ZipRecruiter

Log In

1

Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

Deloitte

Financial Risk Manager

Houston, TX

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Spring, TX

Credit Risk Manager information

See Spring, TX salary details

$77K

$140.9K

$213.1K

How much do credit risk manager jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk manager in Spring, TX is $140,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,800.00 and $158,000.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Spring, TX? The most popular types of Credit Risk jobs in Spring, TX are:
What are popular job titles related to Credit Risk Manager jobs in Spring, TX? For Credit Risk Manager jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Spring, TX look for? The top searched job categories for Credit Risk Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Credit Risk Manager jobs? Cities near Spring, TX with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Credit Risk Manager, Vice President

Credit Risk Manager, Vice President

MUFG Bank, Ltd.

Houston, TX • Hybrid

$142K - $180K/yr

Full-time

Medical, Retirement, PTO

Posted 3 days ago

Job description

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Active portfolio management of designated customers

  • Responsible for the management of the Energy portfolio (Oil & Gas, Power) as a credit officer
  • Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management
  • Prepare detailed credit analysis and credit applications in accordance with appropriate policies and procedures, evaluating the borrower’s industry/business/legal/financial risks and recommending extensions of credit to management
  • Collaborate productively with the business line to manage safety and soundness while developing the portfolio
  • Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions
  • Perform due diligence and regularly scheduled reviews
  • Ensure compliance with external regulatory/internal policy and procedural requirements
  • Support and mentor analysts and associates in credit risk management process

Deal Support

  • Work with business lines/product groups to identify prospective transactions

  • Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures.

  • Advises account officers on credit risk issues/terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost.

  • Directly and independently communicate with credit division and ensure it is provided with all related information/analysis pertinent to making a decision with little support from management.

Preferred Qualifications

  • 5+ years’ experience at financial institutions or equivalent in credit and/or portfolio management of corporates within the Energy sector.

  • In depth knowledge of general corporate credit analysis, credit/risk management, underwriting leveraged loans and conducting valuation analyses

  • Ability to build complex financial models to assess the customer’s repayment ability.

  • In depth knowledge of loan documentation and structural risks in corporate finance.

  • Understanding of regulatory environment both in Japan (FSA, BOJ) and the U.S. (FRB, FDIC).

The typical base pay range for this role is between $142K - $180K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.
MUFG logo

About MUFG

Sourced by ZipRecruiter

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 6th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Industry

Banking and credit intermediation

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Social media

Twitter

View All MUFG Jobs

Apply