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Hourly Credit Risk Modeling Jobs in Houston, TX (NOW HIRING)

Anew Climate LLC

Global Risk Manager (6683)

Houston, TX · On-site

... credits, RECs, LCFS, EU ETS, voluntary markets). · Experience working with global trading desks or multi-jurisdictional risk frameworks. · Proficiency with risk modeling tools, data analytics ...

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Hourly Credit Risk Modeling information

See Houston, TX salary details

$118.3K

$137.9K

$178.1K

How much do hourly credit risk modeling jobs pay per year?

As of Aug 23, 2026, the average yearly pay for hourly credit risk modeling in Houston, TX is $137,857.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,900.00 and $141,100.00 per year, depending on experience, location, and employer.

What is hourly credit risk modeling?

Hourly credit risk modeling is the process of assessing and predicting the likelihood of a borrower defaulting on their financial obligations, with risk evaluated and updated on an hourly basis. This approach is often used by financial institutions and fintech companies that require real-time credit risk analysis for instant lending decisions or ongoing portfolio monitoring. By utilizing real-time data and advanced analytics, hourly credit risk modeling enables lenders to respond quickly to changes in a borrower's financial behavior or external market conditions. This leads to more accurate risk assessments and helps institutions manage their exposure more effectively.

How does an hourly credit risk modeling professional typically collaborate with other departments within a financial institution?

Hourly Credit Risk Modeling professionals often work closely with teams such as underwriting, data analytics, and IT to ensure credit risk models are accurate and actionable. They may participate in cross-functional meetings to discuss model performance, share insights from data analysis, and implement feedback from business stakeholders. Collaboration is key, as their models directly influence lending decisions, risk management strategies, and regulatory compliance. Regular communication with colleagues helps ensure that risk models stay aligned with evolving business needs and regulatory requirements.

What are the key skills and qualifications needed to thrive as an hourly credit risk modeler, and why are they important?

To thrive as an Hourly Credit Risk Modeler, you need strong quantitative skills, a background in finance, economics, mathematics, or statistics, and experience with credit risk principles. Familiarity with statistical software such as SAS, R, or Python, as well as knowledge of risk modeling frameworks and regulatory requirements, is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills are essential for accurately assessing credit risk, supporting sound decision-making, and ensuring regulatory compliance in financial institutions.

What is the difference between Hourly Credit Risk Modeling vs Credit Analyst?

AspectHourly Credit Risk ModelingCredit Analyst
Primary FocusDeveloping and implementing credit risk models to assess borrower riskAnalyzing credit data to evaluate creditworthiness of individuals or companies
Required SkillsStatistical analysis, modeling, programming, financial analysisFinancial analysis, credit report review, communication skills
Work EnvironmentFinancial institutions, consulting firms, often project-basedBanks, lending institutions, credit departments
CertificationsOften requires CFA, FRM, or similar certificationsTypically requires finance or accounting degrees; certifications like CFA are common

Hourly Credit Risk Modeling involves creating quantitative models to predict credit risk, often requiring advanced statistical and programming skills. Credit Analysts focus on evaluating individual credit data to make lending decisions. While both roles require financial knowledge and may share certifications, their core responsibilities differ: one is model development, the other is credit evaluation.

What are the most commonly searched types of Credit Risk Modeling jobs in Houston, TX?

The most popular types of Credit Risk Modeling jobs in Houston, TX are:

What are popular job titles related to Hourly Credit Risk Modeling jobs in Houston, TX?

For Hourly Credit Risk Modeling jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Hourly Credit Risk Modeling jobs in Houston, TX look for?

The top searched job categories for Hourly Credit Risk Modeling jobs in Houston, TX are:

What cities near Houston, TX are hiring for Hourly Credit Risk Modeling jobs?

Cities near Houston, TX with the most Hourly Credit Risk Modeling job openings:

Hourly Credit Risk Modeling jobs near you
Infographic showing various Hourly Credit Risk Modeling job openings in Houston, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 75% In-person, and 25% Hybrid job distribution, with an average salary of $137,857 per year, or $66.3 per hour.

Analyst - Credit Risk Management

Energy Transfer Equity Lp

Houston, TX • Hybrid

Full-time

Retirement, PTO

Posted 19 days ago

Energy Transfer rating

9.1

Company rating: 9.1 out of 10

Based on 65 frontline employees who took The Breakroom Quiz

2nd of 87 rated oil and gas companies

Job description

Are you interested in joining our team? Chat with our digital assistant to learn more about our company and apply right from your mobile device!
Text ETP to 25000 to get started or apply through this web posting if you prefer.

Energy Transfer, recognized by Forbes as one of America's best large employers, is dedicated to responsibly and safely delivering America's energy.  We are driven to inspire our employees to create superior value for our customers, our investors, a sustainable future and giving back to the community where we have long-standing commitments to causes including MD Anderson Children's Cancer Hospital, The Salvation Army, The American Red Cross, Ronald McDonald House and many more. 

We value all of our employees who make our growth and success possible.  We are proud to offer industry leading compensation, comprehensive benefits, 401(k) match with additional profit sharing, PTO and abundant career opportunities. 

Come join our award winning over 12,000 strong organization as we fuel the world and each other!

 

Summary:

We are seeking a detailed-oriented and proactive Credit Risk Analyst to join the Energy Transfer Credit Risk Management group which reports to the Manager - Credit Risk Management. The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The Credit Risk Analyst will collaborate with other departments including, but not limited to: legal, commercial, and accounting to enhance risk processes, deliver analytical data-driven insights, and support the growth of Energy Transfer LP.

Essential Duties and Responsibilities:

  • Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.
  • Perform comprehensive credit analysis to make recommendations on credit limits.
  • Analyze entity structure to assess both individual counterparty and enterprise credit risk.
  • Accurately and timely maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk in all of Energy Transfer's operations.
  • Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.
  • Implement strategies to mitigate credit risk, including appropriate collateral management such as letters of credit, margin calls, surety bonds, and liens.
  • Assist in the development and maintaining comprehensive reports and system(s).
  • Work with cross-functional teams to provide insights on credit risk and recommend and implement process improvements.
  • Identify and evaluate opportunities to provide insights and recommendations for optimizing credit risk process improvements.
  • Able to professionally, accurately and promptly respond to counterparty margin calls and requests.
  • Provide information for miscellaneous reports on an ad hoc basis.
  • Perform any other tasks as assigned.

Required Skills (External)

Requirements:

  • Bachelor's degree in Finance, Accounting, Economics, or a related field or equivalent work experience
  • Experience in wholesale credit management with financial statement analysis required or related area. 
  • Familiarity and experience with credit reporting agencies and credit risk principles.
  • Experience with credit scoring and risk management systems, models, and metrics.
  • Proficient in Excel and Word skills.
  • Excellent verbal and written skills with the ability to present complex data clearly.
  • Strong analytical and problem-solving skills to assess complex financial data.
  • Detail oriented with a strong ability to identify and mitigate potential credit risks.


Required experience is commensurate with the selected job level:

  • Analyst level requires a Bachelor's degree or equivalent work experience and 2-5 years of relevant experience

  • Senior Analyst level requires a Bachelor's degree or equivalent work experience and 5-8 years of relevant experience

Working Conditions:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

  • Usually, normal office working conditions.
  • Must be able to remain in a stationary position 50% of the time due to prolonged periods of sitting or standing.
  • Occasional travel and/or overnight travel may be required.
  • Relocation assistance will not be provided
  • Working from home is not available in this position

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