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Hourly Credit Risk Modeling Jobs in Houston, TX (NOW HIRING)

Anew Climate LLC

Global Risk Manager (6683)

Houston, TX · On-site

... credits, RECs, LCFS, EU ETS, voluntary markets). · Experience working with global trading desks or multi-jurisdictional risk frameworks. · Proficiency with risk modeling tools, data analytics ...

First Liberty Bank

Chief Credit Officer

Houston, TX · On-site

$120 - $180/hr

... Bank's credit risk management function. The CCO ensures adherence to the Bank's Loan Policy ... The role also coordinates independent third-party loan review and CECL model validations and ...

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

High degree of analytical rigor and financial modeling capability * Experience with ETRM systems (Endur preferred) and credit risk reporting tools * Strong governance mindset with audit and ...

Hilltop Holdings

Regional Credit Officer

Houston, TX

The Regional Credit Officer executes credit risk management strategies and policies for an assigned ... any business model and convenient services, personal attention, and account features to help ...

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All JobsHourly Credit Risk Modeling JobsHourly Credit Risk Modeling Jobs in Houston, TX

Hourly Credit Risk Modeling information

See Houston, TX salary details

$118.3K

$137.9K

$178.1K

How much do hourly credit risk modeling jobs pay per year?

As of Aug 1, 2026, the average yearly pay for hourly credit risk modeling in Houston, TX is $137,857.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,900.00 and $141,100.00 per year, depending on experience, location, and employer.

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What are the key skills and qualifications needed to thrive as an Hourly Credit Risk Modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

How does an Hourly Credit Risk Modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.
What are the most commonly searched types of Credit Risk Modeling jobs in Houston, TX? The most popular types of Credit Risk Modeling jobs in Houston, TX are:
What are popular job titles related to Hourly Credit Risk Modeling jobs in Houston, TX? For Hourly Credit Risk Modeling jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Hourly Credit Risk Modeling jobs in Houston, TX look for? The top searched job categories for Hourly Credit Risk Modeling jobs in Houston, TX are:
What cities near Houston, TX are hiring for Hourly Credit Risk Modeling jobs? Cities near Houston, TX with the most Hourly Credit Risk Modeling job openings:
Hourly Credit Risk Modeling jobs near you
Infographic showing various Hourly Credit Risk Modeling job openings in Houston, TX as of July 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $137,857 per year, or $66.3 per hour.

Lead Analyst, Credit Risk

Caturus Management Services, LLC

Houston, TX • On-site

Full-time

Posted 25 days ago

Job description

Lead Analyst, Credit Risk
Department: Middle Office
Employment Type: Full Time
Location: US TX Houston - Corporate Office
Description
About Us:
The Caturus platform founded by Kimmeridge - an alternative asset manager focused on the energy sector - supports Kimmeridge's overarching goal of providing low-cost energy on demand with the lowest carbon footprint.
Kimmeridge's vision in creating Caturus is to build the only independent, fully integrated natural gas and LNG export platform in the U.S. through a combination of its upstream operations and via Commonwealth LNG, a 9.5 million tonnes per annum liquefied natural gas export terminal in southwestern Louisiana on the U.S. Gulf Coast. The combined entities are committed to delivering responsibly sourced, low-emission fuel to domestic and international markets.
Caturus is a Houston-based, private exploration and production company seeking to materially grow production through development of deep, high pressure, dry gas windows of the Eagle Ford and Austin Chalk, as well as Haynesville formations located in Texas and Louisiana while maintaining a relentless focus on safety.
Commonwealth LNG was founded by industry veterans who decided to re-engineer the LNG construction model. Using proven best practices, Commonwealth is committed to building a world-class LNG export facility while focusing on safety, managing risk and achieving best-in-class environmental standards.
Job Description
Position Summary:
The Lead Analyst, Credit Risk is responsible for leading the firm's counterparty credit risk function across commercial activities such as natural gas and LNG trading. This role plays a critical part in enabling disciplined commercial growth by establishing and enforcing credit risk frameworks, evaluating counterparty exposure, and supporting structured deal execution within defined risk appetite.
Key Accountabilities:
  • Lead the evaluation and approval of counterparty credit risk, including setting credit limits and terms
  • Perform quantitative and qualitative assessments of counterparties, including financial statement analysis and market intelligence
  • Monitor and manage daily credit exposure, collateral positions, and concentration risks
  • Oversee mark-to-market exposure, potential future exposure, and stress scenarios across trading portfolios
  • Partner with Trading and Origination to structure transactions with appropriate credit protections (e.g., collateral, guarantees, netting agreements)
  • Provide timely credit decisions to support execution of physical and financial commodity transactions
  • Review and negotiate credit provisions within commercial agreements (e.g., ISDAs, NAESBs, LNG SPAs)
  • Establish and enforce credit risk policies, procedures, and limit frameworks
  • Ensure compliance with internal risk appetite, regulatory expectations, and audit requirements
  • Escalate credit breaches, limit excesses, and emerging risks to senior leadership in a timely manner

Qualifications:
Education, Certificates, and Licenses:
  • Bachelor's degree in Finance, Economics, Accounting, Business, or a related field required

Experience:
  • 5+ years of experience in credit risk, risk management, trading, or middle office within energy markets
  • Strong experience in natural gas, LNG, or commodities markets required

Knowledge, Skills, and Abilities:
  • Strong financial analysis skills, particularly in assessing financial statements, with familiarity with both financial and physical commodity products
  • Experience managing counterparty risk in a dynamic trading environment
  • Strong familiarity with NAESBs, ISDAs and similar type of agreements
  • Understanding of credit rating methodology by the different credit rating agencies •
  • Sound judgment in identifying and assessing key risks in structured transactions and anticipating potential challenges
  • Strong analytical and quantitative skills with exceptional attention to detail
  • Excellent communication skills, with the ability to influence and interact with senior stakeholders

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