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Senior Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

CFS

Senior Credit Specialist

Houston, TX

Senior Credit Specialist Salary: $60,000 - $65,000 + quarterly performance bonus Perks of this ... Manage a portfolio of strategic accounts, performing credit assessments, collections, and account ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Prepares credit presentations to Relationship Managers and committees for use in making credit ... Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Prepares credit presentations to Relationship Managers and committees for use in making credit ... Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Prepares credit presentations to Relationship Managers and committees for use in making credit ... Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Katy, TX · On-site

Manage required financial reporting, compliance certificates and other required reporting such as ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...

W3Global Inc.

Mortgage Loan Processor

Houston, TX

$200K - $250K/yr

Lead the bank's overall credit risk management strategy and framework. * Oversee credit ... Previous experience serving in a senior credit leadership role within a community or regional bank.

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Senior Credit Risk Manager information

See Spring, TX salary details

$20K

$105.2K

$186.9K

How much do senior credit risk manager jobs pay per year?

As of Jun 20, 2026, the average yearly pay for senior credit risk manager in Spring, TX is $105,237.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,200.00 and $129,000.00 per year, depending on experience, location, and employer.

What is the salary of Credit Risk Analyst in JP Morgan?

The salary of a Credit Risk Analyst at JP Morgan typically ranges from $70,000 to $100,000 annually, depending on experience, location, and education. Senior Credit Risk Managers generally earn higher salaries, often exceeding $120,000, with additional bonuses and benefits. Compensation can also vary based on certifications such as CFA or FRM and the complexity of risk assessment tasks performed.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a Senior Credit Risk Manager do?

A Senior Credit Risk Manager is responsible for overseeing the assessment and management of credit risks within a financial institution or company. They analyze the creditworthiness of potential and existing clients, develop risk management strategies, and ensure compliance with regulatory requirements. Additionally, they lead teams, review credit risk policies, and provide recommendations to minimize losses while optimizing profitability. Their expertise helps organizations make informed lending decisions and maintain a healthy loan portfolio.

What is the salary of senior Credit Risk Analyst?

The salary for a Senior Credit Risk Analyst typically ranges from $70,000 to $120,000 annually, depending on experience, location, and company size. At firms like Goldman Sachs, senior roles often include performance bonuses and benefits that can significantly increase total compensation.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

How much does a VP of credit risk make?

A Vice President of credit risk at JP Morgan typically earns between $150,000 and $250,000 annually, with total compensation often including bonuses and incentives. Salaries vary based on experience, location, and performance, and the role requires strong analytical skills and industry certifications such as CFA or FRM.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and determine appropriate lending decisions by assessing their reliability, ability to repay, financial strength, security, and external economic factors.
What job categories do people searching Senior Credit Risk Manager jobs in Spring, TX look for? The top searched job categories for Senior Credit Risk Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Senior Credit Risk Manager jobs? Cities near Spring, TX with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you
Director, Credit Risk and Contract Administration

Director, Credit Risk and Contract Administration

NextDecade

Houston, TX

Full-time

Posted 10 days ago

Job description

ABOUT NEXTDECADE CORPORATION 
NextDecade is committed to providing the world access to reliable, lower-carbon energy. We are focused on delivering secure and cost-effective energy through the safe and efficient development and operation of natural gas liquefaction capacity at Rio Grande LNG. Through our subsidiaries, we are developing and constructing the Rio Grande LNG natural gas liquefaction and export facility near Brownsville, Texas, with approximately 48 MTPA of potential liquefaction capacity currently under construction or in development, sufficient space at the site for up to 10 liquefaction trains, and a potential carbon capture and storage project. NextDecade’s common stock is listed on the Nasdaq Stock Market under the symbol “NEXT.” NextDecade is headquartered in Houston, Texas. For more information, please visit www.next-decade.com.

SUMMARY OF THE ROLE 
KEY RESPONSIBILITIES

Contract Administration & Lifecycle Management

  • Lead the administration and lifecycle management of LNG-related commercial agreements, including:
    • Gas supply agreements
    • LNG sale and purchase agreements (SPAs)
    • Transportation and related midstream agreements
  • Ensure accurate interpretation and execution of contract terms, including pricing, volume, scheduling, invoicing, and settlement provisions.
  • Develop and maintain contract summaries, obligation tracking tools, and reporting for internal stakeholders.
  • Monitor contract performance and ensure compliance with contractual obligations.

