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Head Of Credit Risk Jobs in Texas (NOW HIRING)

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights. What you'll be doing: * Develop and ...

IntelliPro Group Inc.

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

The ideal candidate will have strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights. What you'll be doing: * Develop and ...

Ironhorse Funding LLC

Credit Risk and Originations Leader

Irving, TX · On-site

$140K - $190K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Join Ironhorse Funding LLC as our Full-Time SVP of Credit Risk and Loan Originations, located onsite in Irving, TX, and experience shaping our financial services landscape. This pivotal role offers ...

Charles Schwab

Manager - Credit Risk Analyst

Westlake, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

We are seeking a Manager, Counterparty Credit Risk - Securities Financing to join the Finance Risk Management function reporting to the Head of Strategy & Analytics. What you have The following ...

USAA

Lead Analyst, Credit Risk Strategy

Plano, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Be part of what truly makes us special and impactful. We are proud to support active-duty military ... The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in ...

USAA

Lead Analyst, Credit Risk Strategy

San Antonio, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Be part of what truly makes us special and impactful. We are proud to support active-duty military ... The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in ...

USAA

Senior Analyst, Credit Risk Strategy

Plano, TX

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Be part of what truly makes us special and impactful. We are proud to support active-duty military ... Credit Risk Analyst Seniors use quantitative methods to identify credit risk, develop and deliver ...

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Showing results 1-20

All JobsHead Of Credit Risk JobsHead Of Credit Risk Jobs in Texas

Head Of Credit Risk information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do head of credit risk jobs pay per year?

As of Aug 13, 2026, the average yearly pay for head of credit risk in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a head of credit risk, and why are they important?

To thrive as a Head of Credit Risk, a deep understanding of credit risk analysis, portfolio management, and regulatory requirements is essential, often supported by a degree in finance, economics, or a related field. Expertise with risk assessment tools, credit risk modeling software, and familiarity with regulatory systems like Basel Accords are typically required. Strong leadership, analytical thinking, and effective communication are vital soft skills for managing teams and influencing strategic decisions. These skills ensure robust risk management practices, regulatory compliance, and the financial stability of the organization.

What is the difference between Head Of Credit Risk vs Credit Risk Manager?

AspectHead Of Credit RiskCredit Risk Manager
ResponsibilitiesOversees entire credit risk strategy, policy development, and team leadershipManages credit risk assessments, monitoring, and reporting within specific portfolios
Required CredentialsTypically requires advanced degrees and extensive experience in credit riskRequires relevant experience and certifications like CFA or credit risk courses
Work EnvironmentStrategic, leadership-focused, often in senior management meetingsOperational, analytical, focused on credit assessments and monitoring

The Head Of Credit Risk holds a senior leadership role, shaping overall credit policies, while the Credit Risk Manager focuses on day-to-day risk assessment and management. Both roles require relevant experience and certifications, but differ mainly in scope and strategic influence.

What are some common challenges faced by a head of credit risk, and how can they be addressed?

A Head of Credit Risk often encounters challenges such as adapting to rapidly changing market conditions, ensuring robust risk assessment models, and maintaining regulatory compliance. Balancing risk minimization with business growth targets requires strong analytical skills and cross-department collaboration. Regularly updating risk policies, leveraging advanced analytics, and fostering open communication with lending, compliance, and IT teams helps address these challenges effectively. Staying proactive and fostering a culture of continuous improvement are also key to success in this leadership role.

What are popular job titles related to Head Of Credit Risk jobs in Texas?

For Head Of Credit Risk jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Head Of Credit Risk jobs in Texas look for?

The top searched job categories for Head Of Credit Risk jobs in Texas are:

What cities in Texas are hiring for Head Of Credit Risk jobs?

Cities in Texas with the most Head Of Credit Risk job openings:

Head Of Credit Risk jobs near you
Infographic showing various Head Of Credit Risk job openings in Texas as of August 2026, with employment types broken down into 93% Full Time, 5% Part Time, and 2% Contract. Highlights an 87% In-person, 9% Hybrid, and 4% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.

