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Part Time Mlo Jobs in Texas (NOW HIRING)

Part Time Mlo information

How much does a part-time mortgage loan officer make?

A part-time mortgage loan officer typically earns between $20,000 and $50,000 annually, depending on experience, location, and commission structure. Compensation often includes base pay plus commissions based on loans closed, and many work flexible hours while maintaining licensing and certification requirements.

How much does a mortgage broker make on a $500,000 mortgage?

A mortgage broker typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be approximately $2,500 to $5,000 on a $500,000 mortgage. Their income can vary depending on the commission structure, experience, and the lender's policies, and they may also receive additional fees or bonuses for volume or performance.

What are part-time MLOs?

Part-time MLOs, or Mortgage Loan Originators, are professionals who assist clients in obtaining mortgage loans but work fewer hours than full-time employees. They typically work flexible schedules, which may include evenings or weekends, to accommodate clients' needs. Part-time MLOs perform many of the same duties as full-time MLOs, such as evaluating loan applications, explaining loan options, and ensuring compliance with regulations. This role is ideal for individuals seeking work-life balance or supplemental income while still being involved in the mortgage industry.

Will MLO be replaced by AI?

Mortgage Loan Originators (MLOs) play a key role in guiding clients through the loan process, which involves complex communication, assessment of individual financial situations, and regulatory compliance. While AI tools can assist with data analysis and automate certain tasks, the personal interaction and judgment required in the MLO role make full replacement unlikely in the near future.

What are some common challenges faced by part-time Mortgage Loan Officers (MLOs), and how can they be addressed?

Part-time MLOs often face challenges related to managing client expectations and maintaining consistent communication due to their limited working hours. Balancing multiple clients or loan files with a part-time schedule can make it harder to respond quickly to inquiries or keep up with fast-moving real estate transactions. To address these challenges, it's helpful to utilize robust organizational tools, set clear communication boundaries with clients, and collaborate closely with full-time colleagues or support staff to ensure seamless client service. Building strong relationships within your team can also help delegate tasks during off-hours and maintain a high level of customer satisfaction.

What is the difference between Part Time Mlo vs Full Time Mlo?

AspectPart Time MloFull Time Mlo
Work HoursFewer hours, typically less than 30 hours/weekFull schedule, usually 40+ hours/week
CertificationsSame licensing requirements as full-timeSame licensing requirements as part-time
Work EnvironmentFlexible, often remote or part-time officeConsistent, full-time office or remote
IncomeProportional to hours workedHigher overall income due to full hours

Part Time Mlo roles offer flexibility with fewer hours, suitable for those balancing other commitments, while Full Time Mlo positions provide a consistent schedule and higher income potential. Both roles require the same licensing and industry knowledge, but differ mainly in hours and income level.

What are the key skills and qualifications needed to thrive as a Part Time Mortgage Loan Officer (MLO), and why are they important?

To thrive as a Part Time MLO, you need a solid understanding of mortgage lending practices, financial analysis, and regulatory compliance, typically supported by state licensure and passing the Nationwide Multistate Licensing System (NMLS) exam. Familiarity with loan origination systems (LOS), credit analysis software, and customer relationship management (CRM) tools is often required. Strong interpersonal skills, attention to detail, and the ability to build trust with clients are crucial soft skills. These competencies ensure accurate loan processing, regulatory adherence, and exceptional client service in a competitive lending environment.

Can I work part-time as a mortgage loan officer?

Yes, mortgage loan officers can work part-time, depending on the employer and licensing requirements. Part-time roles may involve fewer hours and flexible schedules, but licensing and experience requirements still apply. Some companies may prefer full-time employees for client continuity and sales targets.
What are the most commonly searched types of Mlo jobs in Texas? The most popular types of Mlo jobs in Texas are:
What job categories do people searching Part Time Mlo jobs in Texas look for? The top searched job categories for Part Time Mlo jobs in Texas are:
What cities in Texas are hiring for Part Time Mlo jobs? Cities in Texas with the most Part Time Mlo job openings:
Infographic showing various Part Time Mlo job openings in Texas as of July 2026, with employment types broken down into 2% Internship, 38% As Needed, 18% Full Time, 3% Part Time, 24% Temporary, and 15% Nights. Highlights an 74% Physical, 1% Hybrid, and 25% Remote job distribution.

$14.50 - $18.25/hr

Part-time

Posted 15 days ago


Security Service Federal Credit Union rating

8.7

Company rating: 8.7 out of 10

Based on 8 frontline employees who took The Breakroom Quiz


Job description

As a Teller/Banker, you will often deliver the very first impression of the credit union to our members (credit union lingo for customers). You will become an expert and champion of Security Service products and services to help our members reach their financial goals. You will build and nurture long-lasting relationships by promoting our checking and savings accounts, loans, credit cards, and insurance services, to name a few.

You will only offer products and services that meet our member's needs and contribute to their financial success. You will be a team player and support the credit union in becoming America's Best by meeting sales goals, proactively identifying cross-sell opportunities, and educating members on digital services available to them. You will provide "universal" service and will be cross-trained in both teller and banker functions to better serve our members.

This means additional learning and growth opportunities for you. Completes any other job-related duties needed to help drive to our Vision, fulfill our Purpose, and abide by our Organization's Values.At Security Service, we champion career growth and development. As such, our member service roles have a defined career path to support this

Most of our branch managers and assistant branch managers started in a Teller/Banker role!Member Consultant I: High school diploma or equivalent. Minimum of two (2) years of retail banking, cash handling, customer service and sales, or comparable experience.A customer-centric attitude focused on delivering great experiences to our members while maintaining strict confidentiality. Excellent interpersonal and communication skills with a goal-driven mindset

Proficiency in computer software including Excel, Word, and Outlook. Strong attention to detail, strong organizational skills and the ability to focus in a fast-paced environment. Able to maintain a flexible work schedule during normal business hours--never work another Sunday.

May be required to travel to and from other branch locations for work and/or training.At management discretion employee may be required to complete, within 180 days of request, federal registration as a Mortgage Loan Originator (MLO) as required by the Secure and Fair Enforcement of Mortgage Licensing Act of 2008 (S.A.F.E. Act). If registered, must maintain active registration, and comply with all requirements of the S.A.F.E

Act, including but not limited to, providing their unique identifier, and ensuring the Registry is updated with significant changes (i.e., name changes and reportable changes to legal or regulatory actions) within 30 days and must update employment and personal information in the Registry as required. If required to register as an MLO, will successfully pass a background check against the U.S. General Services Administration (GSA) Excluded Parties List (EPL), the HUD Limited Denial of Participation List (LDP List), and the Federal Housing Finance Agency's (FHFA) Suspended Counterparty Program (SCP) list as required by secondary market investors

Must maintain ability to pass any subsequent background checks against these lists and comply with all their requirements.


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