Commercial & Contractual Risk Management

  • Evaluate credit and operational risks embedded in LNG and gas contracts, including:
    • Take-or-pay and deliver-or-pay structures
    • Pricing mechanisms and indexation
    • Volume flexibility and optionality
  • Support contract negotiations by providing credit and operational risk input and ensuring appropriate credit protections (e.g., collateral, guarantees, termination rights).
  • Proactively identify and mitigate contractual and counterparty risks

Credit Risk Management

  • Lead credit risk assessment and approval of feedgas suppliers and LNG offtakers, including utilities, traders, and sovereign-backed entities.
  • Establish and maintain counterparty credit limits, internal ratings, and credit terms in line with the firm’s risk appetite.
  • Monitor and manage credit exposures across gas supply agreements, LNG SPAs, and related commercial transactions.
  • Oversee calculation and reporting of current and potential future exposures, including mark-to-market and settlement risk.
  • Identify and manage concentration risks across counterparties, geographies, and sectors.

 

Margining, Collateral & Treasury Coordination

  • Oversee and monitor collateral requirements, including margin calls, letters of credit, guarantees, and other credit support mechanisms.
  • Track contractual triggers for credit support and collateral posting obligations.
  • Partner closely with Treasury to:
    • Ensure timely funding of margin calls and collateral postings
    • Forecast potential liquidity requirements under normal and stress scenarios
    • Optimize collateral usage and minimize funding costs
  • Provide transparency into credit-driven liquidity impacts to senior management.

 

Invoicing, Settlement & Dispute Resolution

  • Oversee invoice validation, settlement processes, and dispute resolution in coordination with Accounting and counterparties.
  • Ensure alignment between contract terms and financial settlements.
  • Resolve discrepancies related to pricing, volumes, and contract performance.

 

 

Leadership & Team Development

  • Lead and develop a team responsible for credit risk and contract administration activities.
  • Establish best practices in contract execution, credit analysis, and risk monitoring.
  • Promote a culture of accountability, transparency, and disciplined risk management.

 

REQUIREMENTS

Minimum Requirements:

  • Bachelor’s degree in Finance, Business, Economics, Energy Management, or related field
  • 10–15+ years of experience in credit risk, contract administration, or commercial operations within LNG, natural gas, or energy markets
  • Strong understanding of LNG SPAs, gas supply agreements, and commodity trading structures
  • Proven experience managing counterparty credit risk and collateral/margining processes
  • Experience working with Treasury or managing liquidity impacts from margining
  • Ability to interpret complex contracts and translate them into operational processes
  • Strong analytical, organizational, and problem-solving skills

Preferred Requirements:

  • Experience with LNG, natural gas trading, or power markets
  • Familiarity with contract management systems and/or ETRM platforms (e.g., Endur)
  • Prior experience supporting large-scale infrastructure or energy projects
  • Knowledge of ISDA/EFET frameworks and structured commodity transactions
  • Advanced degree or professional certifications (CFA, FRM, etc.)
Work Environment 
This position operates in a professional office environment with occasional work within or outside of a complex construction environment. This role routinely uses standard office equipment such as computers, phones, photocopiers/fax, filing cabinets, etc.This is primarily a sedentary role; however, the incumbent must be able to stand and/or sit continuously to perform all essential job functions for a full shift. 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to support individuals with ADA-recognized disabilities to perform the essential functions for the job.
·  Ability to lift up to 20 lbs. as required in order to lift files, boxes and office equipment as necessary.
·  Ability to lift files, open filing cabinets and bending, standing on a stool, or climbing as necessary to perform these functions.
·  While performing the duties of this role, the incumbent may be required to talk or hear.
·  The incumbent is required to stand, walk, use hands to handle or feel; and reach with hands and arms.
·  Ability to move throughout all areas of each office/site location and facilities.
·  Able to wear all necessary PPE equipment to perform job functions.

If you require accommodations during the application or interview process, please contact Human Resources at recruiting@next-decade.com.

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
 
*In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.
 
NEXTDECADE VALUES
·  Safety – We make safety a priority. Everything we do relies on the safety of our people and the communities around us.
·  Integrity – We do the right thing, and are open, ethical, and fair. We hold ourselves to the highest standards in all that we do.
·  Honesty – We value truth and honesty in ourselves and others. We honor our commitments and take responsibility for our actions.
·  Respect – We listen, and respect people, the environment, and the communities in which we live and work.
·  Transparency – Transparency builds trust. We promote open communication with our people, our customers, and all our stakeholders.
·  Diversity – We value diversity of experiences and thoughts. It takes people with different strengths and backgrounds to make our company succeed.

NextDecade provides equal employment opportunities (EEO) to all applicants without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. NextDecade complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. 

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.