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Credit Risk Manager Jobs in Texas (NOW HIRING)

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

As a B2B Credit Risk Manager, you will lead initiatives across Credit Risk Management, Process Improvement & AI Automation, Cross Functional Initiatives. This work directly impacts cash flow ...

Manager, U.S. Credit Risk, Risk Reporting Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in ...

Manager, U.S. Credit Risk, Risk Reporting Global Banking and Markets Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in ...

About the Role The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting ...

About the Role The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting ...

About the Role The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting ...

Manage assigned projects and analytical workstreams independently, escalating issues appropriately ... Specialized knowledge of credit risk management concepts, metrics, and reporting practices

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Credit Risk Manager information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do credit risk manager jobs pay per year?

As of Jul 4, 2026, the average yearly pay for credit risk manager in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
What are the most commonly searched types of Credit Risk jobs in Texas? The most popular types of Credit Risk jobs in Texas are:
What are popular job titles related to Credit Risk Manager jobs in Texas? For Credit Risk Manager jobs in Texas, the most frequently searched job titles are:
What cities in Texas are hiring for Credit Risk Manager jobs? Cities in Texas with the most Credit Risk Manager job openings:
Infographic showing various Credit Risk Manager job openings in Texas as of June 2026, with employment types broken down into 93% Full Time, 6% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.
Global Credit Risk Manager

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted yesterday


Marathon Petroleum rating

6.3

Company rating: 6.3 out of 10

Based on 200 frontline employees who took The Breakroom Quiz

48th of 74 rated oil and gas companies


Job description

An exciting career awaits you


At MPC, we're committed to being a great place to work - one that welcomes new ideas, encourages diverse perspectives, develops our people, and fosters a collaborative team environment.

POSITION SUMMARY:

The Global Credit Risk Manager is a key leadership role within Corporate Finance & Treasury responsible for overseeing credit risk management across a diverse and complex portfolio of commercial relationships spanning domestic and international markets. This position leads a team of credit analysts and is accountable for ensuring consistent, high-quality credit evaluation, monitoring, and decision-making aligned with enterprise policies and risk standards.

This role serves as a strategic partner to Commercial, Finance, and cross-functional stakeholders, providing insight and guidance on credit-related matters to support informed business decisions while maintaining appropriate risk controls. The Global Credit Risk Manager balances risk mitigation with business objectives, navigating varying market conditions and customer dynamics to effectively manage credit exposure.

The position also plays a critical role in strengthening internal processes and capabilities by enhancing reporting, analytics, and tools that provide transparency into credit risk and support leadership discussions. Additionally, the role drives continuous improvement initiatives, supports organizational priorities, and contributes subject matter expertise to special projects that advance the effectiveness and maturity of the credit function.

KEY RESPONSIBILITIES:

  • Leads and develops a team of credit analysts, providing day-to-day direction, coaching, and performance feedback to ensure consistent execution and capability growth. Fosters a strong risk management mindset and supports the ongoing development of team members.

  • Oversees credit evaluation and monitoring activities across a diverse portfolio, ensuring appropriate assessment of financial risk and alignment with established policies and standards. Provides guidance on complex credit decisions and supports resolution of escalated issues.

  • Manages credit risk for a broad and complex set of commercial relationships, ensuring balanced decision-making that supports business objectives while maintaining appropriate risk controls.

  • Directs credit and risk management activities across domestic and international markets, navigating varying business environments and risk considerations to support commercial operations.

  • Partners with internal stakeholders across Commercial, Finance, and other functions to provide insight and support informed decision-making. Builds strong working relationships to align credit strategies with broader business priorities.

  • Maintains and strengthens external relationships with financial institutions and other third-party partners to support risk management activities and enhance overall portfolio effectiveness.

  • Leads the development and enhancement of reporting and analytical tools that provide transparency into credit risk and support strategic discussions with business leadership.

  • Supports strategic initiatives and process improvements within the Credit organization, contributing to the development and implementation of practices that enhance efficiency and risk management effectiveness.

  • Participates in and leads special projects that advance organizational objectives, providing subject matter expertise and driving initiatives to completion.

MINIMUM QUALIFICATIONS:

  • Bachelors Degree in Finance, Accounting, Business, or related field required.

  • Eight (8) years of financial, analytical, optimization or related field experience required.

  • 4 years working with Power BI, RightAngle, SAP, Salesforce, or related is preferred.

  • Demonstrated a broad enterprise mindset by understanding interdependencies across business units and driving solutions that supported overall organizational goals.

  • Demonstrated process improvement enhancements of reporting and analytical tools.

  • 2 - 4 years of experience with strong financial acumen and sound judgment to make effective credit decisions that balance risk and business growth.

TRAVEL:

  • Up to 20%

As an energy industry leader, our career opportunities fuel personal and professional growth.

Location:

Findlay, Ohio

Additional locations:

Houston, Texas

Job Requisition ID:

00022711

Location Address:

539 S Main St

Education:

Bachelors (Required)

Employee Group:

Full time

Employee Subgroup:

Regular

Marathon Petroleum Company LP is an Equal Opportunity Employer and gives consideration for employment to qualified applicants without discrimination on the basis of race, color, religion, creed, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), sexual orientation, gender identity, gender expression, reproductive health decision-making, age, mental or physical disability, medical condition or AIDS/HIV status, ancestry, national origin, genetic information, military, veteran status, marital status, citizenship or any other status protected by applicable federal, state, or local laws. If you would like more information about your EEO rights as an applicant, click here.
If you need a reasonable accommodation for any part of the application process at Marathon Petroleum LP, please contact our Human Resources Department at talentacquisition@marathonpetroleum.com. Please specify the reasonable accommodation you are requesting, along with the job posting number in which you may be interested. A Human Resources representative will review your request and contact you to discuss a reasonable accommodation. Marathon Petroleum offers a total rewards program which includes, but is not limited to, access to health, vision, and dental insurance, paid time off, 401k matching program, paid parental leave, and educational reimbursement. Detailed benefit information is available athttps://mympcbenefits.com.The hired candidate will also be eligible for a discretionary company-sponsored annual bonus program.
Equal Opportunity Employer: Veteran / Disability

We will consider all qualified Applicants for employment, including those with arrest or conviction records, in a manner consistent with the requirements of applicable state and local laws. In reviewing criminal history in connection with a conditional offer of employment, Marathon will consider the key responsibilities of the role.


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About Marathon Petroleum

Sourced by ZipRecruiter

Marathon Petroleum Corporation, headquartered in Findlay, Ohio, US, is a leading independent petroleum refining, marketing, and transportation company. Their official website can be found at marathonpetroleum.com. The company, part of the energy sector, was established in 1887, making it one of the oldest petroleum companies in the US. It operates an integrated refining, marketing and transportation system concentrated primarily in the Midwest, Northeast, East Coast, Southeast and Gulf Coast of the United States. This includes refineries, pipelines, and terminals that process and transport crude oil and refined products.

Industry

Oil and gas extraction

Company size

10,000+ Employees

Headquarters location

Findlay, OH, US

Year founded

1887