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Credit Risk Manager Jobs in Austin, TX (NOW HIRING)

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Credit Risk Manager information

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$85.7K

$156.9K

$237.4K

How much do credit risk manager jobs pay per year?

As of Sep 14, 2026, the average yearly pay for credit risk manager in Austin, TX is $156,921.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,300.00 and $175,900.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are the most commonly searched types of Credit Risk jobs in Austin, TX?

The most popular types of Credit Risk jobs in Austin, TX are:

What are popular job titles related to Credit Risk Manager jobs in Austin, TX?

For Credit Risk Manager jobs in Austin, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Austin, TX look for?

The top searched job categories for Credit Risk Manager jobs in Austin, TX are:

What cities near Austin, TX are hiring for Credit Risk Manager jobs?

Cities near Austin, TX with the most Credit Risk Manager job openings:

Infographic showing various Credit Risk Manager job openings in Austin, TX as of September 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 79% Physical, 2% Hybrid, and 19% Remote job distribution, with an average salary of $156,921 per year, or $75.4 per hour.

Commercial Credit Analyst Associate

Round Rock, TX β€’ On-site

Capital Farm Credit
Commercial BankingΒ β€’Β 11 - 50 employees

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago


Job description

About Us
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.
Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.
Our Benefits:
  • Incentive Program: Company-wide, goals-based rewards.
  • Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
  • Retirement: 401(k) with up to 9% employer contribution/match.
  • Health Coverage: Affordable medical, dental, and vision plans.
  • Parental Leave: 8 weeks of paid parental leave.
  • Life & Disability Insurance: Employer-paid coverage.
  • Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

At Capital Farm Credit, you'll find more than a job-you'll find purpose.
EDUCATION AND EXPERIENCE
  • Bachelor's degree in finance, Business Administration or a related field, or equivalent experience.
  • One (1) to three (3) years of experience in the banking or financial services industry.
  • Experience in the administration and analysis of credit and working with commercial and/or mortgage loans preferred.

JOB SUMMARY
  • Assist Relationship Managers, Special Assets Officers and Loan Administrators with data input, analysis, and risk determination.
  • Performs entry-level professional commercial credit analysis work on loans and leases that is basic in nature, works under moderate supervision.
  • In many cases is part of a deal team that processes a loan or lease request.

ESSENTIAL FUNCTIONS
  • Assists parties noted above with data input, credit and financial analysis, and risk determination, on existing loans and leases in the portfolio.
  • Assists parties noted above with monitoring existing loans and leases in the portfolio.
  • Determines probability of default (PD) ratings on new loans and leases, and credit servicing requests.
  • Determines loss given default (LGD) ratings on new loans and leases, and credit servicing requests.
  • Determines creditworthiness of applicants on new and existing loan and leases packages and makes a recommendation to approve or deny the applications.
  • Interprets, communicates, and provides guidance to internal stakeholders regarding Association lending policies and procedures.
  • Works directly with other internal stakeholders in the development of appropriate credit decisions and prepares other reports as requested by management.
  • Complies with proper credit administration practices as outlined in the Association's policies and procedures.
  • May assist in the development and analysis of various queries facilitating risk management, Quality Control, reporting and monitoring of compliance with lending standards and loan pricing
  • Assists senior level credit analyst staff with loan and lease applications and credit servicing actions.
  • May perform collateral evaluations within delegated authority as necessary.
  • May perform credit and financial analysis, monitoring and due diligence review of various loan participation packages/opportunities with other lenders and Capital Markets.
  • Assists EVP, Chief Credit Officer or other leadership in completing coordinated projects as assigned.
  • Other duties as assigned.

REQUIRED SKILLS
  • General knowledge of accounting/financial systems.
  • Specialized knowledge of accounting/finance principles.
  • Skill in oral and written communication.
  • Basic skill level in Microsoft Office applications.
  • Ability to perform basic accounting/financial analyses under moderate supervision.

DISCLAIMER
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.
Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed.
Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.