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Credit Operations Jobs in Texas (NOW HIRING)

Spencer Gray

Credit Analyst

Irving, TX · On-site

$21.50/hr

In addition, to verifying and updating credit information as requested by clients in support of the mortgage underwriting process, provides operational support to the production team through the ...

Schertzbank

Credit Officer

Schertz, TX · On-site

$110 - $140/hr

The Credit Officer collaborates with Loan Officers, Credit Department staff, and Loan Operations to ensure effective management and risk evaluation of the loan portfolio. Key Responsibilities * Act ...

Bray International

Credit Analyst

Houston, TX

The Credit Analyst reports directly to the Credit Manager. The position is responsible for ... Ability to effectively interface with all levels of management, operations and internal & external ...

Lonestar Electric Supply

Credit Manager

El Paso, TX · On-site

... operations. This includes performing and reviewing complex and detailed financial evaluations of companies to assess their creditworthiness, negotiating credit terms, and approving new purchasing ...

McLane Company

Coordinator, Credit

Carrollton, TX

... our operations running smoothly. Their dedication, expertise, and collaborative spirit are ... The Credit Coordinator is responsible for processing incoming Grocery Distribution credit ...

SUPPLY.com

Credit Trainee

Euless, TX

This is an 8-12 month program where the associate is active in the operation of the business. This ... Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial ...

Lighting Unlimited

Credit Trainee

La Porte, TX

This is an 8-12 month program where the associate is active in the operation of the business. This ... Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial ...

House of Forgings

Credit Manager

Dallas, TX · On-site

... operations. This includes performing and reviewing complex and detailed financial evaluations of companies to assess their creditworthiness, negotiating credit terms, and approving new purchasing ...

FERGUSON

Credit Trainee

Euless, TX · On-site

This is an 8-12 month program where the associate is active in the operation of the business. This ... Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial ...

HP Products

Credit Trainee

Euless, TX · On-site

This is an 8-12 month program where the associate is active in the operation of the business. This ... Credit Management * Customer Relations and Visitation * Secondary Security * Uniform Commercial ...

Lonestar.com

Credit Manager

El Paso, TX · On-site

... operations. This includes performing and reviewing complex and detailed financial evaluations of companies to assess their creditworthiness, negotiating credit terms, and approving new purchasing ...

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All JobsCredit Operations JobsCredit Operations Jobs in Texas

Credit Operations information

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How much do credit operations jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for credit operations in Texas is $30.32, according to ZipRecruiter salary data. Most workers in this role earn between $23.51 and $35.62 per hour, depending on experience, location, and employer.

What are some common challenges faced in a credit operations role, and how can they be addressed?

Professionals in Credit Operations often encounter challenges such as managing large volumes of transactions, ensuring regulatory compliance, and maintaining accuracy under tight deadlines. Addressing these challenges requires strong attention to detail, effective time management, and regular communication with internal teams such as risk, compliance, and sales. Many organizations support their Credit Operations teams with regular training, clear process documentation, and technology solutions to streamline workflows and reduce manual errors.

What are the key skills and qualifications needed to thrive in credit operations?

To thrive in Credit Operations, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, often supported by a degree in finance, accounting, or business. Familiarity with credit management software, financial modeling tools, and regulatory compliance systems is typically required. Excellent communication, problem-solving, and organizational skills help professionals effectively manage credit processes and collaborate with clients and internal teams. These skills and qualities are vital to ensure accurate credit evaluation, minimize risk, and maintain smooth financial operations.

What is the difference between Credit Operations vs Credit Analyst?

AspectCredit OperationsCredit Analyst
Primary RoleManages credit processes, risk assessment, and loan approval workflowsAnalyzes credit data to assess borrower risk and make lending recommendations
Required SkillsProcess management, risk assessment, compliance knowledgeFinancial analysis, credit scoring, data interpretation
Work EnvironmentBanking, financial institutions, credit departmentsBanking, lending firms, financial services
CertificationsTypically none required, but certifications like CFA or credit-specific courses helpCertifications like CFA, Credit Risk Certification often preferred

While both roles are integral to the credit industry, Credit Operations focuses on managing credit processes and workflows, ensuring compliance and efficiency. Credit Analysts primarily evaluate individual creditworthiness through data analysis to inform lending decisions. Understanding these differences helps job seekers target the right roles based on their skills and career goals.

What is credit operations?

