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Senior Credit Risk Manager Jobs in Austin, TX (NOW HIRING)

Western Alliance Bank

Senior Credit Analyst

Austin, TX

$36.74 - $45.38/hr

You'll manage spread assignments, conduct financial analyses, and maintain related records and ... Review client financials and perform sensitivity analysis to evaluate credit risk in connection ...

THIRD COAST BANK

Regional Credit Officer

Austin, TX · On-site

The Regional Credit Officer (RCO) serves as the senior credit executive for an assigned market or region and is responsible for ensuring sound credit quality, consistent risk management practices ...

Ercot

Sr Manager - Market Credit Analysis

Taylor, TX

Assesses market participant creditworthiness and ensures appropriate risk mitigation measures are ... credit issues with internal stakeholders, including senior management, Settlements, Legal, and ...

Visa

Director, VCA NA Risk Practice

Austin, TX

Proactively engage Visa senior leaders in regular strategy, planning, and pipeline discussions, cultivating and managing a portfolio of Credit Risk opportunities across North America. * Lead endtoend ...

Easy Street Capital

Senior Credit Analyst

Austin, TX · On-site

Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to ... for a Senior Credit Analyst role with commensurate compensation and similar role and ...

Wise

Operational Risk Manager

Austin, TX

We're looking for an Operational Risk Manager to own the day-to-day operational risk and issues ... Support documentation of issue risk acceptances where senior leadership determines a risk should be ...

Wise

Operational Risk Manager

Austin, TX · On-site

We're looking for an Operational Risk Manager to own the day-to-day operational risk and issues ... Support documentation of issue risk acceptances where senior leadership determines a risk should be ...

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All JobsCredit Risk JobsSenior Credit Risk Manager JobsSenior Credit Risk Manager Jobs in Austin, TX

Senior Credit Risk Manager information

See Austin, TX salary details

$22.3K

$117.2K

$208.1K

How much do senior credit risk manager jobs pay per year?

As of Jul 31, 2026, the average yearly pay for senior credit risk manager in Austin, TX is $117,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,700.00 and $143,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They often use financial analysis tools, credit scoring models, and industry regulations to make informed decisions and ensure the company's credit policies are followed. This role typically requires strong analytical skills, experience in risk management, and relevant certifications such as CFA or credit risk certifications.

What is the salary of senior Credit Risk Analyst in Goldman Sachs?

The salary for a Senior Credit Risk Analyst at Goldman Sachs typically ranges from $80,000 to $130,000 annually, depending on experience, location, and performance. Compensation may also include bonuses and benefits aligned with industry standards for financial services professionals.

What is the highest salary for a risk manager?

Senior Credit Risk Managers can earn salaries up to $150,000 to $200,000 or more annually, especially with extensive experience, advanced certifications like CFA or FRM, and in high-demand financial centers. Top earners in the field may also receive bonuses and other incentives based on performance and company size.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and assess potential risks before approving loans or credit lines. Mastery of these factors is essential for effective credit decision-making and risk mitigation.
What are popular job titles related to Senior Credit Risk Manager jobs in Austin, TX? For Senior Credit Risk Manager jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Austin, TX look for? The top searched job categories for Senior Credit Risk Manager jobs in Austin, TX are:
What cities near Austin, TX are hiring for Senior Credit Risk Manager jobs? Cities near Austin, TX with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you
Infographic showing various Senior Credit Risk Manager job openings in Austin, TX as of July 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $117,191 per year, or $56.3 per hour.

Senior Credit Analyst

Western Alliance Bank

Austin, TX

$36.74 - $45.38/hr

Full-time

Medical, Dental, Retirement

Re-posted 13 days ago

Job description

Job Title:

Senior Credit Analyst

Location:

Austin, TX

What you'll do:

As a Senior Credit Analyst you'll be primarily responsible to spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. You'll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.
  • Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, analyzing company financials to ensure Bank compliance, and updates the Bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
  • Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
  • Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
  • Facilitate reporting and requests on behalf of the Bank with third parties, e.g. field auditors, appraisers, etc. Monitor loan disbursements to ensure compliance with Bank regulations.

What you'll need:

  • 2+ years of related experience in Accounting, Finance or Economics or similar field.
  • Bachelor's degree or equivalent experience required.
  • Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services.
  • Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
  • Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • Ability to self-motivate and work productively without supervision.
  • Intermediate speaking and writing communication skills.
Compensation: Hourly range for new hires is generally $36.74 - $45.38 for Costa Mesa, CA. Hourly range for new hires is generally $39.93 - $49.33 for San Francisco, CA. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank, Member FDIC, is a wholly owned subsidiary of Western Alliance Bancorporation. Serving clients nationwide, Western Alliance Bank includes six legacy bank brands - Alliance Association Bank, Alliance Bank of Arizona, Bank of Nevada, Bridge Bank, First Independent Bank and Torrey Pines Bank - that remain part of the company's heritage, as well as AmeriHome Mortgage, a Western Alliance Bank Company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation

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