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Credit Risk Manager Jobs in Austin, TX (NOW HIRING)

Frost Bank

Senior Credit Risk Officer

Austin, TX

If so, being a Senior Credit Risk Officer with Frost could be for you. At Frost, it's about more ... Demonstrated experience in successfully managing loan portfolios and approving credit risks through ...

Visa

Director, VCA NA Risk Practice

Austin, TX

This person will design, implement, and optimize strategies across the credit lifecycle to enhance risk management, improve decision-making, and drive business growth. This role requires deep ...

Ercot

Manager - Market Credit Analysis

Taylor, TX · On-site

Responsible for ongoing management of ERCOT's Market Credit Department. Leads development of ERCOT ... Assesses market participant creditworthiness and ensures appropriate risk mitigation measures are ...

New

Texascapitalbank

Credit Officer

Austin, TX

Brief Overview of Position The Credit Officer is positioned within Credit Administration and is ... Acts as a responsible steward of the firm's capital, ensuring fidelity to risk management and ...

PayPal

Sr Manager, Risk Management

Austin, TX

$143K - $212K/yr

... credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value ... This job leads complex projects related to risk management, collaborates with teams to identify ...

PayPal

Sr Manager, Risk Management

Austin, TX · On-site

$130K - $193K/yr

... credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value ... This job leads complex projects related to risk management, collaborates with teams to identify ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Austin, TX

Credit Risk Manager information

See Austin, TX salary details

$85.7K

$156.9K

$237.3K

How much do credit risk manager jobs pay per year?

As of Jun 12, 2026, the average yearly pay for credit risk manager in Austin, TX is $156,883.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,300.00 and $175,900.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Austin, TX? The most popular types of Credit Risk jobs in Austin, TX are:
What are popular job titles related to Credit Risk Manager jobs in Austin, TX? For Credit Risk Manager jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Austin, TX look for? The top searched job categories for Credit Risk Manager jobs in Austin, TX are:
What cities near Austin, TX are hiring for Credit Risk Manager jobs? Cities near Austin, TX with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you

Senior Credit Risk Officer

Frost Bank

Austin, TX

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 hours ago

Job description

Job Description

It's about interactions more than transactions.

Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? If so, being a Senior Credit Risk Officer with Frost could be for you.

At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.

Who you are:

As a Senior Credit Risk Officer, you are our key support. You will be responsible for the review and approval of loans and credit limits, under little oversight, within various product areas for commercial banking relationships. You will evaluate the structure of the loan, ensuring an appropriate product type and level of credit is extended to the borrower with a credit approval limit of up to $20 million. You will also verify that proposed loan packages meet organization credit standards, reviewing for completion and accuracy. More than that, this role is about building relationships and doing so with integrity, caring, and excellence in mind.

What you'll do:

  • Monitor various lending teams, groups of lending teams, and lines of business portfolios for credit risk issues, including but not limited to: exception reporting, past dues, loan agreement compliance, trend analysis, and identification of emerging risks

  • Review and approve credit requests, modifications, amendments and waivers for commercial banking relationships; credit requests range across various product areas, including but not limited to: loans, treasury management, global trader services, and other exposures

  • Expected to ensure the efficient delivery of credit risk to promote an excellent customer experience both internally and externally

  • May act as a source of knowledge to assist in identifying relevant content for credit education programs

  • Provide guidance and feedback on how proposed loan packages can be improved

  • Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes

What you'll need:

  • Bachelor's degree, preferably in Finance or Accounting

  • 10+ years of banking experience, with completion of a formal credit training program or equivalent knowledge of credit analysis and secured lending

  • Demonstrated experience in successfully managing loan portfolios and approving credit risks through economic cycles

  • Excellent written and verbal communication skills

  • Proficient in Microsoft computer applications

Additional Preferred Skills:

  • 15+ years of banking experience with time spent as a relationship manager

Our Benefits:

At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:

  • Medical, dental, vision, long-term disability, and life insurance

  • 401(k) matching

  • Generous holiday and paid time off schedule

  • Tuition reimbursement

  • Extensive health and wellness programs, including our Employee Assistance Program

  • Referral bonus program + more!

Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.

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