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Credit Risk Associate Jobs in DeSoto, TX (NOW HIRING)

... credit risk, and support profitable sales growth while minimizing bad debt exposure. This role ... CE reserves the right to modify or change job responsibilities at any time, and associates may be ...

Commercial Credit Associate (CRE) Location : Location US-TX-Dallas Location/Org Data : Name Texas ... the credit risk management process. WaFd Bank is proud of the high value that we all place on ...

Job Summary The Credit Associate is an entry-level role responsible for supporting Credit Analysts ... the credit risk management process. WaFd Bank is proud of the high value that we all place on ...

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Credit Risk Associate information

See DeSoto, TX salary details

$48.9K

$107K

$179.1K

How much do credit risk associate jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk associate in DeSoto, TX is $106,982.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,400.00 and $139,000.00 per year, depending on experience, location, and employer.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What are the most commonly searched types of Credit Risk jobs in DeSoto, TX?

The most popular types of Credit Risk jobs in DeSoto, TX are:

What are popular job titles related to Credit Risk Associate jobs in DeSoto, TX?

For Credit Risk Associate jobs in DeSoto, TX, the most frequently searched job titles are:

What cities near DeSoto, TX are hiring for Credit Risk Associate jobs?

Cities near DeSoto, TX with the most Credit Risk Associate job openings:

Infographic showing various Credit Risk Associate job openings in DeSoto, TX as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 27% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $106,982 per year, or $51.4 per hour.

Asset & Wealth Management, Wealth Management Risk Team, Regional Risk Manager, Associate - Dallas

Goldman Sachs, Inc.

Dallas, TX • On-site

Full-time

Posted 24 days ago


Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

47th of 171 rated banks


Job description


JOB SUMMARY & RESPONSIBILITIES
YOUR IMPACT
Are you a strategic thinker with a strong work ethic, desire to work within a growing global business, and ability to think outside the box? Associates on the Wealth Management Risk Team will gain exposure and access to senior managers in PWM, build expertise in business analysis and project management/execution, and develop a deeper understanding of the PWM business on a macro level. The team is seeking a candidate who has the ability to thrive in a fast-paced environment where attention to detail, strong communication skills, and passion for working with others are essential to maintaining and enhancing our business.
OUR IMPACT
Private Wealth Management (PWM) secures, develops and manages relationships with high-net-worth individuals, their families, family offices and foundations. PWM assists clients with building and preserving their financial wealth by creating and implementing long-term asset allocation within the context of each client's particular risk tolerance and by providing access to innovative investment ideas and opportunities. PWM professionals develop customized investment strategies and offer a full array of wealth management products and services, including private banking and trust company services.
The Regional Risk Manager (RRM) role is an in-business risk function (1st line) responsible for proactively identifying and mitigating risks - including, but not limited to economic, operational, and reputational risks - inherent to our PWM business. They will work closely with US PWM Management, Regional Management Teams, Regional Compliance Managers, and PWM teams to review and advise on various supervisory activities. Additionally, the candidate will play an instrumental role in ensuring the PWM business responds to the dynamic global regulatory environment.
HOW YOU WILL FULFILL YOUR POTENTIAL
  • Review and analyze current and proposed client portfolios from a risk and suitability perspective, including account activity, transaction history, and client communication
  • Proactively identify inconsistencies between client account activity as compared to internal investment policy guidelines, the client's stated investment objectives, risk tolerance and portfolio goals, and work with PWM team to address appropriately
  • Keep PWM teams apprised of regulatory changes and their potential impact to the PWM business while also educating PWM personnel on internal policies
  • Collaborate with PWM teams, Product teams, and the Strats team to identify accounts posing excessive economic risk to the client or the firm. Advise Private Wealth Advisors (PWAs) on how to communicate and address potential issues with clients and, where necessary, set risk thresholds
  • Ensure that client profile changes, portfolio reviews, and noteworthy account activities are documented appropriately through investment and relationship notes
  • Collaborate with Compliance, Legal to review, assess risks, and make business decisions regarding potential non-traditional business opportunities
  • Report at PWM Risk Working Group meetings on accounts with highest levels of risk. Collaborate with Working Group members and PWM teams to develop and implement risk mitigation recommendations by creating customized risk reports for client presentation purposes and establishing/imposing risk thresholds when appropriate
  • Partner with Compliance and Legal to respond to regulatory and audit requests
  • Participate in various regional supervisory reviews of PWM accounts
  • Work with Strats team to develop specific risk analytics/reporting to be used internally and/or externally with clients
  • Report regularly to the US PWM Management Team and PWM Regional Management Teams in each coverage office, keeping them apprised of key client and business risks, and the steps being taken to mitigate them

WHERE WILL YOU MAKE AN IMPACT
Our Private Wealth Management business spans the globe, and you will be working with individuals in the following locations in the United States: Atlanta, Boston, Chicago, Dallas, Houston, Los Angeles, New York, Miami, Philadelphia, San Francisco, Seattle, Washington, D.C. and West Palm Beach.
QUALIFICATIONS
EXPERIENCE & SKILLS WE'RE LOOKING FOR
  • Minimum of 3 years of experience in a financial organization, preferably in the private wealth high net worth area or a compliance/risk function
  • Working knowledge of products typically held in private wealth management accounts including structured products and derivatives
  • Outstanding analytical skills; ability to work with detailed financial or other data and understand and communicate commercial implications
  • Exceptional communication and interpersonal skills; confidence to work closely with senior management
  • Highly organized with attention to detail and excellent follow-through
  • Ability to manage multiple projects simultaneously and independently, and think clearly under pressure while maintaining strong attention to detail
  • Track record of team-oriented success
  • Good judgment and discretion
  • Periodic travel to PWM Regional Offices may be required (~0-5% of the time)
  • Series 7, 63 and SIE required (or must be obtained within 6 months of employment)

ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.
We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html
© The Goldman Sachs Group, Inc., 2023. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869