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Credit Operations Jobs in Texas (NOW HIRING)

Octane

Credit Operations Analyst

Irving, TX · On-site

As part of the Credit Operations team at Roadrunner Financial, you will be immersed in the day-to-day operations of the loan verification process. This position will be based out of our Irving office ...

Octane

Credit Operations Analyst

Irving, TX · On-site

As part of the Credit Operations team at Roadrunner Financial, you will be immersed in the day-to-day operations of the loan verification process. This position will be based out of our Irving office ...

Veritiv Corp

Credit Operations Manager

Carrollton, TX · On-site

Our Credit Manager will be responsible for managing and coordinating company's credit function in ... operations and innovative solutions. Healthcare benefits (including medical, dental, vision, and ...

Credit Union Texas

Card Operations Specialist

Allen, TX · On-site

Position Summary The Card Operations Specialist serves as the subject matter expert for all matters ... Process credit card functions including payments, balance transfers, credit limit increases, and ...

Adecco

Credit Quality Analyst

Plano, TX · On-site

$30.46/hr

Degree in Finance, Banking, Business, or equivalent professional experience in banking, commercial lending, or credit operations. * Experience reviewing commercial credit, wholesale credit ...

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Credit Operations information

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$39

How much do credit operations jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for credit operations in Texas is $30.32, according to ZipRecruiter salary data. Most workers in this role earn between $23.51 and $35.62 per hour, depending on experience, location, and employer.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What do credit operations do?

Credit operations involve managing and processing credit-related activities such as reviewing credit applications, assessing creditworthiness, monitoring credit accounts, and ensuring compliance with credit policies. Professionals in this field use tools like credit scoring systems and financial analysis to support lending decisions and minimize risk.

What are popular job titles related to Credit Operations jobs in Texas?

For Credit Operations jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Operations jobs in Texas look for?

The top searched job categories for Credit Operations jobs in Texas are:

Credit Operations jobs near you
Infographic showing various Credit Operations job openings in Texas as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, 1% Temporary, 1% Contract, and 1% Nights. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $63,058 per year, or $30.3 per hour.

Credit Operations Manager

Carrollton, TX • On-site

Veritiv Corporation
See more jobs at Veritiv Corporationexternal

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 21 days ago

Job description

HYBRID ROLE BASED OUT OF OUR CARROLLTON OFFICE

Job Purpose:

Our Credit Manager will be responsible for managing and coordinating company's credit function in accordance with corporate policies and procedures to meet company's business requirements.

Job Responsibilities:
  • Supervise, instruct and motivate the credit and collection staff.
  • Monitor a specific portfolio of accounts and initiate action to facilitate on-time payment of invoices and to recover delinquent receivables.
  • Establish and maintain positive relationships with customers both internal and external.
  • Measure department performance with appropriate metrics.
  • Communicate with Sales regarding complex receivable issues that cannot be resolved through normal payables contacts.
  • Research negotiates and resolve complex customer disputes and issues with the sales team.
  • Counsel and advise customers on any credit issues.
  • Advise regional V.P. region managers, branch managers, regional credit managers and director of credit of status, conditions, violations and recommendations for all credit issues.
Additional Responsibilities & Qualifications:
  • Provide for ongoing training of the credit staff.
  • Maintain the corporate credit policy Recommend changes in the credit policy to senior management
  • Ability to understand and interpret market factors and risk.
  • Informs Manager of any issues impacting the corporate DSO and receivable delinquency objectives.
  • Monitor deductions being taken by customers.
  • Above average analytical and problem solving skills.
  • Ability to learn and use Oracle and or Navison.
Work Experience:
  • 3-5 years of related experience of successful supervisory/management experience required to motivate and develop direct reports, as well as size up new talent.
  • 5-10 years of related job experience.
  • Excellent verbal, written, people, and diplomacy skills are required.
  • Experienced in providing leadership to others regarding work related systems, processes, and challenges.
  • Experience of interpreting strategy and policy in order to set and deliver objectives.
  • Proficient with Microsoft Office Suite.
  • Strong customer service skills (friendly, courteous and helpful).
  • Strong planning and organization skills are required.
Education:

Bachelor's Degree Preferred

What We Offer:

Engaging and inclusive culture with employee-led Employee Resource Groups, Veritiv Cultural Alliance, recognition platform, etc. Extensive training opportunities, professional development programs, career pathing, and mentorship opportunities. Collaborative atmosphere with our customers and suppliers to create healthier, safer and more sustainable communities through our responsible operations and innovative solutions. Healthcare benefits (including medical, dental, vision, and health savings account), life, AD&D, and disability insurance, 401k, paid time off, tuition reimbursement, employee assistance program, and other fringe benefits.

About Veritiv

Together with its subsidiaries, Veritiv is the leading full-service provider of packaging solutions. Veritiv also provides JanSan, hygiene, print and publishing products and services. Veritiv serves customers in a wide range of industries, through team members around the world helping shape the success of its customers. For more information, visit www.veritiv.com and connect with the Company on LinkedIn. Veritiv Corporation, headquartered in Atlanta, Veritiv is a leading provider of design-to-delivery packaging, print, and facility solutions. With a diverse team and global reach, we’re helping businesses cut costs, reduce waste, and improve efficiencies that make doing business easier. For more information, visit www.veritiv.com and connect with the Company on LinkedIn.

What We Offer
  • Engaging and inclusive culture with employee lead Employee Resource Groups, Veritiv Cultural Alliance, recognition platform, etc.
  • Extensive training opportunities, professional development programs, career pathing, and mentorship opportunities.
  • Collaborative atmosphere with our customers and suppliers to create healthier, safer and more sustainable communities through our responsible operations and innovative solutions.
  • Healthcare benefits and 401k with match start date of hire, paid time off and parental bonding time, tuition reimbursement, annual Profit-Sharing Program and much more!

Learn more here.

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