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Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

Overview The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data ...

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Credit Review Team Leader Sr

Houston, TX · On-site

$125K - $255K/yr

As part of the respective credit risk focus area, develop and manage a credit review program which assesses the management framework in selecting, underwriting, and administering the direct and ...

Reviews ownership, management experience, industry conditions, market trends, and other qualitative factors that may affect the borrower's financial performance and credit risk. * Identifies material ...

The Regional Credit Officer executes credit risk management strategies and policies for an assigned geographic region, ensuring credit quality, sound deal structures, and compliance with bank policy.

Credit Leadership & Risk Management * Exercise delegated approval authority in accordance with Bank loan policy. * Evaluate and approve complex commercial credit requests, modifications, renewals ...

Credit Leadership & Risk Management * Exercise delegated approval authority in accordance with Bank loan policy. * Evaluate and approve complex commercial credit requests, modifications, renewals ...

Support the Credit Manager in recommending appropriate credit terms, retainers, billing arrangements, and risk mitigation measures for new and existing clients * Conduct research on prospective and ...

Showing results 41-60

Credit Risk Manager information

See Spring, TX salary details

$77K

$140.9K

$213.1K

How much do credit risk manager jobs pay per year?

As of Sep 12, 2026, the average yearly pay for credit risk manager in Spring, TX is $140,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,800.00 and $158,000.00 per year, depending on experience, location, and employer.

What is a credit risk manager?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What does a credit risk manager do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a credit risk manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a credit risk manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

How much do credit risk managers make in the US?

Credit risk managers in the US typically earn a median annual salary of around $85,000 to $125,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on industry, location, and level of experience, and certifications like CFA or FRM can enhance earning potential.

What are the most commonly searched types of Credit Risk jobs in Spring, TX?

The most popular types of Credit Risk jobs in Spring, TX are:

What are popular job titles related to Credit Risk Manager jobs in Spring, TX?

For Credit Risk Manager jobs in Spring, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Manager jobs in Spring, TX look for?

The top searched job categories for Credit Risk Manager jobs in Spring, TX are:

What cities near Spring, TX are hiring for Credit Risk Manager jobs?

Cities near Spring, TX with the most Credit Risk Manager job openings:

Credit Analyst

Houston, TX • On-site

Full-time

Posted 10 days ago


Job description

Overview
The Credit Representative proactively manages an assigned portfolio to mitigate corporate risk and optimize cash flow. This dynamic role is responsible for analyzing financial data, reviewing credit applications, and making strategic credit line recommendations. Acting as a key liaison, you will balance risk management with exceptional client communication to resolve financial challenges and drive positive business outcomes.
Responsibilities
  • Portfolio Management: Oversee and manage an assigned portfolio of accounts, taking direct ownership of its financial health and cash flow optimization.
  • Credit Analysis: Review credit applications and analyze complex financial data to evaluate creditworthiness for new and existing accounts.
  • Credit Risk Mitigation: Formulate and present formal credit line recommendations to senior management while actively managing overall portfolio risk.
  • Client Communication: Maintain proactive, professional communication with clients to resolve payment barriers, handle inquiries, and manage collections.
  • Problem-Solving: Proactively identify portfolio discrepancies, analyze root causes, and implement efficient solutions to improve payment cycles.

Qualifications
Core Competencies
  • Financial & Analytical Acumen: Ability to interpret financial data, grasp complex business concepts, and make data-driven risk assessments.
  • Proactive Problem-Solving: Demonstrated ability to resolve critical portfolio issues and manage collections with a solutions-oriented mindset.
  • Strategic Communication: Excellent written and verbal communication skills to navigate sensitive financial discussions with clients.
  • Decision-Making & Time Management: Confident making critical credit recommendations while managing multiple deadlines in a fast-paced environment.

Technical Proficiencies
  • Proficient in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) with Advanced Excel skills preferred.
  • Prior experience with credit risk platforms like CreditSafe and FIS is preferred.
  • Familiarity with Oracle ERP systems is considered a strong plus.
  • Experience or interest in leveraging automation and AI tools to optimize financial workflows is preferred.

Education
  • High School Diploma required; a Bachelor's Degree in Finance, Accounting, Business, or a related field is highly preferred.