ZipRecruiter

Log In

1

Director Credit Risk Jobs in Albany, GA (NOW HIRING)

Renasant Bank

Portfolio Manager

Albany, GA · On-site

Direct financial information to credit analysts for spreading and analysis * Monitor new ... Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed ...

New

Georgias's Own

Universal Banker

Albany, GA · On-site

$23/hr

Must be familiar with Credit Union policies and procedures in order to effectively handle/direct ... and risk management protocols. * Collaborate with branch team members to improve efficiency ...

US Department of the Treasury

Senior Economist

Albany, GA · On-site

$125K/yr

Director Treaty and Transfer Pricing Operations (TTPO). REVIEW THE ADDITIONAL INFORMATION BELOW FOR ... To ensure full credit for your work experience, please indicate dates of employment by month/day ...

next page

Showing results 1-20

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Albany, GA

Director Credit Risk information

See Albany, GA salary details

$77.7K

$143.8K

$277.3K

How much do director credit risk jobs pay per year?

As of Sep 6, 2026, the average yearly pay for director credit risk in Albany, GA is $143,787.00, according to ZipRecruiter salary data. Most workers in this role earn between $96,100.00 and $172,900.00 per year, depending on experience, location, and employer.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Albany, GA?

The most popular types of Credit Risk jobs in Albany, GA are:

What job categories do people searching Director Credit Risk jobs in Albany, GA look for?

The top searched job categories for Director Credit Risk jobs in Albany, GA are:

What cities near Albany, GA are hiring for Director Credit Risk jobs?

Cities near Albany, GA with the most Director Credit Risk job openings:

Director Credit Risk jobs near you

Portfolio Manager

Renasant Bank

Albany, GA • On-site

Other

Posted 2 days ago

New

Renasant Bank rating

6.0

Company rating: 6.0 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

156th of 175 rated banks

Job description

Overview
The Portfolio Manager will be responsible for managing a developed and extensive commercial loan portfolio. This position will work with Commercial Relationship Officers, Loan Assistants, and customers to gather relevant needed information, prepare documents, obtain financial statements, and assist in loan reviews. The Portfolio Manager will support lenders in all aspects of the relationship.
RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER
Responsibilities
  • Work with both Loan Assistant and Lender to collect financial and related data in order to determine the general credit worthiness of prospects and customers and determine the merits of the specific loan request
  • Prepare the loan submission form, addendums, and other components of the loan submission package for both new and maturing loans
  • Otherwise assist in all aspects of managing Lender's portfolio
  • Obtain and retain product knowledge
  • Support the collection of past due loans
  • Support the clearing of financial statement and documentation exceptions
  • Direct financial information to credit analysts for spreading and analysis
  • Monitor new developments in lending, compliance with loan policies, and compliance with appropriate regulations
  • Maintain working knowledge of loan documentation and bank terminology
  • Assist in preparation of various reports and submissions to credit administration and loan review
  • Participate with Lender in ongoing marketing to include making direct sales calls to prospects and customers
  • Ability to deal tactfully and effectively with customers as well as fellow employees
  • Assume ownership of assigned loans with little or no direct supervision
  • Perform other related duties as assigned

Qualifications
Minimum:
  • A high school diploma or equivalent required, College degree with emphasis in Finance and/or Accounting or equivalent experience in financial analysis is preferred
  • 1 year previous lending experience or 3 years job related experience
  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public
  • Financial and analytical skills
  • Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
  • Customer service orientation

Preferred:
  • Knowledge of Federal laws and regulations involving loans
  • Ability to analyze a credit application for completeness and for documents needed on loans
  • Ability to operate computer and to be proficient with Word, Excel, and Power Point as well other internal Bank programs and systems

Physical Demands
The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.
Work Environment
The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.
The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".
This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise. Job requirements and/or processes may be modified to reasonably accommodate persons with a disability as required by law.
This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description.

What Renasant Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply