ZipRecruiter

Log In

1

Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

Gunvor

Senior Credit Analyst

Houston, TX

Leveraging its extensive expertise in financial, credit and risk analysis, Gunvor Credit ensures that credit exposure to our counterparties are managed within Gunvor's risk appetite. Given this ...

Pilot Company

Sr Analyst, Trading Risk

Houston, TX · On-site

Risk Management: Monitor and report on key risk metrics, including market risk, credit risk, and operational risk. Assist in the development and implementation of risk mitigation strategies.

Pilot Company

Sr Analyst, Trading Risk

Houston, TX · On-site

Risk Management: Monitor and report on key risk metrics, including market risk, credit risk, and operational risk. Assist in the development and implementation of risk mitigation strategies.

Pilot Flying J

Sr Analyst, Trading Risk

Houston, TX · On-site

Risk Management: Monitor and report on key risk metrics, including market risk, credit risk, and operational risk. Assist in the development and implementation of risk mitigation strategies.

Par Pacific

Credit Analyst

Houston, TX · On-site

Partner closely with Commercial, Treasury, Legal, Accounting/AR, and Operations to enable profitable growth while staying within credit policy and risk appetite. * Reporting to the Treasury Manager ...

Capital Farm Credit

Relationship Manager II

Katy, TX · On-site

Responsible for exercising credit risk management responsibilities on loans within area of responsibility. * Determines the eligibility and scope of financing for all new loans and ensures ...

Capital Farm Credit

Relationship Manager II

Katy, TX · On-site

Responsible for exercising credit risk management responsibilities on loans within area of responsibility. * Determines the eligibility and scope of financing for all new loans and ensures ...

next page

Showing results 1-20

People also search for

All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Spring, TX

Credit Risk Manager information

See Spring, TX salary details

$77K

$140.9K

$213.1K

How much do credit risk manager jobs pay per year?

As of May 30, 2026, the average yearly pay for credit risk manager in Spring, TX is $140,881.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,800.00 and $158,000.00 per year, depending on experience, location, and employer.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

Does credit risk pay well?

Credit risk managers typically earn competitive salaries that vary based on experience, location, and industry. They often receive additional benefits and may need certifications such as CFA or FRM, with higher salaries generally associated with senior roles and specialized skills.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Spring, TX? The most popular types of Credit Risk jobs in Spring, TX are:
What are popular job titles related to Credit Risk Manager jobs in Spring, TX? For Credit Risk Manager jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Spring, TX look for? The top searched job categories for Credit Risk Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Credit Risk Manager jobs? Cities near Spring, TX with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you

Senior Credit Analyst

Gunvor

Houston, TX

Full-time

Posted 28 days ago

Job description

Job Title:

Senior Credit Analyst

Contract Type:

Permanent

Time Type:

Full time

Job Description:

The Gunvor Credit Department is a team of specialists responsible for managing Gunvor's credit exposure with its trading counterparties. Leveraging its extensive expertise in financial, credit and risk analysis, Gunvor Credit ensures that credit exposure to our counterparties are managed within Gunvor's risk appetite. Given this structure, Gunvor Credit professionals gain diverse financial experience and a broad perspective on how the entire Company functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.
Main Responsibilities

  • Evaluate and analyse counterparty's creditworthiness and prepare/present in-depth credit limit recommendation and analysis
  • Manage a portfolio of transactions of various energy commodities and products to ensure Gunvor has perfected its security interests and in compliance with borrowing base reporting requirements.
  • Monitor, manage, and provide reports to management on working capital, exposure and counterparty business performance
  • Monitor on a daily basis the operational risks and processes of Company's counterparties
  • Perform periodic audits of counterparties through site visits
  • Liaison with key internal and external stakeholders to ensure smooth operations
  • Evaluate other risk mitigating tools such as credit insurance, lockbox, silent cover, etc.
  • Coordinate with Commercial, Legal, Operations, and Compliance to fully analyse transactions and ensure appropriate documentation, risk mitigants, and limits
  • Perform economic/financial research in order to assess portfolio concentrations and trends
  • Evaluate company's financial performance compared to overall industry and market trends
  • Assist new transactions proposed by business units and articulate the credit risk view with respect to its creditworthiness and conformity to Company policies and procedures

Secondary Responsibilities:

  • Counterparty on-boarding - Provide support to properly onboard new trading counterparties
  • Credit Operations-Provide support in the day-to-day operations of managing trading counterparties
  • Collateral Management-Provide support to keep track of both incoming and outgoing l/c's, prepayments and other forms of collateral. Develop a strong understanding of margin calls and which counterparties have margining agreements.
  • Reporting-Generate periodic reports for Credit
  • Credit infrastructure/systems-Support and learn in-house systems including credit systems to help streamline operations


Education
Bachelor's degree with a major in Finance, Economics or Business Administration
Profile/ Key Skills

  • At least five (5) years of experience, but preferably seven (7) to ten (10) years of experience in physical and financial gas and power markets
  • Knowledge of the operational nature of energy commodities
  • Strong business acumen
  • Negotiation Skills
  • Strategic Mindset
  • Solid communication skills
  • Time management
  • Excellent interpersonal skills and rapport to deal internally and with counterparties
  • Excellent analytical and financials skills
  • Strong documentation, analytical, presentational and communication skills required
  • Ability to work under pressure in a rapidly changing environment in order to meet deadlines
  • PC skills with a solid understanding of spreadsheet applications; Microsoft Word and Excel
  • Strong organizational skills
  • A think "Outside the box" mentality
  • Team player
  • Judgment and Problem Solving - Thinks ahead, anticipates questions, plans for contingencies, finds alternative solutions and identifies clear objectives. Sees the big picture and effectively analyzes complex issues
  • Creativity/Innovation - Looks for new ways to improve current processes and develop creative solutions that are grounded in reality and practical use

If you think the open position you see is right for you, we encourage you to apply!


Our people make all the difference in our success.

Apply