ZipRecruiter

Log In

1

Credit Risk Associate Jobs in Texas (NOW HIRING)

DATCU

Risk Associate

Corinth, TX · Hybrid

... the credit union. Ensures compliance with established policies, procedures, and regulatory ... Support risk mitigation efforts, internal control enhancements, and corrective action plans.

next page

Showing results 1-20

All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in Texas

Credit Risk Associate information

See Texas salary details

$46.6K

$101.8K

$170.5K

How much do credit risk associate jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk associate in Texas is $101,843.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,300.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Texas?

The most popular types of Credit Risk jobs in Texas are:

What are popular job titles related to Credit Risk Associate jobs in Texas?

For Credit Risk Associate jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Texas look for?

The top searched job categories for Credit Risk Associate jobs in Texas are:

What cities in Texas are hiring for Credit Risk Associate jobs?

Cities in Texas with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $101,843 per year, or $49 per hour.

Risk Management - Real Estate Credit Risk Associate

JPMorgan Chase & Co.

Plano, TX • On-site

$90 - $130/hr

Other

Posted 20 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

77th of 174 rated banks

Job description

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Real Estate Credit Risk Associate in Commercial and Investment Bank Real Estate Credit Risk team, you will provide independent credit risk assessment and support credit approval for loans and lending-related commitments. You cover a portfolio of leading real estate, lodging, gaming, homebuilding, and real estate services clients across a range of credit products, including corporate facilities, asset-level financings, repos, risk retention, derivatives, and treasury lines. You develop forward-looking credit views, maintain risk ratings and research, and partner with bankers and risk colleagues to support disciplined growth and effective portfolio monitoring.

Job responsibilities
  • Conduct credit analysis and support senior credit officer approval of lending and trading-related transactions, including operating exposures
  • Prepare written credit approval documents, including spreading and analysis of historical financial statements and projections of future cash flows
  • Develop forward-looking views of business, financial performance, and key risks for covered companies and sectors
  • Manage and monitor a portfolio of client credit exposures on an ongoing basis
  • Participate in negotiating, finalizing, and executing documentation for loans and derivatives
  • Assign risk ratings and maintain updated credit research for portfolio clients
  • Support active management of the commercial real estate portfolio, including surveillance and portfolio management projects
Required qualifications, capabilities, and skills
  • Bachelor’s degree in finance, Accounting, Business, Economics, or a related discipline
  • 3 years plus of professional experience in corporate or commercial credit, investment banking, or relevant financial services or rating agency experience
  • Academic training in accounting, corporate finance, capital markets products, and macroeconomics
  • Strong financial analysis and modeling skills
  • Strong written and verbal communication skills with effective interpersonal abilities
  • Proficiency in Microsoft Office, including Excel, PowerPoint, and Word
Preferred qualifications, capabilities, and skills
  • Experience with a corporate bank credit team or at a credit rating agency
  • Experience in real estate or corporate credit coverage
#J-18808-Ljbffr

What JPMorgan Chase & Co. employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply