Review model inputs (curves, vol surfaces, hubs, heat rates) and raise model or input exceptions ... Partner with Compliance, Legal, Credit, and Finance to ensure robust governance and adherence to ...
Review model inputs (curves, vol surfaces, hubs, heat rates) and raise model or input exceptions ... Partner with Compliance, Legal, Credit, and Finance to ensure robust governance and adherence to ...
Review model inputs (curves, vol surfaces, hubs, heat rates) and raise model or input exceptions ... Partner with Compliance, Legal, Credit, and Finance to ensure robust governance and adherence to ...
Review model inputs (curves, vol surfaces, hubs, heat rates) and raise model or input exceptions ... Partner with Compliance, Legal, Credit, and Finance to ensure robust governance and adherence to ...
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. * Leverages business / product expertise to ...
May include the development of analytical methods/models to assess market, credit and/or operational risk of new and existing financial products. * Leverages business / product expertise to ...
Financial Risk Senior Consultant
Houston, TX ยท On-site
$111K/yr
Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...
Financial Risk Senior Consultant
Houston, TX ยท On-site
$111K/yr
Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
SR Credit Analyst
Houston, TX ยท On-site
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
SR Credit Analyst
Houston, TX ยท On-site
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
The Sr. Credit Analyst is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. MAJOR RESPONSIBILITIES: * Conducts credit reviews of prospective customer ...
Assistant Treasurer
Houston, TX ยท On-site
Develop and enhance short- and long-term cash flow forecasting models using data analytics, AI/ML ... Contribute to reporting and analysis related to credit risk and working capital performance ...
Assistant Treasurer
Houston, TX ยท On-site
Develop and enhance short- and long-term cash flow forecasting models using data analytics, AI/ML ... Contribute to reporting and analysis related to credit risk and working capital performance ...
Assistant Treasurer
Houston, TX ยท On-site
Develop and enhance short- and long-term cash flow forecasting models using data analytics, AI/ML ... Credit & Collections Develop an understanding of customer credit risk frameworks and credit ...
Assistant Treasurer
Houston, TX ยท On-site
Develop and enhance short- and long-term cash flow forecasting models using data analytics, AI/ML ... Credit & Collections Develop an understanding of customer credit risk frameworks and credit ...
Assistant Treasurer
Houston, TX ยท Hybrid
Develop and enhance short- and long-term cash flow forecasting models using data analytics, AI/ML ... Credit & Collections Develop an understanding of customer credit risk frameworks and credit ...
Assistant Treasurer
Houston, TX ยท Hybrid
Develop and enhance short- and long-term cash flow forecasting models using data analytics, AI/ML ... Credit & Collections Develop an understanding of customer credit risk frameworks and credit ...
Credit Underwriter I-II
$88K - $139K/yr
Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications * Analytical Thinking * Credit Documentation Requirements * Financial Forecasting and Modeling * Recording ...
Credit Underwriter I-II
$88K - $139K/yr
Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications * Analytical Thinking * Credit Documentation Requirements * Financial Forecasting and Modeling * Recording ...
Responsible for the design, development, validation, and monitoring of credit risk models and scorecards, including underwriting, behavioral, pricing, and loss forecasting * Develop and maintain ...
Responsible for the design, development, validation, and monitoring of credit risk models and scorecards, including underwriting, behavioral, pricing, and loss forecasting * Develop and maintain ...
... risk rating, financial modeling, and required approvals. * Provide lending guidance, structural ... Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications
... risk rating, financial modeling, and required approvals. * Provide lending guidance, structural ... Credit and Risk Assessment * Financial Analysis * Underwriting * Written Communications
Director Treasury
Houston, TX ยท On-site
... predictive modeling, and technology platforms that enhancedecision-making, optimize capital ... credit and financial risk exposures, ensuring compliance with applicable laws, policies, and bond ...
Director Treasury
Houston, TX ยท On-site
... predictive modeling, and technology platforms that enhancedecision-making, optimize capital ... credit and financial risk exposures, ensuring compliance with applicable laws, policies, and bond ...
