1

Credit Risk Associate Jobs in Houston, TX (NOW HIRING)

Ferguson is a community of proud associates who operate with the shared purpose of building ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...

Ferguson is a community of proud associates who operate with the shared purpose of building ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...

Ferguson is a community of proud associates who operate with the shared purpose of building ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...

Ferguson is a community of proud associates who operate with the shared purpose of building ... Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses ...

Prepare high quality credit approval materials and memoranda for review by leadership team and risk ... associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where ...

Prepare high quality credit approval materials and memoranda for review by leadership team and risk ... associates, among hundreds more. Let's talk about how you can find your place here at Stifel, where ...

The position focuses on risk analysis, reporting, and understanding the Bank's data inputs for various credit risk models and support related programs such as CRE/Capital Stress Testing, Credit ...

Risk Management Specialist Employment Type: Full-Time FLSA: Non-Exempt (Hourly) Role: Houston ... credit union a plus. Education: A high school diploma or GED. Preferably an Associates Degree or ...

Leads the credit analysis process with the support of other analysts and associates * Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and ...

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Working with the team to ensure the portfolio administration and risk management of each client ...

... our associates' potential for career advancement. Headquartered in California, East West Bank ... Working with the team to ensure the portfolio administration and risk management of each client ...

next page

Showing results 1-20

Credit Risk Associate information

See Houston, TX salary details

$47.7K

$104.4K

$174.8K

How much do credit risk associate jobs pay per year?

As of Jul 4, 2026, the average yearly pay for credit risk associate in Houston, TX is $104,392.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,600.00 and $135,600.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Risk Associate, and why are they important?

To thrive as a Credit Risk Associate, you need strong analytical skills, attention to detail, and a solid understanding of financial statements, typically backed by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit modeling tools, and proficiency in Excel or similar data analysis programs are essential technical requirements. Strong communication, problem-solving abilities, and sound judgment help you effectively collaborate with stakeholders and make informed recommendations. These skills and qualities are crucial for accurately assessing creditworthiness and minimizing financial risk for the organization.

What does a Credit Risk Associate do?

A Credit Risk Associate is responsible for assessing and managing the risk that a borrower may default on a loan or credit obligation. They analyze financial statements, credit reports, and market data to evaluate the creditworthiness of individuals or companies. Their work helps financial institutions make informed lending decisions, set appropriate credit limits, and comply with regulatory requirements. Credit Risk Associates also monitor existing credit exposures and may recommend strategies to mitigate potential losses.

What is the difference between Credit Risk Associate vs Credit Analyst?

AspectCredit Risk AssociateCredit Analyst
Required CredentialsBachelor's degree, relevant certifications often preferredBachelor's degree, certifications like CFA or credit-specific courses beneficial
Work EnvironmentFinancial institutions, banks, credit agenciesBanks, investment firms, credit rating agencies
Employer & Industry UsageCommonly used in risk management teamsUsed in credit assessment and lending decisions
Comparison Search IntentUnderstanding risk roles in creditAnalyzing creditworthiness of clients

Both roles involve assessing credit-related information, but Credit Risk Associates focus on managing overall risk exposure, while Credit Analysts evaluate individual creditworthiness. The roles often overlap in skills and industry settings, making them closely related but distinct in scope.

How does a Credit Risk Associate typically collaborate with other teams within a financial institution?

Credit Risk Associates work closely with various departments, including front-office lending teams, compliance, and portfolio management. They regularly communicate with relationship managers to gather client information, and partner with data analysts to assess credit models and risk metrics. This collaborative environment ensures that credit decisions are well-informed and compliant with internal policies. Being proactive and communicative is key, as the role often requires balancing risk assessment with business growth objectives.
What are the most commonly searched types of Credit Risk jobs in Houston, TX? The most popular types of Credit Risk jobs in Houston, TX are:
What are popular job titles related to Credit Risk Associate jobs in Houston, TX? For Credit Risk Associate jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Credit Risk Associate jobs in Houston, TX look for? The top searched job categories for Credit Risk Associate jobs in Houston, TX are:
What cities near Houston, TX are hiring for Credit Risk Associate jobs? Cities near Houston, TX with the most Credit Risk Associate job openings:
Infographic showing various Credit Risk Associate job openings in Houston, TX as of June 2026, with employment types broken down into 94% Full Time, and 6% Part Time. Highlights an 94% In-person, and 6% Hybrid job distribution, with an average salary of $104,392 per year, or $50.2 per hour.
Credit Specialist

Credit Specialist

Lighting Unlimited

La Porte, TX โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago


Job description

Job Posting:

Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.

Overall Job Objective:

The Credit Specialist will be managing a portfolio of process focused customers and national accounts

Responsibilities:
  • Manage customers utilizing portals for purchase order delivery, invoicing, and payment, and handle a wide variety of credit and collection functions.
  • Monitor invoice status and root cause issues within portals like Ariba, Coupa, Taulia, etc., and collaborate with EDI/E-Business for new or updated invoice submission automation/integration needs.
  • Handle sophisticated, large, or difficult credit accounts, ensuring positive customer relations and minimizing outstanding debts.
  • Maintain consistency between credit and collection activities and the organization's overall customer relations strategy.
  • Implement credit policies to maintain an acceptable risk level, prompt repayments, minimize losses, and efficiently collect arrears.
  • Contact customers regarding delinquent payments, prepare reports reflecting credit and collection status, and identify/address problem debts.
  • Participate in associate meetings, communicate concerns to management, and spend time strengthening internal and external relationships.
  • Support enterprise business and sales objectives through efficient performance of job responsibilities.
Qualifications:
  • 3-5 years of experience in credit management or similar roles.
  • Proficiency in Microsoft Office software (Outlook, Word, Excel, PowerPoint, Access, etc.).
  • Knowledge of Bectran, Billtrust, Cash App, PowerBI, and Levelset platforms.
  • Ability to develop and deliver effective presentations and use Ferguson's inventory, logistics, and customer relationship management systems.

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!

-

Pay Range:

-

$21.63 - $32.45

-

Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.

-

This role is Bonus or Incentive Plan eligible.

-

Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.

-

The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.

Ferguson Enterprises, LLC. is an equal employment employerF/M/Disability/Vet/SexualOrientation/Gender Identity.

Equal Employment Opportunity and Reasonable Accommodation Information