk information

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Georgia? The most popular types of Credit Risk jobs in Georgia are:
What are popular job titles related to Director Credit Risk jobs in Georgia? For Director Credit Risk jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Georgia look for? The top searched job categories for Director Credit Risk jobs in Georgia are:
What cities in Georgia are hiring for Director Credit Risk jobs? Cities in Georgia with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Georgia as of July 2026, with employment types broken down into 82% Full Time, 16% Part Time, 1% Temporary, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.
Director, Credit Risk & Analytics

Director, Credit Risk & Analytics

CarMax, Inc.

Kennesaw, GA • On-site

Full-time

PTO

Re-posted 11 days ago

Job description

9002 - Carmax Auto Finance - 225 Chastain Meadows Ct NW, Kennesaw, Georgia, 30144
CarMax, the way your career should be!
Director, Credit Risk & Analytics
About this job
As the captive lender behind the nation's largest used-car retailer, CarMax Auto Finance (CAF) is the leader in making car financing simpler, fairer, and more transparent - empowering customers across the credit spectrum to unlock affordability and drive away in the dream vehicle.
The Director of Credit Risk & Analytics owns the analytical engine behind that business. This is a builder's seat as much as an operator's. CAF is investing in our decisioning platform, our data infrastructure, and our use of alternative data - and we're looking for a leader who can both run the function with discipline and reshape it for what comes next.
You will spend your time
  • Setting originations strategy across credit policy, consumer pricing, fraud, and decisioning - balancing growth, risk-adjusted return, and customer experience
  • Evolving originations capabilities to further expansion into full-spectrum lending, through technology, alternative-data, and analytics.
  • Owning P&L responsibilities by developing forecast models and successfully steering the business to navigate a highly dynamic environment
  • Building and leading a world-class analytical team - hiring exceptional talent, developing manager-level leaders, and creating an environment where analysts do their best work
  • Influencing executive decision-making with data-grounded recommendations, and serving as a thought partner to CAF and CarMax senior leadership

What you will need to succeed
We're looking for a player-coach who builds and develops talent, holds a high bar on analytical rigor, and brings genuine curiosity about how new data, new techniques, and new business models can change what's possible in auto lending. Given the breadth of the role, this leader will need to earn trust quickly with executives, cross-functional partners, and other key stakeholders.
To be eligible
  • Bachelor's degree in mathematics, statistics, finance, economics, a related field, or equivalent experience; Master's degree preferred
  • 8-10 years of proven credit policy and/or credit risk management experience (or equivalent) across multiple functional areas or products, including experience managing analysts and managerial staff; strong knowledge of financial services preferred
  • Strong conceptual thinking skill to design and manipulate complex mathematical models to explain and predict business metrics, and to analyze complex data to draw conclusions and make business recommendations
  • Ability to convert vague business objectives into concrete analysis tasks and lead a team to tackle them systematically
  • Ability to inspire and lead analytical teams to effectively design and execute strategies that meet business goals and objectives

Bonus points for
  • Advanced degree in a quantitative discipline (engineering, math, statistics, operations research, economics, physics, etc.)
  • Prior leadership experience in auto finance, consumer lending, and/or fintech
  • Hands-on familiarity with machine learning and alternative data in a lending context
  • Working proficiency in SQL, Python or R, and modern data / BI tooling (Snowflake, Tableau, etc.)

Work Location and Arrangement:
This role will be based out of the CarMax Auto Finance office (Kennesaw, GA). Associates will work onsite 4 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will not be considered for this specific role.
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, age, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
The annual salary for this position is:
$148,100.00 - $237,000.00
May be eligible for bonus and equity.
Benefits:
Except as otherwise required by state law, CarMax Associates are entitled to the following paid sick, vacation, and holiday time.
Associates that are considered full-time hourly or commission/incentive eligible:
  • To earn up to 48 hours of sick time per year accrued on a per pay period basis and between 80 hours and 200 hours per year of vacation time after a 90 day waiting period depending on years of continuous service with the Company.
  • For 8 hours of pay for each of a total of 6 paid scheduled holidays per year plus 1 floating holiday. If such an Associate does work on a scheduled holiday due to business need, they are eligible for Holiday Premium Pay.

Associates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. subject to manager approval.
For more details about benefits, please visit our CarMax Benefits website.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.
CarMax logo

About CarMax

Sourced by ZipRecruiter

CarMax disrupted the auto industry by delivering the honest, transparent and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation's largest retailer of used cars, with over 200 locations nationwide. Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.

Industry

Automobile dealers

Company size

10,000+ Employees

Headquarters location

Henrico, VA, US

Year founded

1993

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