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Senior Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

Job Summary The Sr. Credit Risk Manager serves as a senior execution leader responsible for counterparty credit risk management across North American natural gas trading activities (physical and ...

First Liberty Bank

Chief Credit Officer

Houston, TX · On-site

$120 - $180/hr

Serves as the Bank's senior credit executive with oversight responsibility for credit risk management, ensuring lending practices align with Board-approved risk appetite, Loan Policy, and regulatory ...

Shell

Sr. Credit Analyst - Power & Gas

Houston, TX

$115K - $173K/yr

Experienced Professionals What's the role Shell is looking for a Sr. Credit Analyst - Power & Gas ... Offering world-class risk management techniques and insights to the business to enable the best ...

New

Nabors Industries Limited

Credit Analyst

Houston, TX · On-site

Collaborate with the Credit Manager on complex risk investigations and serve as the designated backup for the Senior Credit & Corporate Card Analyst. *Assists with special projects and other duties ...

Hilltop Holdings

Regional Credit Officer

Houston, TX · On-site

The Regional Credit Officer executes credit risk management strategies and policies for an assigned ... Keeps the Senior Credit Officers, Chief Credit Officer and lending leadership informed of any ...

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Senior Credit Risk Manager information

See Spring, TX salary details

$20K

$105.2K

$186.9K

How much do senior credit risk manager jobs pay per year?

As of Aug 1, 2026, the average yearly pay for senior credit risk manager in Spring, TX is $105,237.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,200.00 and $129,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They often use financial analysis tools, credit scoring models, and industry regulations to make informed decisions and ensure the company's credit policies are followed. This role typically requires strong analytical skills, experience in risk management, and relevant certifications such as CFA or credit risk certifications.

What is the salary of senior Credit Risk Analyst in Goldman Sachs?

The salary for a Senior Credit Risk Analyst at Goldman Sachs typically ranges from $80,000 to $130,000 annually, depending on experience, location, and performance. Compensation may also include bonuses and benefits aligned with industry standards for financial services professionals.

What is the highest salary for a risk manager?

Senior Credit Risk Managers can earn salaries up to $150,000 to $200,000 or more annually, especially with extensive experience, advanced certifications like CFA or FRM, and in high-demand financial centers. Top earners in the field may also receive bonuses and other incentives based on performance and company size.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and assess potential risks before approving loans or credit lines. Mastery of these factors is essential for effective credit decision-making and risk mitigation.
What job categories do people searching Senior Credit Risk Manager jobs in Spring, TX look for? The top searched job categories for Senior Credit Risk Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Senior Credit Risk Manager jobs? Cities near Spring, TX with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you

Sr. Manager - Credit

Expand Energy

Spring, TX • On-site

Other

Re-posted 4 days ago

Job description

Our core values - Stewardship, Character, Collaborate, Learn, Disrupt - are the lens through which we evaluate every business decision. As a dynamic, growing company that offers extremely competitive compensation and benefits, our employees are our most valued assets and the foundation of Expand's performance among our E&P competitors.

We seek applicants from all backgrounds to ensure we get the best, most creative talent on our team. We realize that, historically, underrepresented groups feel the need to be 100% qualified in order to apply. If you meet any combination of our requirements, we encourage you to apply. We strive to hire people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger.

Job Summary

The Sr. Credit Risk Manager serves as a senior execution leader responsible for counterparty credit risk management across North American natural gas trading activities (physical and financial). This role enables commercial growth within defined risk appetite by delivering timely, disciplined credit decisions that support front-office execution. Acting as the primary interface between Credit and Trading, the position ensures robust governance, portfolio oversight, and risk-controlled deal structuring within a fast-paced trading environment.

Job Duties & Responsibilities

Credit Decisioning

  • Approve / challenge pre-deal credit exposure
  • Assess counterparties (ratings, financials, structure)
  • Support complex / structured transactions
  • Deliver real-time credit decisions supporting trading activity
  • Own credit approval and exposure management lifecycle

Portfolio Management

  • Monitor daily exposure vs. limits
  • Manage limit breaches, exceptions, and watchlist
  • Identify concentration and wrong-way risk
  • Maintain portfolio-level control (limits, concentrations, collateral)

Collateral & Structuring

  • Support CSA negotiation and credit terms
  • Optimize collateral usage (LCs, prepay, guarantees)
  • Align risk-reward in deal structuring

Commercial Integration

  • Act as embedded credit partner to traders
  • Provide fast turnaround on credit approvals
  • Enable growth without weakening controls

Governance & Reporting

  • Produce exposure, concentration, and exception reporting
  • Maintain clear documentation of credit decisions
  • Support CRO / Risk Committee visibility
  • Ensure audit-ready governance and reporting discipline

Systems & Data

    • Ensure integrity of credit data in Endur
    • Improve automation, exposure accuracy, and reporting
Job Specific Skills
  • Advanced counterparty credit analysis and underwriting expertise in energy trading
    Strong knowledge of exposure measurement (MTM, potential future exposure, receivables risk)
  • Deep understanding of collateral structures and credit mitigation tools (LCs, CSAs, guarantees, prepay structures)
  • Commercial acumen with the ability to balance risk controls and business growth
  • Ability to operate effectively in a high-speed trading environment with rapid decision-making requirements
  • Strong stakeholder management and influencing skills, particularly with front-office trading teams
  • High degree of analytical rigor and financial modeling capability
  • Experience with ETRM systems (Endur preferred) and credit risk reporting tools
  • Strong governance mindset with audit and documentation discipline
  • Effective communication skills, with the ability to present credit recommendations to senior stakeholders
Education

Minimum: Bachelor's degree from an accredited university

Preferred: Advanced degree in Finance, Economics, Engineering, Mathematics, Physics, Statistics, or another quantitative discipline

Experience

Minimum Requirements:

  • 12+ years of experience in credit risk management within energy trading or commodities markets
  • Demonstrated experience in:
    • Counterparty credit underwriting
    • Exposure management (MTM and receivables)
    • Collateral and credit structuring
  • Proven ability to support trading desks with real-time credit decisioning

Preferred Requirements:

  • Experience with structured commodity or complex trading transactions
  • Exposure to multi-commodity and/or global trading portfolios
  • Direct experience with Endur or equivalent ETRM platforms
  • Prior leadership or mentoring experience within a credit or risk function

Expand Energy takes necessary action to ensure that all applicants are treated without regard to their race, color, religion, sex, sexual orientation, age, gender identity, national origin, genetic information, disability, pregnancy, military or veteran status or any other protected characteristic as established by law.

Expand Energy Corporation's operations are focused on discovering and developing its large and geographically diverse resource base of unconventional oil and natural gas assets onshore in the United States.

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