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Credit Risk Manager Jobs in Texas (NOW HIRING)

Freddie Mac

Seller Credit Risk Manager

Plano, TX

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Freddie Mac

Seller Credit Risk Manager

Plano, TX · On-site

$128K - $192K/yr

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac ...

Uber

B2B Credit Risk Manager

Dallas, TX · On-site +1

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

Uber

B2B Credit Risk Manager

Dallas, TX · On-site

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

Regional Finance

Director Credit Risk

Plano, TX · On-site

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

Regional Finance

Director Credit Risk

Plano, TX · On-site

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within ...

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Credit Risk Manager information

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$80.6K

$147.5K

$223.1K

How much do credit risk manager jobs pay per year?

As of Jun 8, 2026, the average yearly pay for credit risk manager in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Texas? The most popular types of Credit Risk jobs in Texas are:
What are popular job titles related to Credit Risk Manager jobs in Texas? For Credit Risk Manager jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Texas look for? The top searched job categories for Credit Risk Manager jobs in Texas are:
What cities in Texas are hiring for Credit Risk Manager jobs? Cities in Texas with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Infographic showing various Credit Risk Manager job openings in Texas as of May 2026, with employment types broken down into 1% As Needed, 66% Full Time, 31% Part Time, 1% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.
Seller Credit Risk Manager

Seller Credit Risk Manager

Freddie Mac

Plano, TX

$128K - $192K/yr

Full-time

Posted 29 days ago

Job description

At Freddie Mac, our mission of Making Home Possible is what motivates us, and it's at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Continue your career journey where your work contributes to a greater purpose.

Position Overview:

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac's Seller/Servicer Guide, risk appetite, and housing mission. This role collaborates with internal teams to monitor seller credit profiles, address inquiries, and resolve issues where practices diverge from Freddie Mac requirements.

Our Impact:

The Single-Family Seller Credit Risk Management team is an integral part of ensuring the credit risk Freddie Mac takes on is appropriately monitored and managed at a Seller/Servicer level to support our mission of affordable housing and promotion of liquidity in a safe, sound, and responsible way.

Your Impact:

  • Strategy:Develop a strong understanding of assigned Sellers, Credit Risk Management objectives, loan programs, and operating procedures. Deliver practical, risk-based solutions within established risk tolerances.
  • Execution:Monitor Seller credit risk, focusing on delivery profile trends and loan performance. Identify emerging issues and recommend actions to sustain or improve credit quality.
  • Relationship Management:Manage and strengthen internal and external relationships related to credit matters.
  • Risk Management:Partner with business and risk stakeholders on credit risk assessments and policy applications.

Qualifications:

  • Bachelor's Degree or equivalent with 8+ years in mortgage industry-related roles
  • 5+ years in credit risk management or underwriting to include expertise in mortgage credit risk, underwriting and seller/servicer eligibility
  • Strong command of GSE policy and Freddie Mac Seller/Servicer Guide requirements
  • Analytical and data-driven approach to risk assessment, along with interest in utilizing AI tools for efficiency improvement
  • Proven ability to build and manage relationships with sellers, servicers, and stakeholders utilizing strong written and oral communication skills

Keys to Success:

  • Clear, Executive-Ready Communication:Convey complex credit issues clearly and concisely to senior leadership.
  • Strong Governance, Controls, and Compliance Mindset:Ensure alignment with internal risk frameworks and regulatory expectations.
  • Change Agility and Adaptability:Quickly adapt to evolving market conditions and emerging risks while maintaining sound risk management principles.

We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $128,000 - $192,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.Employment Type: FULL_TIME
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About Freddie Mac

Sourced by ZipRecruiter

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you'll do important work for the housing finance system and make a difference in the lives of others.

Industry

Finance and insurance

Company size

5,001 - 10,000 Employees

Headquarters location

McLean, VA, US

Year founded

1970

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