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Credit Risk Review Jobs in Austin, TX (NOW HIRING)

Third Coast Bank

Regional Credit Officer

Austin, TX · On-site

$120 - $160/hr

... reviews. * Ensure compliance with all applicable banking regulations and internal policies. * Partner with Finance and Credit Administration regarding CECL, portfolio analytics, and risk reporting ...

THIRD COAST BANK

Regional Credit Officer

Austin, TX · On-site

... reviews. * Ensure compliance with all applicable banking regulations and internal policies. * Partner with Finance and Credit Administration regarding CECL, portfolio analytics, and risk reporting ...

Crowe LLP

Loan Review Senior Consultant

Austin, TX · On-site

Crowe is seeking a Loan Review Senior Consultant to perform credit risk consulting projects for a variety of clients in the financial services industry. In this role, you will: Job Responsibilities:

Western Alliance Bank

Senior Credit Analyst

Austin, TX

$36.74 - $45.38/hr

  • Medical

  • Dental

  • Retirement

Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...

Western Alliance Bancorporation

Senior Credit Analyst

Austin, TX · On-site

$36.74 - $45.38/hr

  • Medical

  • Dental

  • Retirement

Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...

CarbonBetter LLC

Trade Support Analyst

Austin, TX · On-site

This position sits on our Credit and Risk Team. Key Responsibilities (40%) Trade Confirmation & Reconciliation * Review trade confirmations received from counterparties and validate them against ...

VELOCITY CREDIT UNION

Compliance Manager

Austin, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Velocity Credit Union is seeking an experienced Compliance Manager to help shape a culture of ... to mitigate risk. * Review marketing materials, disclosures, and communications to ensure ...

VELOCITY CREDIT UNION

Compliance Manager

Austin, TX · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Velocity Credit Union is seeking an experienced Compliance Manager to help shape a culture of ... to mitigate risk. * Review marketing materials, disclosures, and communications to ensure ...

Fifth Third

Commercial Portfolio Manager

Austin, TX

Review and recommend credit decisions,perform final risk rating analysis,provide interpretation of credit policy to business partners,and escalatenon-standardor higher-risk requests asappropriate.

Farm Credit Bank

Sr Credit Officer I - Power & Crops

Austin, TX · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... and portfolio risk expectations. The position partners with Directors, Capital Markets Credit ... Review and help resolve legal, title, collateral, documentation, and other credit-related questions ...

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Showing results 1-20

All JobsCredit Risk Review JobsCredit Risk Review Jobs in Austin, TX

Credit Risk Review information

See Austin, TX salary details

$85.7K

$156.9K

$237.4K

How much do credit risk review jobs pay per year?

As of Aug 18, 2026, the average yearly pay for credit risk review in Austin, TX is $156,921.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,300.00 and $175,900.00 per year, depending on experience, location, and employer.

What is a credit risk review?

A Credit Risk Review job involves assessing the quality of a financial institution's credit portfolio to ensure that loans and credit exposures align with the organization's risk appetite and regulatory standards. Professionals in this role analyze borrower financials, evaluate underwriting practices, and provide independent assessments of credit risk management. They also identify emerging risks, ensure compliance with internal policies, and recommend improvements to mitigate potential losses. This role is critical in maintaining the overall health and stability of a lending institution.

What are the typical daily responsibilities of someone in a credit risk review role?

A Credit Risk Review professional typically spends their day analyzing credit portfolios, assessing borrower risk profiles, and ensuring compliance with internal credit policies and external regulations. Regular tasks include conducting file reviews, preparing detailed risk reports, and identifying trends or potential problem credits. You will often collaborate with relationship managers, credit analysts, and senior management to discuss findings and recommend improvements. The role requires balancing independent analysis with team collaboration, making it both intellectually engaging and integral to the organization's risk management strategy.

What are the key skills and qualifications needed to thrive in the credit risk review position, and why are they important?

