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Credit Risk Associate Jobs in Houston, TX (NOW HIRING)

Conduit Power, LLC

Market Risk Associate

Houston, TX · On-site

$90 - $130/hr

We are seeking a highly motivated and detail-oriented Market Risk Associate to join a dynamic owner ... Monitor counterparty credit exposure, contract terms, and concentration risk across offtake, supply ...

New

Conduit Services LLC

Market Risk Associate

Houston, TX · On-site

We are seeking a highly motivated and detail-oriented Market Risk Associate to join a dynamic owner ... Monitor counterparty credit exposure, contract terms, and concentration risk across offtake, supply ...

Bank of America

Credit Officer II - Energy

Houston, TX · On-site

Mentors and supports associates * Negotiates credit and trading documentation, including loan credit agreements and amendments, ISDAs, and CSAs * Establish appropriate internal risk ratings for ...

Bank of America

Credit Officer II - Energy

Houston, TX · On-site

Mentors and supports associates * Negotiates credit and trading documentation, including loan credit agreements and amendments, ISDAs, and CSAs * Establish appropriate internal risk ratings for ...

ITW

Credit & Collections Analyst

Houston, TX · On-site

Recommend customer credit limits through review of payment history, exposure and credit risk ... Associate's degree preferred; equivalent combination of training and relevant work experience will ...

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Credit Risk Associate information

See Houston, TX salary details

$47.7K

$104.3K

$174.7K

How much do credit risk associate jobs pay per year?

As of Sep 4, 2026, the average yearly pay for credit risk associate in Houston, TX is $104,343.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,600.00 and $135,500.00 per year, depending on experience, location, and employer.

What does a credit risk associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What skills and qualifications are needed to thrive as a credit risk associate?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

How does a credit risk associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

What are the most commonly searched types of Credit Risk jobs in Houston, TX?

The most popular types of Credit Risk jobs in Houston, TX are:

What are popular job titles related to Credit Risk Associate jobs in Houston, TX?

For Credit Risk Associate jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk Associate jobs in Houston, TX look for?

The top searched job categories for Credit Risk Associate jobs in Houston, TX are:

What cities near Houston, TX are hiring for Credit Risk Associate jobs?

Cities near Houston, TX with the most Credit Risk Associate job openings:

Credit Risk Associate jobs near you
Infographic showing various Credit Risk Associate job openings in Houston, TX as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 25% Part Time, 1% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $104,343 per year, or $50.2 per hour.

Risk Management - Risk Administration Associate

JPMorgan Chase & Co.

Houston, TX • On-site

Full-time

Medical, Retirement

Posted 18 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

77th of 174 rated banks

Job description


As an Associate in the Commercial Banking Credit Risk Business Management team, you will work at the intersection of strategy, operations, and financial oversight, supporting one of the firm's most critical risk functions. You will have the opportunity to build meaningful partnerships, influence decision-making, and grow your career within a team that values curiosity, collaboration, and continuous improvement.
As an Associate in Commercial Banking Credit Risk Business Management at JPMorgan Chase, you will play a key role supporting the Credit Risk Leadership team in driving strategy, managing operations, and optimizing business performance. You will partner with stakeholders across the organization to deliver insights, manage vendor relationships, and ensure the team operates with efficiency and precision. This is an opportunity to make a real impact in a dynamic environment where your analytical mindset and organizational strengths will be put to work every day.
Job responsibilities
  • Support the Credit Risk Leadership team in day-to-day business management activities, including strategic planning, resourcing, and efficiency initiatives
  • Partner with internal stakeholders to monitor utilization of third-party providers and track forecast and actuals versus plan, clearly articulating variance drivers across the portfolio
  • Organize and present complex information in a strategic and compelling way, demonstrating strong design acumen and proficiency in Excel while embracing emerging technologies
  • Leverage business intelligence tools to generate process efficiencies, enhance operational controls, and support data-driven decision-making
  • Conduct vendor performance reviews and spend analysis as part of supporting the procurement and oversight of third-party providers
  • Collect, organize, and maintain internal resources and documentation on collaboration platforms such as SharePoint
  • Prepare presentations and communications for internal meetings, leadership forums, and strategic planning sessions
  • Respond to ad-hoc requests with agility and a solutions-oriented mindset, supporting the broader team as business needs evolve

Required qualifications, capabilities, and skills
  • 5 years of professional experience in business management, financial services, or a related field
  • Strong written and verbal communication skills, with the ability to convey complex information clearly to diverse audiences
  • Demonstrated financial acumen and familiarity with organizational metrics and performance reporting
  • Strong organizational skills with the ability to manage multiple priorities and meet deadlines in a fast-paced environment
  • Proven ability to collaborate effectively and build strong partnerships across teams and functions
  • Proficiency in Microsoft PowerPoint and Excel, with a forward-thinking mindset toward emerging technology
  • Proactive, detail-oriented, and adaptable, with the ability to respond quickly to shifting priorities

Preferred qualifications, capabilities, and skills
  • Bachelor's degree in Business, Finance, or a related field
  • Experience in vendor procurement and third-party oversight
  • Familiarity with working across multi-location or matrixed teams
  • Experience using business intelligence tools to support reporting and operational improvements
  • Knowledge of credit risk concepts or financial services risk management frameworks

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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