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Credit Risk Associate Jobs in DeSoto, TX (NOW HIRING)

GM Financial

Risk Credit Policy Analyst II

Irving, TX · On-site

Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... High School Diploma * Associate Degree * Bachelor's Degree Finance, Economics, Mathematics ...

GM Financial

Risk Credit Policy Analyst II

Irving, TX · Hybrid

High School Diploma * Associate Degree * Bachelor's Degree Finance, Economics, Mathematics ... Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ...

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All JobsCredit Risk Associate JobsCredit Risk Associate Jobs in DeSoto, TX

Credit Risk Associate information

See DeSoto, TX salary details

$48.9K

$107K

$179.1K

How much do credit risk associate jobs pay per year?

As of Jul 25, 2026, the average yearly pay for credit risk associate in DeSoto, TX is $106,982.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,400.00 and $139,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are popular job titles related to Credit Risk Associate jobs in DeSoto, TX? For Credit Risk Associate jobs in DeSoto, TX, the most frequently searched job titles are:
What cities near DeSoto, TX are hiring for Credit Risk Associate jobs? Cities near DeSoto, TX with the most Credit Risk Associate job openings:
Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in DeSoto, TX as of July 2026, with employment types broken down into 1% As Needed, 67% Full Time, 26% Part Time, 1% Temporary, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $106,982 per year, or $51.4 per hour.
Risk, Credit Risk, Corporate Real Estate, Dallas

Risk, Credit Risk, Corporate Real Estate, Dallas

Goldman Sachs

Dallas, TX • Hybrid

Other

Posted 26 days ago

Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

41st of 150 rated banks

Job description

Credit Risk - Corporate Credit Risk -  Sr. Associate OR Jr. Vice President, Dallas

Divisional Overview

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counterparties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail. https://www.goldmansachs.com/careers/divisions/risk/index.html

Credit Risk (CR) is responsible for managing the firm's credit exposure to its lending and derivatives counterparties.  Leveraging its extensive expertise in financial, credit, and risk analysis, CR ensures that credit exposure to our counterparties is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm.  Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions.  The interaction with numerous departments and the range of projects that ensue, allow for a challenging, varied, and multi-dimensional work environment.

Responsibilities

  • Sector Focus:  Corporate Real Estate (REITs/REOCs)
  • Assess the credit and financial strength of the firm's corporate real estate borrowers and counterparties by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors
  • Review and approve loan transactions, determine internal credit ratings, regulatory risk ratings, and overall risk appetite  
  • Analyze the risks inherent in the products GS transacts, including loans, derivatives, and equity products
  • Analyze the credit implications on corporate clients of various financial transactions including debt, equity and hybrid offerings, mergers and acquisitions, restructurings, and share repurchases
  • Coordinate with Global Banking & Markets, Legal, Operations, and Compliance departments to approve derivatives business and ensure appropriate documentation, limits, and risk mitigants 
  • Perform portfolio analysis regularly in order to assess concentrations and industry trends
  • Monitor, manage, and report on exposures at a counterparty, product, and portfolio level

Basic Qualifications

  • Bachelor's degree (or international equivalent)
  • Minimum of 6-9 years of credit risk management experience, with a background in corporate credit risk
  • Significant experience in investment banking products including loan products and derivatives
  • Strong familiarity with regulatory risk rating requirements and application of such guidance
  • Strong documentation (loan and/or derivatives), analytical, presentational and communication skills required

Preferred Skills & Experience 

  • Flexibility, ability to learn quickly
  • Strong analytical and communication skills, both oral and written
  • Experience in team environment, including to work with colleagues across multiple offices and locations
  • Strong organizational skills and the ability to manage multiple assignments concurrently

What Goldman Sachs employees say

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869

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