ZipRecruiter

Log In

1

Senior Credit Risk Manager Jobs in Spring, TX (NOW HIRING)

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Prepares credit presentations to Relationship Managers and committees for use in making credit ... Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Prepares credit presentations to Relationship Managers and committees for use in making credit ... Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and ...

Texas First Bank

Sr. Credit Analyst

Houston, TX · On-site

Prepares credit presentations to Relationship Managers and committees for use in making credit ... Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Katy, TX · On-site

Manage required financial reporting, compliance certificates and other required reporting such as ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...

Glacier Bancorp, Inc.

Senior Credit Analyst

Houston, TX · On-site

Manage required financial reporting, compliance certificates and other required reporting such as ... Perform regular loan portfolio reviews based on risk and/or size of all credit types (commercial ...

W3Global Inc.

Mortgage Loan Processor

Houston, TX

$200K - $250K/yr

Lead the bank's overall credit risk management strategy and framework. * Oversee credit ... Previous experience serving in a senior credit leadership role within a community or regional bank.

WSP

Senior Risk Manager

Houston, TX · On-site

This Opportunity WSP is seeking a Senior Risk Manager to join our Project Controls group in Houston, TX. Your Impact * Act as the risk management subject matter expert on assigned project, program ...

WSP

Senior Risk Manager

Houston, TX · On-site

This Opportunity WSP is seeking a Senior Risk Manager to join our Project Controls group in Houston, TX. Your Impact * Act as the risk management subject matter expert on assigned project, program ...

next page

Showing results 1-20

All JobsCredit Risk JobsSenior Credit Risk Manager JobsSenior Credit Risk Manager Jobs in Spring, TX

Senior Credit Risk Manager information

See Spring, TX salary details

$20K

$105.2K

$186.9K

How much do senior credit risk manager jobs pay per year?

As of Jul 11, 2026, the average yearly pay for senior credit risk manager in Spring, TX is $105,237.00, according to ZipRecruiter salary data. Most workers in this role earn between $75,200.00 and $129,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Senior Credit Risk Manager, and why are they important?

To excel as a Senior Credit Risk Manager, you need strong analytical skills, deep knowledge of credit risk assessment, and typically a degree in finance, economics, or a related field. Expertise with risk management software (such as SAS, Moody's Analytics, or SQL), financial modeling tools, and relevant certifications like FRM or CFA is highly valued. Exceptional communication, leadership, and decision-making abilities are important soft skills for managing teams and collaborating across departments. These skills and qualifications are crucial for accurately assessing credit risk, ensuring regulatory compliance, and safeguarding an organization's financial health.

What are some typical challenges a Senior Credit Risk Manager faces in balancing risk and business growth?

A Senior Credit Risk Manager often faces the challenge of maintaining a prudent risk profile while supporting the organization's growth targets. This involves analyzing complex financial data, setting appropriate credit limits, and developing risk models that reflect current market conditions. Balancing regulatory compliance with commercial objectives and collaborating with sales, underwriting, and compliance teams to ensure sound credit decisions is key. Effective communication and negotiation skills are essential when advising senior leadership on potential exposures and strategic moves.

What does a senior credit risk manager do?

A senior credit risk manager oversees the assessment and management of credit risk for an organization, analyzing borrower creditworthiness and developing strategies to minimize potential losses. They often use financial analysis tools, credit scoring models, and industry regulations to make informed decisions and ensure the company's credit policies are followed. This role typically requires strong analytical skills, experience in risk management, and relevant certifications such as CFA or credit risk certifications.

What is the salary of senior Credit Risk Analyst in Goldman Sachs?

The salary for a Senior Credit Risk Analyst at Goldman Sachs typically ranges from $80,000 to $130,000 annually, depending on experience, location, and performance. Compensation may also include bonuses and benefits aligned with industry standards for financial services professionals.

What is the highest salary for a risk manager?

Senior Credit Risk Managers can earn salaries up to $150,000 to $200,000 or more annually, especially with extensive experience, advanced certifications like CFA or FRM, and in high-demand financial centers. Top earners in the field may also receive bonuses and other incentives based on performance and company size.