Director, U.S. Specialty Finance Credit Risk / Global Risk Management

Scotiabank

Dallas, TX • On-site

Full-time

Posted 29 days ago

Job description

Requisition ID: 268086
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!
Position: Director, U.S. Specialty Finance Credit Risk / Global Risk Management
Purpose
The position is responsible for managing U.S. Specialty Finance Credit Risk, which may include, but is not limited to, the following sectors: financial technology, non-bank lending, asset management and market structure
The candidate will:
  • Provide risk leadership for the bank's U.S. Specialty Finance business that effectively balances the time-sensitive, urgent needs of individual deals and broader business considerations;
  • Help refine and implement a U.S. Specialty Finance credit risk management framework, including the bank's risk appetite, to ensure that Scotiabank's expansion of financial institution lending into non-investment grade is conducted in a safe and sound manner;
  • Assess proposed specialty finance company transactions and monitor the overall underwriting portfolio and the portfolio of held loans;
  • The candidate will report to MD, Head of Non-Investment Grade Credit Risk and will work closely with the U.S. Head of Credit Risk, and the U.S. Chief Risk Officer, to present specialty finance credit risk management considerations to senior management; and
  • Participate in specialty finance credit risk related discussions with Scotiabank's U.S. regulators.

Accountabilities
  • Participating in the refinement and maintenance of U.S. non-bank credit risk frameworks and risk appetite statements that are aligned with industry standards and local regulatory expectations;
  • Critically reviewing individual deals and independently leading the deal process from inception through approval. This includes review and diligence of the forecast cash flow / EBITDA and adjustments, capital structure, syndication issues, and risk / reward tradeoffs and making credit decisions within delegated authority or recommendations to senior management regarding credit approvals and declines;
  • Critically review and produce reports on the specialty finance loan book to ensure the bank's portfolio is aligned with its risk appetite and / or identify issues for escalation to senior management and the Board of Directors;
  • Partnering with the business to ensure day-to-day business activities are conducted within the bank's risk appetite and to manage the alignment of the bank's U.S. strategy, risk appetite and risk culture.
  • Driving a customer focused culture that deepens client relationships and leverages broader Bank relationships, systems and knowledge;
  • Building a high-performance environment and implementing a people strategy that attracts, retains, develops, and motivates their team by (1) fostering an inclusive work environment and using a coaching mindset and behaviors, (2) communicating vison/values/business strategy, and (3) managing succession and development planning for the team; and
  • Creating an environment in which the candidate's team pursues effective and efficient operations of their respective areas in accordance with Scotiabank's Values, its Code of Conduct and other policies.
  • Assist in the training and development of junior members of team, which includes putting direct reports in situations where they can present transactions and gain visibility within the organization.
  • Effectively communicate with senior management, head office and the relevant Risk Committees to ensure proper risk management and sound corporate governance across the SBUS operations.
  • Represent U.S. CRM at Senior Credit Committee including presentation of credit transactions and reviews from assigned portfolio.
  • Participate in, and assist with, internal audits, regulatory reviews, and projects.

Reporting Relationships
Primary Manager: MD, Head of Non-Investment Grade Credit Risk / Global Risk Management
Direct Reports: Specialty Finance credit analysts
Education / Experience / Other Information:
  • In depth specialty finance and non-bank financials credit risk expertise;
  • Expert knowledge and understanding of U.S. bank regulator lending considerations and issues;
  • Experience making timely, sound risk judgements, and succinctly communicating with senior management;
  • Experience preparing and presenting non-bank financial company credit risk management issues to senior management; and
  • At least 8-10 years of progressively higher levels of credit risk related responsibility
  • The successful candidate will also be an excellent communicator and relationship builder who:
            • Understands how to bring the best out of the Director's team by complementing their existing skills
            • Has an expert ability to balance competing or conflicting goals of various departments / countries / stakeholders via adopting a mature, diplomatic approach and using highly developed negotiation and influencing skills;
            • Effectively liaises with key internal stakeholders, industry participants, and regulatory bodies.
  • The candidate must have a Bachelor's degree in a related discipline. A Master's degree, a recognized professional designation in a specialized area of finance or business, or equivalent, is an asset

Working Conditions
  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Fast paced, quickly changing environment.
  • Extended hours as needed to meet transaction deadlines.

Interested?
If your experience is closely related but doesn't align perfectly with every qualification, we do encourage you to apply - you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture.
What's in it for you?
Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.
#GBM
Location(s): United States : Texas : Dallas
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Scotiabank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.

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