Director Treasury
Houston, TX ยท On-site
... predictive modeling, and technology platforms that enhance decision-making, optimize capital ... credit and financial risk exposures, ensuring compliance with applicable laws, policies, and bond ...
Director Treasury
Houston, TX ยท On-site
... predictive modeling, and technology platforms that enhance decision-making, optimize capital ... credit and financial risk exposures, ensuring compliance with applicable laws, policies, and bond ...
Preferred Skills Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite Competencies Bank Quantitative ...
Preferred Skills Analytical Thinking, Credit Risks, Data Analytics, Financial Analysis, Model Development, Operational Risks, Quantitative Models, Risk Appetite Competencies Bank Quantitative ...
Credit Analyst II/Underwriter I - Global Corporate & Investment Banking/Energy
Houston, TX ยท On-site
Credit and Risk Assessment * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization ...
Credit Analyst II/Underwriter I - Global Corporate & Investment Banking/Energy
Houston, TX ยท On-site
Credit and Risk Assessment * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization ...
Analyze, model, and report market risk for all Energy trading activities. Work closely with traders ... Collaborate with Back Office, Finance, Credit, Legal & Compliance, and Business Unit Control to ...
Analyze, model, and report market risk for all Energy trading activities. Work closely with traders ... Collaborate with Back Office, Finance, Credit, Legal & Compliance, and Business Unit Control to ...
Credit and Risk Assessment * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization ...
Credit and Risk Assessment * Financial Forecasting and Modeling * Recording/Organizing Information * Business Acumen * Collaboration * Collateral Management * Loan Structuring * Prioritization ...
Credit Analyst
Houston, TX ยท On-site
... models and loss coverage analyses. * Working with Relationship Mangers and Portfolio Managers to ... Working with the team to ensure the portfolio administration and risk management of each client ...
Credit Analyst
Houston, TX ยท On-site
... models and loss coverage analyses. * Working with Relationship Mangers and Portfolio Managers to ... Working with the team to ensure the portfolio administration and risk management of each client ...
Credit Risk Modeling information
See Houston, TX salary details
$118.3K - $123.7K
17% of jobs
$125.9K is the 25th percentile. Wages below this are outliers.
$123.7K - $129.2K
20% of jobs
The median wage is $132.9K / yr.
$129.2K - $134.6K
19% of jobs
$134.6K - $140.1K
19% of jobs
$140.2K is the 75th percentile. Wages above this are outliers.
$140.1K - $145.5K
13% of jobs
$145.5K - $150.9K
2% of jobs
$150.9K - $156.4K
2% of jobs
$156.4K - $161.8K
2% of jobs
$161.8K - $167.3K
2% of jobs
$167.3K - $172.7K
2% of jobs
$172.7K - $178.1K
2% of jobs
$118.3K
$137.9K
$178.1K
How much do credit risk modeling jobs pay per year?
What is a Credit Risk Modeling job?
A Credit Risk Modeling job involves developing statistical models and analytical techniques to assess the credit risk of individuals or businesses. Professionals in this role analyze financial data, borrower behavior, and economic trends to predict the likelihood of default and assist in making informed lending decisions. They use techniques such as logistic regression, machine learning, and Monte Carlo simulations to quantify risk. Credit risk modelers work closely with risk management teams, regulators, and financial institutions to ensure compliance with industry standards. Their insights help optimize loan approvals, set credit limits, and manage overall portfolio risk.
What are the key skills and qualifications needed to thrive in the Credit Risk Modeling position, and why are they important?
To thrive in Credit Risk Modeling, you need strong analytical skills, proficiency in statistics and finance, and typically a degree in mathematics, statistics, economics, or a related field. Familiarity with programming languages like Python, R, or SAS, as well as experience using statistical modeling software and risk management platforms, are highly valued. Excellent communication, critical thinking, and collaborative abilities help translate complex data insights for stakeholders and work effectively within cross-functional teams. These skills are crucial for designing accurate risk models that inform sound lending decisions and maintain financial stability for organizations.
What are typical daily responsibilities for someone working in Credit Risk Modeling?
