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Director Credit Risk Jobs in Houston, TX (NOW HIRING)

First Liberty Bank

Chief Credit Officer

Houston, TX · On-site

$120 - $180/hr

... of Directors on asset quality, problem loans, concentrations, and overall credit risk exposure to protect the Bank's financial condition. The CCO is responsible for oversight of the Allowance for ...

New

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

Direct experience with Endur or equivalent ETRM platforms * Prior leadership or mentoring experience within a credit or risk function Expand Energy takes necessary action to ensure that all ...

Expand Energy

Sr. Manager - Credit

Spring, TX · On-site

Direct experience with Endur or equivalent ETRM platforms * Prior leadership or mentoring experience within a credit or risk function Expand Energy takes necessary action to ensure that all ...

Huntington

Business Card Product Director

Houston, TX · Hybrid

$155K - $255K/yr

The Business Card Product Director has leadership responsibility for business card portfolio ... Risk & Compliance Management: * Ensure that all credit card products comply with relevant ...

Pilot Company

Sr Analyst, Commercial Credit

Houston, TX · On-site

Run point on specific strategic initiatives as directed by credit department leadership. * Credit ... risk management and research. * Knowledge of trade finance and borrowing base credit facility ...

Huntington

Business Card Product Director

Houston, TX · Hybrid

$222K - $233K/yr

The Business Card Product Director has leadership responsibility for business card portfolio ... Risk & Compliance Management: * Ensure that all credit card products comply with relevant ...

Regions Bank

Ascentium Credit Manager

Houston, TX · On-site

$105K - $150K/yr

... direct to businesses nationwide. Our finance specialization covers several segments, including ... Leads the examination of credit risk and ensures proper risk management practices are in place and ...

Port Houston

Director Treasury

Houston, TX

... credit and financial risk exposures, ensuring compliance with applicable laws, policies, and bond ... Direct and develop a treasury team, establishing clear accountability frameworks ...

Port Houston

Director Treasury

Houston, TX · On-site

... credit and financial risk exposures, ensuring compliance with applicable laws, policies, and bond ... Direct and develop a treasury team, establishing clear accountability frameworks, performance ...

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All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Houston, TX

Director Credit Risk information

See Houston, TX salary details

$80.7K

$149.3K

$287.9K

How much do director credit risk jobs pay per year?

As of Jul 26, 2026, the average yearly pay for director credit risk in Houston, TX is $149,276.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,800.00 and $179,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by a Director of Credit Risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk, and why are they important?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What does a Director of Credit Risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Houston, TX? The most popular types of Credit Risk jobs in Houston, TX are:
What are popular job titles related to Director Credit Risk jobs in Houston, TX? For Director Credit Risk jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk jobs in Houston, TX look for? The top searched job categories for Director Credit Risk jobs in Houston, TX are:
What cities near Houston, TX are hiring for Director Credit Risk jobs? Cities near Houston, TX with the most Director Credit Risk job openings:
Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Houston, TX as of July 2026, with employment types broken down into 79% Full Time, 14% Part Time, and 7% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $149,276 per year, or $71.8 per hour.
Director, Credit Risk and Contract Administration

Director, Credit Risk and Contract Administration

NextDecade

Houston, TX

Full-time

Posted 17 days ago

Job description

ABOUT NEXTDECADE CORPORATION 
NextDecade is committed to providing the world access to reliable, lower-carbon energy. We are focused on delivering secure and cost-effective energy through the safe and efficient development and operation of natural gas liquefaction capacity at Rio Grande LNG. Through our subsidiaries, we are developing and constructing the Rio Grande LNG natural gas liquefaction and export facility near Brownsville, Texas, with approximately 48 MTPA of potential liquefaction capacity currently under construction or in development, sufficient space at the site for up to 10 liquefaction trains, and a potential carbon capture and storage project. NextDecade's common stock is listed on the Nasdaq Stock Market under the symbol "NEXT." NextDecade is headquartered in Houston, Texas. For more information, please visit www.next-decade.com.

SUMMARY OF THE ROLE 
KEY RESPONSIBILITIES

Contract Administration & Lifecycle Management

  • Lead the administration and lifecycle management of LNG-related commercial agreements, including:
    • Gas supply agreements
    • LNG sale and purchase agreements (SPAs)
    • Transportation and related midstream agreements
  • Ensure accurate interpretation and execution of contract terms, including pricing, volume, scheduling, invoicing, and settlement provisions.
  • Develop and maintain contract summaries, obligation tracking tools, and reporting for internal stakeholders.
  • Monitor contract performance and ensure compliance with contractual obligations.