To thrive as a Credit Risk Review professional, you need a solid understanding of credit risk assessment, financial analysis, and regulatory compliance, typically supported by a degree in finance, accounting, or a related field. Familiarity with risk management software, data analytics tools, and possibly certifications such as FRM or CFA is highly valued. Strong attention to detail, analytical thinking, and effective communication skills are essential soft skills for success. These abilities are crucial for accurately evaluating credit exposures, ensuring regulatory adherence, and providing actionable recommendations that protect the organization's financial health.

What are the most commonly searched types of Credit Risk Review jobs in Austin, TX?

The most popular types of Credit Risk Review jobs in Austin, TX are:

What are popular job titles related to Credit Risk Review jobs in Austin, TX?

For Credit Risk Review jobs in Austin, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Review jobs in Austin, TX look for?

The top searched job categories for Credit Risk Review jobs in Austin, TX are:

What cities near Austin, TX are hiring for Credit Risk Review jobs?

Cities near Austin, TX with the most Credit Risk Review job openings:

Credit Risk Review jobs near you
Infographic showing various Credit Risk Review job openings in Austin, TX as of August 2026, with employment types broken down into 81% Full Time, and 19% Part Time. Highlights an 79% In-person, and 21% Hybrid job distribution, with an average salary of $156,921 per year, or $75.4 per hour.

Credit Analyst

University Federal Credit Union

Austin, TX • On-site

Full-time

Re-posted 2 days ago

Job description

Job Summary
The Credit Analyst supports UFCU's Lending Team and Credit Council by delivering high-quality, insight-driven analysis across consumer, mortgage, and business lending portfolios. This hybrid role blends lending analytics, credit risk evaluation, and operational reporting to enhance decision quality and ensure safe, sound, member-centric lending.
The Credit Analyst plays a pivotal role in UFCU's digital business design by synchronizing data, processes, and people across silos, improving the accuracy, transparency, and speed of credit-related decisions.
This role is ideal for someone who is analytical, structured, collaborative, and driven to improve how teams make decisions together - aligned with UFCU's culture of clarity, consistency, and empowerment.
The Credit Analyst reports to the Chief Lending Officer
About UFCU
Our Credit Union was founded in 1936 and has grown to serve members throughout Texas and beyond. At UFCU, we are more than just a financial institution, and our people are more than just employees. We are dedicated to our purpose of empowering our Members to achieve financial success and build brighter futures.
In pursuit of our aspiration that UFCU is loved by millions of Members and built to thrive for generations, we are guided by our values:
Purposefully Member-Obsessed
We are driven by a profound sense of empathy to deeply understand our Members' needs and preferences, what brighter futures means to them, and the obstacles in their way. We act in our Members' best interests, forever seeking to empower their financial success.
Possibilities Reimagined
We are inspired to courageously experiment, learn, and iterate in pursuit of positive impact for our Members, UFCU, and coworkers. We challenge assumptions, embrace diverse perspectives, and make use of data and insights.
Performance Excellence Rooted in Unwavering Integrity
We do the right thing, always. We champion teamwork, accountability, continuous improvement, and celebrate successful outcomes of others, fostering an inclusive environment of excellence and collaboration.
Essential Functions
Portfolio & Credit Analytics
  • Produce timely, accurate analytics for loan portfolios, including delinquency, charge-off trends, loan mix, exception rates, and credit tier performance.
  • Support development and maintenance of portfolio dashboards using data visualization tools (e.g., Power BI).
  • Conduct trend analysis on credit quality, origination, risk migration, and evaluate performance of scoring models to enhance credit decisioning.
  • Provide underwriting and pricing insights based on risk-adjusted return and member behavior metrics.

Credit Council Packet & Reporting
  • Own preparation of the quarterly Credit Council packet with CLO.
  • Validate all KRIs and KPIs for accuracy, completeness, and consistency with Enterprise Risk Management.
  • Partner with Lending, Finance, and Compliance to ensure reports reflect up-to-date policy, regulatory, and CECL considerations
  • Present analytical findings clearly and tactfully to support strong cross-functional discussion.

Risk Management & Compliance Support
  • Assist in CECL modeling inputs, stress-testing routines, and static pool performance analysis.
  • Help ensure compliance with NCUA requirements and internal policy standards through data and analytic support.
  • Support independent loan review preparation and quality control metrics.

