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Credit Risk Jobs in Houston, TX (NOW HIRING)

Janel Group LLC

Credit & Collections Specialist

Houston, TX · On-site

$55K - $65K/yr

Key Responsibilities Credit & Risk Management * Review customer credit applications and trade references. * Recommend credit limits and terms per company policy. * Monitor credit exposure, especially ...

Anew Climate LLC

Global Risk Manager (6683)

Houston, TX · On-site

... Credit Risk Oversight -- Monitor exposures across carbon, renewable fuels, power, and related environmental markets; assess counterparty creditworthiness; recommend limits and mitigations. · Policy ...

SouthState Bank, N.A.

Credit Officer II

Houston, TX · On-site

SUMMARY/OBJECTIVES This position is primarily responsible for managing the Bank's credit risk through the prudent and sound use of delegated loan approval authority. The Credit Officer II analyzes ...

South State

Credit Officer II

Houston, TX · On-site

SUMMARY/OBJECTIVES This position is primarily responsible for managing the Bank's credit risk through the prudent and sound use of delegated loan approval authority. The Credit Officer II analyzes ...

Deloitte

Financial Risk Manager

Houston, TX · On-site

Credit Risk, Liquidity Risk, Market Risk, Capital Management/Stress Testing * Knowledge of financial services business models, products, and services * Experience in banking, digital assets, or ...

Huntington

Business Card Product Director

Houston, TX · Hybrid

$155K - $255K/yr

Risk & Compliance Management: * Ensure that all credit card products comply with relevant regulatory requirements, internal policies, and industry standards. * Develop and monitor risk management ...

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Showing results 41-60

All JobsCredit Risk JobsCredit Risk Jobs in Houston, TX

Credit Risk information

See Houston, TX salary details

$47.7K

$104.4K

$174.8K

How much do credit risk jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk in Houston, TX is $104,392.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,600.00 and $135,600.00 per year, depending on experience, location, and employer.

What is the average salary of a credit risk analyst?

The average salary of a credit risk analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What are the key skills and qualifications needed to thrive as a credit risk analyst, and why are they important?

To thrive as a Credit Risk Analyst, you need strong analytical skills, a solid understanding of financial statements, and a background in finance, economics, or a related field, often supported by a relevant degree or certification (such as FRM or CFA). Familiarity with risk assessment tools, financial modeling software, and credit rating systems is typically required. Attention to detail, critical thinking, and effective communication are essential soft skills for interpreting data and presenting risk assessments to stakeholders. These skills and qualities are crucial for making informed decisions that minimize financial losses and ensure sound lending practices.

What is the difference between Credit Risk vs Credit Analyst?

AspectCredit RiskCredit Analyst
Primary FocusAssessing the likelihood of borrower default to manage overall credit riskAnalyzing credit data to determine creditworthiness of individual applicants
Work EnvironmentRisk management teams, financial institutions, credit departmentsBanking, lending institutions, financial services
Required CredentialsOften requires risk management certifications, finance degreesFinance or accounting degrees, certifications like CFA or credit-specific courses

While both roles involve understanding credit, Credit Risk focuses on managing the overall risk exposure of an organization, whereas a Credit Analyst evaluates individual credit applications to determine approval. Both roles are essential in the lending process but differ in scope and responsibilities.

What is credit risk and what does a credit risk professional do?

Credit risk refers to the possibility that a borrower or counterparty will fail to meet their financial obligations, such as repaying a loan or making payments on time. Credit risk professionals analyze financial data, assess the creditworthiness of individuals or companies, and help set lending policies to minimize potential losses for banks or financial institutions. They use various models and tools to evaluate risk, monitor existing loans, and recommend strategies to mitigate exposure. Their work is essential for maintaining the financial health and stability of lending organizations.

What are some typical challenges faced by professionals in credit risk roles, and how can they be addressed?

Credit risk professionals often encounter challenges such as assessing the creditworthiness of new and existing clients, keeping up with rapidly changing market conditions, and managing large volumes of data to make informed decisions. To address these, it's important to stay updated on industry trends, develop strong analytical and communication skills, and leverage advanced risk assessment tools. Collaborating closely with colleagues in underwriting, sales, and compliance teams also helps ensure well-rounded risk evaluations and consistent application of policies.

How to start a career in credit risk?

To start a career in credit risk, obtain a bachelor's degree in finance, economics, or a related field, and develop strong analytical and quantitative skills. Gaining experience through internships or entry-level roles in banking, finance, or risk management helps build relevant expertise, and earning certifications like the Financial Risk Manager (FRM) can enhance job prospects.

What are the most commonly searched types of Credit Risk jobs in Houston, TX?

The most popular types of Credit Risk jobs in Houston, TX are:

What are popular job titles related to Credit Risk jobs in Houston, TX?

For Credit Risk jobs in Houston, TX, the most frequently searched job titles are:

What job categories do people searching Credit Risk jobs in Houston, TX look for?

The top searched job categories for Credit Risk jobs in Houston, TX are:

What cities near Houston, TX are hiring for Credit Risk jobs?

Cities near Houston, TX with the most Credit Risk job openings:

Credit Risk jobs near you
Infographic showing various Credit Risk job openings in Houston, TX as of August 2026, with employment types broken down into 87% Full Time, and 13% Contract. Highlights an 91% In-person, 4% Hybrid, and 5% Remote job distribution, with an average salary of $104,392 per year, or $50.2 per hour.

Credit & Collections Specialist

Janel Group LLC

Houston, TX • On-site

$55K - $65K/yr

Full-time

Re-posted 6 days ago

Job description

Credit & Collections Specialist
Reports to: Accounts Receivable (AR) Manager
Department: Finance / Accounting
Position Summary
The Credit & Collections Specialist manages customer credit exposure and ensures timely collection of receivables, with a strong focus on duty collections related to customs entries and international freight. The role requires effective phone communication, professional email follow-ups, and the ability to resolve billing issues in a fast-paced logistics environment.
Key Responsibilities
Credit & Risk Management
  • Review customer credit applications and trade references.
  • Recommend credit limits and terms per company policy.
  • Monitor credit exposure, especially high-duty accounts.

Collections
  • Conduct daily phone and email outreach for past-due invoices, duty charges, and outstanding balances.
  • Prioritize duty collections to ensure timely recovery of customs-related charges.
  • Document all collection activity and coordinate with the AR Manager on delinquent accounts.
  • Work with customs brokerage to verify duty amounts and billing accuracy.
  • Ensure customers understand duty obligations and follow up on unpaid duty invoices.
  • Collaborate with internal teams to resolve billing discrepancies and provide required documentation.
  • Prepare weekly aging reports and duty-specific summaries.
  • Ensure compliance with credit policies, SOX controls, and industry regulations.

Required Skills & Qualifications
  • 2-4 years of credit, collections, or AR experience; logistics or customs brokerage preferred.
  • Strong phone communication and negotiation skills.
  • Excellent written communication for email follow-ups.
  • Experience with duty collections or customs billing preferred.
  • Proficiency with ERP/AR systems (e.g., NetSuite, CargoWise).
  • Strong organizational skills and ability to manage a high-volume account portfolio.

Preferred Qualifications
  • High-volume B2B collections experience.
  • Knowledge of customs entry processes and duty billing.
  • Familiarity with credit tools such as Dun & Bradstreet.
  • Strengths in communication, customer service, problem solving, and time management.

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