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Entry Level Credit Analyst Jobs in Georgia (NOW HIRING)

First Horizon Bank

Credit Analyst

Atlanta, GA · On-site

Expected to provide credit analysis support for assigned commercial lending relationships ... * Entry-level understanding of general bank operations and the commercial lending process

First Horizon Bank

Credit Analyst

Atlanta, GA · On-site

Expected to provide credit analysis support for assigned commercial lending relationships ... * Entry-level understanding of general bank operations and the commercial lending process

First Horizon

Credit Analyst

Atlanta, GA · On-site

Expected to provide credit analysis support for assigned commercial lending relationships ... * Entry-level understanding of general bank operations and the commercial lending process

US Bank

Business Banking Relationship Analyst

Atlanta, GA · Hybrid

$98K - $115K/yr

Credit & Deal Support * Assist with client discovery, deal qualification, and loan structuring support. * Support financial analysis, pricing requests, and pipeline management. * Coordinate deal ...

SitusAMC

Analyst

Atlanta, GA · On-site

$55K - $65K/yr

Research, analyze and summarize tenant level information including financial trends and credit ... Preferred fields of study include accounting, finance, real estate, and business * Entry level ...

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Entry Level Credit Analyst information

See Georgia salary details

$12

$25

$41

How much do entry level credit analyst jobs pay per hour?

As of Aug 14, 2026, the average hourly pay for entry level credit analyst in Georgia is $25.27, according to ZipRecruiter salary data. Most workers in this role earn between $19.47 and $28.41 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level credit analyst?

To thrive as an Entry Level Credit Analyst, you need strong analytical abilities, a solid understanding of financial statements, and typically a bachelor's degree in finance, accounting, or a related field. Familiarity with financial modeling tools, Microsoft Excel, and credit analysis software is often required. Attention to detail, effective communication, and problem-solving skills are essential soft skills in this role. These competencies ensure accurate risk assessments, clear reporting, and effective decision-making in evaluating creditworthiness.

What does an entry level credit analyst do?

An Entry Level Credit Analyst is responsible for evaluating the creditworthiness of individuals or companies by analyzing financial data and credit reports. They help determine the risk involved in lending money or extending credit and may assist in setting credit limits or recommending loan approvals. Their role often involves preparing financial spreadsheets, reviewing credit applications, and supporting senior analysts in making informed decisions. This position is a great starting point for those interested in finance or banking, offering valuable experience in risk assessment and financial analysis.

What is the difference between Entry Level Credit Analyst vs Credit Underwriter?

AspectEntry Level Credit AnalystCredit Underwriter
Required CredentialsBachelor's degree in finance, accounting, or related field; basic knowledge of credit analysisBachelor's degree; often additional certifications like CFA or credit-specific training
Work EnvironmentOffice setting, analyzing financial data, preparing reportsOffice setting, assessing credit applications, making approval decisions
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, financial services
Common Search & Comparison IntentUnderstanding entry-level roles in credit analysisComparing roles involved in credit approval process

Entry Level Credit Analysts typically focus on analyzing financial data and preparing reports to support credit decisions, often with less responsibility than Credit Underwriters, who evaluate and approve credit applications. Both roles require similar educational backgrounds and are common in financial institutions, but Credit Underwriters usually have more decision-making authority and specialized training.

What are some common challenges faced by entry level credit analysts in their first year, and how can they overcome them?

Entry level credit analysts often encounter challenges such as adapting to complex financial analysis tools, understanding industry-specific credit risk factors, and managing a high volume of loan applications under tight deadlines. To overcome these obstacles, it's helpful to seek mentorship from experienced colleagues, proactively participate in training sessions, and regularly review credit policies and case studies. Collaboration with senior analysts and open communication with team members can also accelerate learning and ensure accurate credit assessments.

What are the most commonly searched types of Credit Analyst jobs in Georgia?

The most popular types of Credit Analyst jobs in Georgia are:

What are popular job titles related to Entry Level Credit Analyst jobs in Georgia?