Credit Operations refers to the processes and tasks involved in managing a company's credit-related activities, such as evaluating credit applications, monitoring credit limits, processing loans, and ensuring compliance with credit policies. Professionals in Credit Operations work to minimize financial risks by assessing the creditworthiness of clients and maintaining accurate records. They also collaborate with other departments to ensure smooth and efficient financial transactions while adhering to regulatory requirements.

What are popular job titles related to Credit Operations jobs in Texas?

For Credit Operations jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Operations jobs in Texas look for?

The top searched job categories for Credit Operations jobs in Texas are:

Credit Operations jobs near you
Infographic showing various Credit Operations job openings in Texas as of August 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $63,058 per year, or $30.3 per hour.

Relationship Manager III

AgTexas Farm Credit Services

Hillsboro, TX • On-site

$401K/yr

Full-time

Re-posted 14 days ago

Job description

COMPANY PROFILE:
serves and supports approximately 2,600 member/borrowers in areas of lending, insurance sales, appraisal, and/or leasing. Eleven office locations can be found throughout the Association's 43-county trade territory, and the association has an average loan volume of approximately $2.85 billion, with total assets equaling $3.2 billion. The lending portfolio consists of cotton, livestock, dairy, feed grains, real estate, and ag-related business loans. Additionally, the association territory provides diversity in production and mortgage loans as well as commodities financed. Without strong financial backing farmers and ranchers will not survive, and people will not have food to eat or clothes to wear. AgTexas provides reliable credit and crop insurance to our member-owners, so they can feed and clothe the world.
POSITION:
The Relationship Manager III position is located in Hillsboro, TX with a salary that is negotiable, depending upon experience. This position is responsible for generating new business and developing and maintaining a diverse loan portfolio.
*AgTexas, at its sole discretion, may offer this position with a different title based upon the qualifications of the candidate.
MINIMUM EDUCATION AND EXPERIENCE:
Bachelor's degree in business administration, finance, agricultural economics, or a related field, or equivalent experience and eight (8) or more years of progressively responsible banking or related agricultural lending experience. Experience should include a broad understanding of lending regulations, credit operations, and credit practices.
KEY REQUIREMENTS:
Excellent interpersonal relations, public speaking, administrative and communication skills are required. Strong analytical skills to market credit services to eligible Farm Credit borrowers, evaluate financial statements as well as identify and implement corrective actions when needed. Knowledge of business practices in mortgage and commercial lending, including credit standards, real estate appraisal, internal controls, financial management, human resource management, public and member relations, and marketing techniques. Leadership, strategic planning, and goal setting are required. Familiar with standard concepts, practices, and procedures within a particular field. Relies on extensive experience and judgment to plan and accomplish goals. A wide degree of creativity and latitude is required. Travel is required.
KEY RESPONSIBILITES:
  • Concentrates primarily on generating new business and developing a loan portfolio, either through the purchase of participation interests in eligible loans originated by others or through direct solicitation origination of eligible loans.
  • Monitors business relationships and credit compliance of originated loans.
  • Evaluates needs of potential clients and provides appropriate financial solutions.
  • Ensures proper loan underwriting and structuring is achieved through enforcement of loan policies and that they are properly approved in accordance with loan authorities and in conjunction with the centralized underwriting units.
  • Makes calls on important prospects to sell and service consumer and banking needs.
  • Manages and monitors respective loan portfolio and status of all exceptions and past dues on business and consumer loans in accordance with loan policy working in conjunction with reports from the centralized underwriting units.
  • Provides ongoing relationship servicing, including the resolution of service issues of clients.
  • Monitors results versus objectives and recommends necessary strategic adjustments to ensure that objectives are reached.
  • Serves as a member of various Association committees as assigned.

WORKING RELATIONSHIPS:
Frequent interaction with customers, association departmental staff and management. Occasional interaction with association senior management, CEO, and/or board of directors. Occasional interaction with Farm Credit Bank of Texas staff. Frequent interaction with area professionals including real estate agents, commercial bankers, and others who deal with the association in the normal course of business.
EOE/AA/M/F/D/V
AgTexas FCS is an Equal Opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, national origin, protected veteran status, sexual orientation, gender identity or genetic information.
Persons with disabilities who require an accommodation to complete the application process should call our Lubbock office at (806) 745-4575 and ask to speak to one of our HR representatives to request accommodation in the application process.

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