Commercial & Contractual Risk Management

  • Evaluate credit and operational risks embedded in LNG and gas contracts, including:
    • Take-or-pay and deliver-or-pay structures
    • Pricing mechanisms and indexation
    • Volume flexibility and optionality
  • Support contract negotiations by providing credit and operational risk input and ensuring appropriate credit protections (e.g., collateral, guarantees, termination rights).
  • Proactively identify and mitigate contractual and counterparty risks

Credit Risk Management

  • Lead credit risk assessment and approval of feedgas suppliers and LNG offtakers, including utilities, traders, and sovereign-backed entities.
  • Establish and maintain counterparty credit limits, internal ratings, and credit terms in line with the firm's risk appetite.
  • Monitor and manage credit exposures across gas supply agreements, LNG SPAs, and related commercial transactions.
  • Oversee calculation and reporting of current and potential future exposures, including mark-to-market and settlement risk.
  • Identify and manage concentration risks across counterparties, geographies, and sectors.

 

Margining, Collateral & Treasury Coordination

  • Oversee and monitor collateral requirements, including margin calls, letters of credit, guarantees, and other credit support mechanisms.
  • Track contractual triggers for credit support and collateral posting obligations.
  • Partner closely with Treasury to:
    • Ensure timely funding of margin calls and collateral postings
    • Forecast potential liquidity requirements under normal and stress scenarios
    • Optimize collateral usage and minimize funding costs
  • Provide transparency into credit-driven liquidity impacts to senior management.

 

Invoicing, Settlement & Dispute Resolution

  • Oversee invoice validation, settlement processes, and dispute resolution in coordination with Accounting and counterparties.
  • Ensure alignment between contract terms and financial settlements.
  • Resolve discrepancies related to pricing, volumes, and contract performance.

 

 

Leadership & Team Development

  • Lead and develop a team responsible for credit risk and contract administration activities.
  • Establish best practices in contract execution, credit analysis, and risk monitoring.
  • Promote a culture of accountability, transparency, and disciplined risk management.

 

REQUIREMENTS

Minimum Requirements:

  • Bachelor's degree in Finance, Business, Economics, Energy Management, or related field
  • 10-15+ years of experience in credit risk, contract administration, or commercial operations within LNG, natural gas, or energy markets
  • Strong understanding of LNG SPAs, gas supply agreements, and commodity trading structures
  • Proven experience managing counterparty credit risk and collateral/margining processes
  • Experience working with Treasury or managing liquidity impacts from margining
  • Ability to interpret complex contracts and translate them into operational processes
  • Strong analytical, organizational, and problem-solving skills

Preferred Requirements:

  • Experience with LNG, natural gas trading, or power markets
  • Familiarity with contract management systems and/or ETRM platforms (e.g., Endur)
  • Prior experience supporting large-scale infrastructure or energy projects
  • Knowledge of ISDA/EFET frameworks and structured commodity transactions
  • Advanced degree or professional certifications (CFA, FRM, etc.)
Work Environment 
This position operates in a professional office environment with occasional work within or outside of a complex construction environment. This role routinely uses standard office equipment such as computers, phones, photocopiers/fax, filing cabinets, etc.This is primarily a sedentary role; however, the incumbent must be able to stand and/or sit continuously to perform all essential job functions for a full shift. 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to support individuals with ADA-recognized disabilities to perform the essential functions for the job.
  Ability to lift up to 20 lbs. as required in order to lift files, boxes and office equipment as necessary.
  Ability to lift files, open filing cabinets and bending, standing on a stool, or climbing as necessary to perform these functions.
  While performing the duties of this role, the incumbent may be required to talk or hear.
  The incumbent is required to stand, walk, use hands to handle or feel; and reach with hands and arms.
  Ability to move throughout all areas of each office/site location and facilities.
  Able to wear all necessary PPE equipment to perform job functions.

If you require accommodations during the application or interview process, please contact Human Resources at [email protected].

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.
 
*In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.
 
NEXTDECADE VALUES
  Safety - We make safety a priority. Everything we do relies on the safety of our people and the communities around us.
  Integrity - We do the right thing, and are open, ethical, and fair. We hold ourselves to the highest standards in all that we do.
  Honesty - We value truth and honesty in ourselves and others. We honor our commitments and take responsibility for our actions.
  Respect - We listen, and respect people, the environment, and the communities in which we live and work.
  Transparency - Transparency builds trust. We promote open communication with our people, our customers, and all our stakeholders.
  Diversity - We value diversity of experiences and thoughts. It takes people with different strengths and backgrounds to make our company succeed.

NextDecade provides equal employment opportunities (EEO) to all applicants without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. NextDecade complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. 
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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