For Entry Level Credit Analyst jobs in Georgia, the most frequently searched job titles are:

What job categories do people searching Entry Level Credit Analyst jobs in Georgia look for?

The top searched job categories for Entry Level Credit Analyst jobs in Georgia are:

What cities in Georgia are hiring for Entry Level Credit Analyst jobs?

Cities in Georgia with the most Entry Level Credit Analyst job openings:

Entry Level Credit Analyst jobs near you
Infographic showing various Entry Level Credit Analyst job openings in Georgia as of August 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 91% In-person, and 9% Remote job distribution, with an average salary of $52,557 per year, or $25.3 per hour.

Credit Analyst

First Horizon Bank

Atlanta, GA • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 28 days ago

First Horizon Bank rating

8.3

Company rating: 8.3 out of 10

Based on 31 frontline employees who took The Breakroom Quiz

39th of 171 rated banks

Job description

Location: Onsite at the location listed in the job posting.

Summary

Provides analytical support in underwriting/analyzing commercial credit facilities and assisting Portfolio Managers and Relationship Managers in managing customer relationships. Expected to provide credit analysis support for assigned commercial lending relationships.

Essential Duties and Responsibilities

  • Interpret financial statements and provide financial analysis support utilized in underwriting complex C&I and commercial real estate loans.
  • Work proactively to ensure production is prioritized appropriately and completed in a timely manner. Specific tasks include financial statement spreading; completing financial analysis documents; updating and creating new requests, modifications, renewals and annual reviews in the Bank’s commercial loan system; tracking and completing covenant monitoring, completing industry research and developing a strong understanding of the Bank’s commercial loan policy. 
  • Participate in relationship team meetings with management and credit partners to explain information in the analysis when warranted.
  • Analyze and prepare credit approval documentation in FHB’s commercial loan system. Credit Analyst II is responsible for accurately reflecting all loan terms, collateral, covenants, loan grade inputs, policy exceptions, and calculating credit exposure for a given relationship in the commercial loan system.
  • Partner with Portfolio Managers to monitor and manage assigned commercial loan portfolios. This responsibility includes tracking covenants, recording financial statements, and monitoring company performance against expectations. Credit Analyst II is responsible not only for accurate calculations and inputs but also for thoughtful implementation of policies, procedures, and guidelines.
  • Identify and report material changes or trends in the financial statements of borrowers or guarantors observed in the preparation of credit approval presentations
  • Participate in internal credit conversations with PM’s, RM’s Credit Officers and senior management and in external meetings with clients and prospects.
  • Participate in portfolio management projects.
  • The successful candidate will demonstrate consistently high level of ownership of portfolio management metrics and team initiatives, flexibility in responding to RM/PM/senior management and client deadlines, high level of detail and follow-through, and independence within the framework of the role in assisting in achieving business goals.
  • Performs all other duties as assigned

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position:

  • Bachelor’s degree (B.A.), preferably in Accounting, Finance or Business or equivalent in specific work experience.
  • 1-2 years of experience or equivalent combination of education and experience related to Financial Services, Banking, Credit Analysis, Loan Review or similar background preferred
  • Experience as a Credit Analyst II or equivalent role preferred.
  • Fundamental understanding of general bank operations and the commercial lending process.
  • Familiarity with the processes used to analyze financial data.
  • Highly organized and detail oriented
  • Ability to manage multiple priorities and adhere to deadlines while delivering a high-quality work product.
  • Entry-level understanding of general bank operations and the commercial lending process
  • Ability to understand and communicate information and ideas in a clear and understandable manner, both orally and in writing with business unit teammates and leaders.

About Us

First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at www.FirstHorizon.com. 

Benefit Highlights 

• Medical with wellness incentives, dental, and vision
• HSA with company match
• Maternity and parental leave
• Tuition reimbursement
• Mentor program
• 401(k) with 6% match
• More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits

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