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Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

Gunvor

Senior Credit Analyst

Houston, TX · On-site

Leveraging its extensive expertise in financial, credit and risk analysis, Gunvor Credit ensures that credit exposure to our counterparties are managed within Gunvor's risk appetite. Given this ...

Gunvor

Senior Credit Analyst

Houston, TX · On-site

Leveraging its extensive expertise in financial, credit and risk analysis, Gunvor Credit ensures that credit exposure to our counterparties are managed within Gunvor's risk appetite. Given this ...

Pilot Company

Sr Analyst, Trading Risk

Houston, TX · On-site

Risk Management: Monitor and report on key risk metrics, including market risk, credit risk, and operational risk. Assist in the development and implementation of risk mitigation strategies.

W3Global Inc.

Mortgage Loan Processor

Houston, TX

$200K - $250K/yr

Lead the bank's overall credit risk management strategy and framework. * Oversee credit administration, underwriting standards, loan policies, and credit approval processes. * Maintain strong asset ...

Bank OZK

Credit Analyst

Houston, TX · On-site

... risk ratings and like financial analysis. Underwrites CIB transactions with varying degree of ... Manages assigned credit transactions, ensuring the loan requests are handled efficiently and ...

Pilot Company

Sr Analyst, Trading Risk

Houston, TX · On-site

Risk Management: Monitor and report on key risk metrics, including market risk, credit risk, and operational risk. Assist in the development and implementation of risk mitigation strategies.

South State

Credit Officer II

Houston, TX · On-site

Summary/Objectives This position is primarily responsible for managing the Bank's credit risk through the prudent and sound use of delegated loan approval authority. The Credit Officer II analyzes ...

New

Bank OZK

Credit Analyst

Houston, TX · On-site

... risk ratings and like financial analysis. Underwrites CIB transactions with varying degree of ... Manages assigned credit transactions, ensuring the loan requests are handled efficiently and ...

New

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Credit Risk Manager information

See Spring, TX salary details

$77K

$140.9K

$213.1K

How much do credit risk manager jobs pay per year?

As of Jun 19, 2026, the average yearly pay for credit risk manager in Spring, TX is $140,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,800.00 and $158,000.00 per year, depending on experience, location, and employer.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Spring, TX? The most popular types of Credit Risk jobs in Spring, TX are:
What are popular job titles related to Credit Risk Manager jobs in Spring, TX? For Credit Risk Manager jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Spring, TX look for? The top searched job categories for Credit Risk Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Credit Risk Manager jobs? Cities near Spring, TX with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you

Credit Analyst I/II - Global Corporate and Investment Banking - Energy

Bank of America

Houston, TX • On-site

Full-time

Posted 4 days ago

Job description

Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for analyzing and interpreting a client's credit worthiness, evaluating credit risks, and writing credit approval memos for annual renewals and new lending opportunities. Key responsibilities include analyzing qualitative and quantitative data such as client's financials, projections, industry data, covenant compliance, and collateral appraisals to ensure compliance with the bank's risk appetite. Job expectations include completing regular monitoring and underwriting tasks and supporting key internal stakeholders to achieve successful execution of new transactions. This role will be filled as a GCIB Credit analyst within our Energy group.
Position may be hired as Credit Analyst I or II, based on experience
Responsibilities:
  • Analyzes client's financial performance by comparing it to past performance, projections, and industry standards
  • Reviews financial statements, assesses the client's compliance with financial covenants, and renews risk ratings, while recommending changes as warranted
  • Assists in the underwriting, credit risk analysis, negotiation, and closing of new transactions or existing transactions, while adhering to all relevant policies and procedures
  • Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital
  • Builds projection models for the client (as needed) based on historical performance, industry forecasts, and other due diligence findings
  • Developing financial statement forecasts and enterprise valuations
  • Discussing the merits of financing transactions from a credit risk and relationship perspective
  • Reviewing legal documentation related to loans and derivatives
  • Writing credit memorandums to summarize your analysis and conclusions

Required Qualifications:
  • Commercial and/or corporate banking credit underwriting-related experience, preferably within a bank or large financial institution
  • Understanding of foundational finance and accounting concepts
  • Proficient written and verbal communication skills
  • Strong time-management skills with the ability to manage multiple priorities
  • Proficiency in Excel, including the use of formulas and data analysis tools
  • Demonstrated experience analyzing corporate financial statements, interpret income statements, balance sheets, and cash flow statements
  • Experience producing analytical written summaries

Desired Qualifications:
  • Bachelor's Degree with emphasis in finance, accounting or economics

Skills:
  • Analytical Thinking
  • Financial Analysis
  • Financial Forecasting and Modeling
  • Profitability Analysis
  • Research Analysis
  • Attention to Detail
  • Business Acumen
  • Credit and Risk Assessment
  • Underwriting
  • Written Communications
  • Collaboration
  • Critical Thinking
  • Portfolio Analysis
  • Prioritization
  • Technical Documentation

Shift:
1st shift (United States of America)
Hours Per Week:
40

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