Professionals in Credit Risk Modeling spend their days developing and validating statistical models to assess the likelihood of credit defaults, analyzing large data sets to identify risk factors, and compiling detailed reports on their findings. They collaborate closely with data scientists, underwriters, credit analysts, and sometimes regulatory teams to ensure models meet business and compliance standards. Additionally, they often participate in meetings to discuss portfolio performance or proposed policy changes. This role involves a balance of technical analysis, documentation, and cross-functional communication, making it dynamic and integral to financial decision-making.

Full-time
Posted 27 days ago
Job description
Senior Market Risk Analyst - Power & Gas
Contract Type:
Permanent
Time Type:
Full time
Job Description:
Position: Senior Risk Analyst - Gas & Power
Position Purpose & Summary:
The Senior Risk Analyst - Gas & Power owns day-to-day market risk monitoring for our gas and power portfolios across the Americas, providing timely analysis, and risk reporting. This is a senior individual contributor role with clear career path to a manager role as the team grows. The role partners closely with trading desks, middle office, compliance, finance, and ops to ensure disciplined risk-taking, robust controls, and actionable insights.
Main Responsibilities:
- Market Risk Monitoring & Limits
- Monitor intraday and end-of-day market exposures (VaR, P&L-attribution, Greeks where applicable) for gas and power portfolios.
- Enforce and report against trading limits, dealer limits, VaR and stress-test thresholds; escalate breaches and remedial actions.
- Stress Testing & Scenario Analysis
- Design and run scenario analyses and stress tests (historical and hypothetical) to assess portfolio resilience under market shocks.
- Provide forward-looking risk outlooks and identify concentration or liquidity risks.
- Assess exposure to tail risks, volatility spikes, and dislocations in gas and power markets.
- Trade Capture & Valuation Oversight
- Review model inputs (curves, vol surfaces, hubs, heat rates) and raise model or input exceptions.
- Maintain and enhance valuation and risk models, testing methodologies and validating assumptions against market fundamentals.
- Reporting & Controls
- Monitor and enforce trading mandates, VaR limits, position limits, and stress thresholds.
- Maintain strong control frameworks, audit trails, and policy compliance in line with internal and regulatory requirements.
- Partner with Compliance, Legal, Credit, and Finance to ensure robust governance and adherence to risk policies.
- Implement and improve risk processes and automated controls to reduce operational risk.
- Stakeholder Partnership & Advisory
- Act as a trusted risk partner to traders and desk heads-provide real-time decision support, trade-level risk assessments and pre-trade checks.
- Train and mentor junior risk analysts; contribute to hiring and process scaling.
Competencies / Key Skills
- Strong quantitative and analytical capability with market intuition for gas & power markets.
- Understanding of extrinsic risk/options.
- Advanced Excel, VBA and experience with risk systems (e.g., Endur, Allegro, Murex, Calypso, or proprietary systems) and BI tools (Power BI/Tableau) preferred.
- Solid understanding of VaR, stress testing, P&L attribution, Greeks/option risk, and forward curves/shape dynamics.
- Excellent stakeholder management and communication skills-able to translate analysis into clear recommendations.
- High attention to detail, process orientation, and appreciation for controls and auditability.
- Ability to work under pressure, prioritize multiple requests, and provide timely outputs for trading hours.
Education
- Bachelor's degree in Finance, Economics, Mathematics, Engineering, or related quantitative field. Advanced degree (MS/MA) or professional risk certification (FRM, PRM) is a plus.
Experience
- 5-8+ years' experience in market risk, commodity risk, or trading support in gas/power or broader commodities markets.
- Direct experience with physical and financial gas/power products, time spreads, fixed-price contracts, storage, and LNG preferred.
- Proven track record producing risk reporting, P&L attribution and supporting front-office decision making.
Technical Skills
- Proficient in Excel (advanced modelling), SQL or Python for data pulls/analysis.
- Familiarity with trading/risk platforms (Endur/Allegro, ETRM systems) and market data feeds.
- Experience with Workday or HR systems not required but helpful for internal coordination.
If you think the open position you see is right for you, we encourage you to apply!
Our people make all the difference in our success.