Cross-Functional Collaboration
  • Work closely with internal partners (Lending, ERM, Finance, Compliance, Technology) to ensure data alignment and decision-quality improvements.
  • Demonstrate strong relational skills and tactful communication to support constructive, trust-centered dialogue.
  • Serve as a connector across silos, enabling decision coordination and shared understanding in support of UFCU's digital business design.

Process Enhancement & Innovation
  • Recommend improvements to underwriting standards, exception processes, and automated decisioning rules based on data insights.
  • Identify data gaps and propose enhancements to systems, reporting structures, and workflows.
  • Support development of a scalable analytics framework that adapts to UFCU's evolving lending strategies and digital offerings.

Other
  • Adheres to all company policies, procedures, and business ethics codes.
  • Completes required regulatory training as assigned.
  • Maintains strict adherence to and compliance with all laws, rules, regulations, and internal controls specific to the role, including but not limited to Bank Secrecy Act, Anti-Money Laundering, USA Patriot Act, OFAC and Fair Lending regulations.

Knowledge/Skills/Abilities
Knowledge
  • Deep understanding of credit risk principles, financial statement analysis, and regulatory requirements.
  • Familiarity with credit risk models, loan origination systems, and specialized risk assessment software.

Skills
  • Strong proficiency with Excel and experience with SQL and business intelligence tools (e.g., Power BI, Tableau).
  • Familiarity with CECL methodologies, loan origination systems, and portfolio management tools.
  • Strong quantitative reasoning and ability to synthesize complex information into clear, actionable insights.

Abilities
  • High personal standards, discipline, and follow-through.
  • Analytical discernment - able to evaluate ideas and proposals with balanced, practical judgment.
  • Relationship-oriented communicator who builds trust across teams.
  • Calm, steady presence with resilience under pressure.
  • Commitment to UFCU's member-centric mission and collaborative culture.

Core Competencies
  • Demonstrating Member Obsession
  • Puts themselves in the Member's shoes
  • Looks for friction points
  • Makes it personalized and easy
  • Demonstrating Performance Excellence
  • Sets standards for elevating excellence
  • Ensures elevated quality
  • Takes responsibility
  • Conducts continuous improvement
  • Demonstrating Innovation
  • Challenges current thinking
  • Approaches change with a positive mindset

Experience
Minimum Requirements
  • Bachelor's degree in Finance, Economics, Business, Data Analytics, or a related field required.
  • Minimum 2-4 years of experience in lending, credit analytics, risk management, or financial analysis.
  • Strong analytical and quantitative skills, with proficiency in portfolio analysis, risk modeling, and operational reporting.
  • Experience with data analytics tools and reporting platforms (e.g., Excel, SQL, Tableau, Power BI); experience with digital lending tools is a plus.
  • Advanced Excel, SQL, Power BI, Tableau.
  • Experience in a credit union or regulated financial institution.
  • Must be bondable.

Preferred Requirements
  • DataBricks or Snowflake experience.

Physical Demands
The physical demands described are representative of those that must be met by an employee, with or without accommodation, to successfully perform the essential functions of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Frequent
  • While performing the duties of this job, the employee is regularly required to sit; use hands to finger, handle or feel; reach with hands and arms; and talk or hear.
  • Specific vision abilities required by this job include close vision, distance vision, peripheral vision, and ability to adjust focus.
  • Employee will make extensive use of the telephone and virtual communications requiring the ability to explain complex information effectively and accurately.

Work Environment
The work environment characteristics described are representative of those an employee encounters while performing the essential functions of this job.
  • This position is a hybrid role and requires frequently working onsite at UFCU Plaza in Austin, Texas.
  • This position may involve periodic stressful conditions.
  • May occasionally require an adjusted work schedule, overtime, and evening/weekend hours.
  • May occasionally move from one work location/branch to another.
  • Public contact position, requiring appropriate professional appearance.
  • Frequent computer use at a workstation of up to two hours at a time.
  • The noise level in the work environment is usually

#INDUFCU
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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