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Credit Risk Jobs in Houston, TX (NOW HIRING)

Expand Energy

Sr. Manager - Credit

Spring, TX

Job Summary The Sr. Credit Risk Manager serves as a senior execution leader responsible for counterparty credit risk management across North American natural gas trading activities (physical and ...

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

Job Summary The Sr. Credit Risk Manager serves as a senior execution leader responsible for counterparty credit risk management across North American natural gas trading activities (physical and ...

Nabors Industries Limited

Credit Analyst

Houston, TX · On-site

Responsibilities Credit Risk & Analysis * Evaluate Creditworthiness: Review and analyze credit applications, financial statements, trade/bank references, and external reports (Moody's Analytics ...

LHH US

Credit Analyst

Houston, TX

$50K - $65K/yr

An established organization is seeking an experienced Credit Analyst to support credit risk, collections, and accounts receivable operations. This role is ideal for a finance professional who enjoys ...

LHH US

Credit Analyst

Houston, TX

$50K - $65K/yr

An established organization is seeking an experienced Credit Analyst to support credit risk, collections, and accounts receivable operations. This role is ideal for a finance professional who enjoys ...

First Liberty Bank

Chief Credit Officer

Houston, TX · On-site

$120 - $180/hr

Serves as the Bank's senior credit executive with oversight responsibility for credit risk management, ensuring lending practices align with Board-approved risk appetite, Loan Policy, and regulatory ...

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All JobsCredit Risk JobsCredit Risk Jobs in Houston, TX

Credit Risk information

See Houston, TX salary details

$46.6K

$102K

$170.7K

How much do credit risk jobs pay per year?

As of Jul 26, 2026, the average yearly pay for credit risk in Houston, TX is $101,953.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,900.00 and $132,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.
What are the most commonly searched types of Credit Risk jobs in Houston, TX? The most popular types of Credit Risk jobs in Houston, TX are:
What are popular job titles related to Credit Risk jobs in Houston, TX? For Credit Risk jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk jobs in Houston, TX look for? The top searched job categories for Credit Risk jobs in Houston, TX are:
What cities near Houston, TX are hiring for Credit Risk jobs? Cities near Houston, TX with the most Credit Risk job openings:
Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Houston, TX as of July 2026, with employment types broken down into 85% Full Time, 14% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $101,953 per year, or $49 per hour.

Lead Analyst, Credit Risk

Caturus Management Services, LLC

Houston, TX • On-site

Full-time

Posted 18 days ago

Job description

Lead Analyst, Credit Risk
Department: Middle Office
Employment Type: Full Time
Location: US TX Houston - Corporate Office
Description
About Us:
The Caturus platform founded by Kimmeridge - an alternative asset manager focused on the energy sector - supports Kimmeridge's overarching goal of providing low-cost energy on demand with the lowest carbon footprint.
Kimmeridge's vision in creating Caturus is to build the only independent, fully integrated natural gas and LNG export platform in the U.S. through a combination of its upstream operations and via Commonwealth LNG, a 9.5 million tonnes per annum liquefied natural gas export terminal in southwestern Louisiana on the U.S. Gulf Coast. The combined entities are committed to delivering responsibly sourced, low-emission fuel to domestic and international markets.
Caturus is a Houston-based, private exploration and production company seeking to materially grow production through development of deep, high pressure, dry gas windows of the Eagle Ford and Austin Chalk, as well as Haynesville formations located in Texas and Louisiana while maintaining a relentless focus on safety.
Commonwealth LNG was founded by industry veterans who decided to re-engineer the LNG construction model. Using proven best practices, Commonwealth is committed to building a world-class LNG export facility while focusing on safety, managing risk and achieving best-in-class environmental standards.
Job Description
Position Summary:
The Lead Analyst, Credit Risk is responsible for leading the firm's counterparty credit risk function across commercial activities such as natural gas and LNG trading. This role plays a critical part in enabling disciplined commercial growth by establishing and enforcing credit risk frameworks, evaluating counterparty exposure, and supporting structured deal execution within defined risk appetite.
Key Accountabilities:
  • Lead the evaluation and approval of counterparty credit risk, including setting credit limits and terms
  • Perform quantitative and qualitative assessments of counterparties, including financial statement analysis and market intelligence
  • Monitor and manage daily credit exposure, collateral positions, and concentration risks
  • Oversee mark-to-market exposure, potential future exposure, and stress scenarios across trading portfolios
  • Partner with Trading and Origination to structure transactions with appropriate credit protections (e.g., collateral, guarantees, netting agreements)
  • Provide timely credit decisions to support execution of physical and financial commodity transactions
  • Review and negotiate credit provisions within commercial agreements (e.g., ISDAs, NAESBs, LNG SPAs)
  • Establish and enforce credit risk policies, procedures, and limit frameworks
  • Ensure compliance with internal risk appetite, regulatory expectations, and audit requirements
  • Escalate credit breaches, limit excesses, and emerging risks to senior leadership in a timely manner

Qualifications:
Education, Certificates, and Licenses:
  • Bachelor's degree in Finance, Economics, Accounting, Business, or a related field required

Experience:
  • 5+ years of experience in credit risk, risk management, trading, or middle office within energy markets
  • Strong experience in natural gas, LNG, or commodities markets required

Knowledge, Skills, and Abilities:
  • Strong financial analysis skills, particularly in assessing financial statements, with familiarity with both financial and physical commodity products
  • Experience managing counterparty risk in a dynamic trading environment
  • Strong familiarity with NAESBs, ISDAs and similar type of agreements
  • Understanding of credit rating methodology by the different credit rating agencies •
  • Sound judgment in identifying and assessing key risks in structured transactions and anticipating potential challenges
  • Strong analytical and quantitative skills with exceptional attention to detail
  • Excellent communication skills, with the ability to influence and interact with senior stakeholders

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