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Credit Risk Modeling Jobs in Houston, TX (NOW HIRING)

First Liberty Bank

Chief Credit Officer

Houston, TX · On-site

$120 - $180/hr

... Bank's credit risk management function. The CCO ensures adherence to the Bank's Loan Policy ... The role also coordinates independent third-party loan review and CECL model validations and ...

New

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

High degree of analytical rigor and financial modeling capability * Experience with ETRM systems (Endur preferred) and credit risk reporting tools * Strong governance mindset with audit and ...

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

High degree of analytical rigor and financial modeling capability * Experience with ETRM systems (Endur preferred) and credit risk reporting tools * Strong governance mindset with audit and ...

Hilltop Holdings

Regional Credit Officer

Houston, TX

The Regional Credit Officer executes credit risk management strategies and policies for an assigned ... any business model and convenient services, personal attention, and account features to help ...

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All JobsCredit Risk Modeling JobsCredit Risk Modeling Jobs in Houston, TX

Credit Risk Modeling information

See Houston, TX salary details

$118.3K

$137.9K

$178.1K

How much do credit risk modeling jobs pay per year?

As of Jul 25, 2026, the average yearly pay for credit risk modeling in Houston, TX is $137,857.00, according to ZipRecruiter salary data. Most workers in this role earn between $125,900.00 and $141,100.00 per year, depending on experience, location, and employer.

What is a Credit Risk Modeling job?

A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.

What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?

To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.

What are typical daily responsibilities for someone working in Credit Risk Modeling?

Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

What are the most commonly searched types of Credit Risk Modeling jobs in Houston, TX? The most popular types of Credit Risk Modeling jobs in Houston, TX are:
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What job categories do people searching Credit Risk Modeling jobs in Houston, TX look for? The top searched job categories for Credit Risk Modeling jobs in Houston, TX are:
What cities near Houston, TX are hiring for Credit Risk Modeling jobs? Cities near Houston, TX with the most Credit Risk Modeling job openings:
Credit Risk Modeling jobs near you
Infographic showing various Credit Risk Modeling job openings in Houston, TX as of July 2026, with employment types broken down into 79% Full Time, 14% Part Time, and 7% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $137,857 per year, or $66.3 per hour.

Lead Analyst, Credit Risk

Caturus Management Services, LLC

Houston, TX • On-site

Full-time

Posted 17 days ago

Job description

Lead Analyst, Credit Risk
Department: Middle Office
Employment Type: Full Time
Location: US TX Houston - Corporate Office
Description
About Us:
The Caturus platform founded by Kimmeridge - an alternative asset manager focused on the energy sector - supports Kimmeridge's overarching goal of providing low-cost energy on demand with the lowest carbon footprint.
Kimmeridge's vision in creating Caturus is to build the only independent, fully integrated natural gas and LNG export platform in the U.S. through a combination of its upstream operations and via Commonwealth LNG, a 9.5 million tonnes per annum liquefied natural gas export terminal in southwestern Louisiana on the U.S. Gulf Coast. The combined entities are committed to delivering responsibly sourced, low-emission fuel to domestic and international markets.
Caturus is a Houston-based, private exploration and production company seeking to materially grow production through development of deep, high pressure, dry gas windows of the Eagle Ford and Austin Chalk, as well as Haynesville formations located in Texas and Louisiana while maintaining a relentless focus on safety.
Commonwealth LNG was founded by industry veterans who decided to re-engineer the LNG construction model. Using proven best practices, Commonwealth is committed to building a world-class LNG export facility while focusing on safety, managing risk and achieving best-in-class environmental standards.
Job Description
Position Summary:
The Lead Analyst, Credit Risk is responsible for leading the firm's counterparty credit risk function across commercial activities such as natural gas and LNG trading. This role plays a critical part in enabling disciplined commercial growth by establishing and enforcing credit risk frameworks, evaluating counterparty exposure, and supporting structured deal execution within defined risk appetite.
Key Accountabilities:
  • Lead the evaluation and approval of counterparty credit risk, including setting credit limits and terms
  • Perform quantitative and qualitative assessments of counterparties, including financial statement analysis and market intelligence
  • Monitor and manage daily credit exposure, collateral positions, and concentration risks
  • Oversee mark-to-market exposure, potential future exposure, and stress scenarios across trading portfolios
  • Partner with Trading and Origination to structure transactions with appropriate credit protections (e.g., collateral, guarantees, netting agreements)
  • Provide timely credit decisions to support execution of physical and financial commodity transactions
  • Review and negotiate credit provisions within commercial agreements (e.g., ISDAs, NAESBs, LNG SPAs)
  • Establish and enforce credit risk policies, procedures, and limit frameworks
  • Ensure compliance with internal risk appetite, regulatory expectations, and audit requirements
  • Escalate credit breaches, limit excesses, and emerging risks to senior leadership in a timely manner

Qualifications:
Education, Certificates, and Licenses:
  • Bachelor's degree in Finance, Economics, Accounting, Business, or a related field required

Experience:
  • 5+ years of experience in credit risk, risk management, trading, or middle office within energy markets
  • Strong experience in natural gas, LNG, or commodities markets required

Knowledge, Skills, and Abilities:
  • Strong financial analysis skills, particularly in assessing financial statements, with familiarity with both financial and physical commodity products
  • Experience managing counterparty risk in a dynamic trading environment
  • Strong familiarity with NAESBs, ISDAs and similar type of agreements
  • Understanding of credit rating methodology by the different credit rating agencies •
  • Sound judgment in identifying and assessing key risks in structured transactions and anticipating potential challenges
  • Strong analytical and quantitative skills with exceptional attention to detail
  • Excellent communication skills, with the ability to influence and interact with senior stakeholders

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