What is the difference between Senior Credit Risk Manager vs Credit Analyst?

AspectSenior Credit Risk ManagerCredit Analyst
Required CredentialsBachelor's degree, often advanced certifications like CFA or credit risk certificationsBachelor's degree, often in finance, economics, or related fields
Work EnvironmentStrategic, managerial, overseeing credit risk policiesAnalytical, research-focused, assessing individual credit applications
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonYesYes

The Senior Credit Risk Manager typically oversees credit risk strategies and manages teams, requiring advanced certifications and strategic skills. In contrast, a Credit Analyst focuses on evaluating individual credit applications and conducting detailed financial analysis. While both roles are integral to credit risk management, they differ in scope, responsibilities, and experience level.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help senior credit risk managers evaluate a borrower's creditworthiness and assess potential risks before approving loans or credit lines. Mastery of these factors is essential for effective credit decision-making and risk mitigation.
What are popular job titles related to Senior Credit Risk Manager jobs in Spring, TX? For Senior Credit Risk Manager jobs in Spring, TX, the most frequently searched job titles are:
What job categories do people searching Senior Credit Risk Manager jobs in Spring, TX look for? The top searched job categories for Senior Credit Risk Manager jobs in Spring, TX are:
What cities near Spring, TX are hiring for Senior Credit Risk Manager jobs? Cities near Spring, TX with the most Senior Credit Risk Manager job openings:
Senior Credit Risk Manager jobs near you
Sr. Credit Analyst

Sr. Credit Analyst

Texas First Bank

Houston, TX • On-site

Other

Re-posted 8 hours ago

Job description

Join Texas First!

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and were dedicated to helping employees and communities thrive.

Text SRCA to (281) 688-6192 to apply and submit your resume!

Position Overview:

Supports the commercial lending team through financial and credit analysis and underwriting processes by gathering, analyzing, and interpreting all types of credit information on existing and prospective clients and portfolios. Makes recommendations and supports decisions regarding the extension of credit for diverse loan types. Prepares credit presentations to Relationship Managers and committees for use in making credit decisions on new, renewal and extension loans. Monitors customer accounts and loan portfolios to maximize credit quality and minimize risk and potential loss. Supports the analytical processes involved in determining board reporting; regulatory reporting; credit portfolio stress testing; internal and external loan review; and financial auditing.

Essential Duties and Responsibilities include the following.

  • Analyzing financial information such as balance sheets, income and cash flow statements, and periodic financial reporting of all types.
  • Prepare, review, and discuss loan presentation with the Relationship Manager, Senior Management, and/or Chief Credit Officer.
  • Perform loan and portfolio level stress testing of financial results, collateral, and credit variables.
  • Accurately spread financial statements.
  • Recognize patterns and trends within financial presentation and address them as necessary for a complete relationship analysis.
  • Track compliance with loan agreement covenants on significant relationships.
  • Assessing the overall credit worthiness of client companies.
  • Stay informed of regulatory, policy and procedural requirements to ensure compliance throughout the underwriting and credit administration processes.
  • Keep well informed as to market conditions as it relates to assessing risk in credit transactions.
  • Participate in special projects throughout the year such as loan review, audit, bank peer analysis.
  • Performs other duties as assigned from time to time by management of the bank.

Education and Special Requirements

  • Bachelors Degree in Business Administration, Accounting or Finance with a strong basis in financial accounting.
  • A minimum of five (5) years of experience in credit and underwriting.
  • Advanced knowledge of financial statements.
  • Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.
  • Strong verbal and written communication skills.
  • Able to function in a high attention to detail, deadline-oriented environment.
  • Ability to work on multiple transactions simultaneously and prioritized assignments to meet deadlines.
  • Basic knowledge of credit administration, policy, and procedures.
  • Proficiency in Microsoft Office (Word, Excel, and Outlook).
  • Ability to lift and/or move up to 25 lbs.
  • Sit at a desk and computer terminal for extended time periods.
  • Typical work hours Monday-Friday, 8:00 AM-5:00 PM.

Salary Grade 08

EOE/Disability/Veteran

Apply