1

Credit Risk Data Science Jobs in Texas (NOW HIRING)

Finance and assisting with the credit data error identification and resolution process. This role will be located in Dallas, Tx and report to the Managing Director, U.S. Credit Risk Governance and ...

Finance and assisting with the credit data error identification and resolution process. This role will be located in Dallas, Tx and report to the Managing Director, U.S. Credit Risk Governance and ...

Credit Risk Analyst Seniors use quantitative methods to identify credit risk, develop and deliver ... Analyze internal and external scores/data for use in identifying first party fraud. * Apply ...

Bachelor's degree in Statistics, Economics, Operations Research, Applied Mathematics, Data Science ... Specialized knowledge of credit risk management concepts, metrics, and reporting practices

Credit Risk Analyst

Plano, TX · On-site

$37 - $51/hr

We are looking for a detail-oriented and data-driven Credit Risk Analyst to join our Credit Risk ... Bachelor's degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science ...

About the Role The Director, Credit Risk Management, leads the development and execution of credit ... The Director drives data-driven decision-making to optimize portfolio performance, balancing growth ...

About the Role The Director, Credit Risk Management, leads the development and execution of credit ... The Director drives data-driven decision-making to optimize portfolio performance, balancing growth ...

About the Role The Director, Credit Risk Management, leads the development and execution of credit ... The Director drives data-driven decision-making to optimize portfolio performance, balancing growth ...

next page

Showing results 1-20

Credit Risk Data Science information

How does a Credit Risk Data Scientist typically collaborate with other teams within a financial institution?

Credit Risk Data Scientists often work closely with credit analysts, risk managers, and IT professionals to develop, validate, and implement models that assess borrower risk. They frequently participate in cross-functional meetings to translate complex analytical findings into actionable business insights. Collaboration with compliance and regulatory teams is also common to ensure that risk models meet current regulatory standards. Effective communication and teamwork are essential, as the role bridges technical model development and practical risk management decisions.

What is Credit Risk Data Science?

Credit Risk Data Science is a specialized field that uses statistical analysis, machine learning, and data modeling techniques to assess and predict the likelihood that a borrower will default on a loan or credit obligation. Professionals in this field analyze large datasets from financial transactions, credit reports, and market trends to develop models that help financial institutions make informed lending decisions. Their work helps manage risk, set appropriate interest rates, and comply with regulatory standards. By leveraging advanced analytics, credit risk data scientists play a crucial role in minimizing losses and maximizing profitability for banks and lenders.

What are the key skills and qualifications needed to thrive as a Credit Risk Data Scientist, and why are they important?

To thrive as a Credit Risk Data Scientist, you need strong analytical skills, proficiency in statistical modeling, and a solid background in finance, mathematics, or a related field, often supported by an advanced degree. Familiarity with programming languages like Python or R, experience with machine learning frameworks, and knowledge of credit risk modeling tools such as SAS or SQL are typically required. Critical thinking, attention to detail, and effective communication are vital soft skills for interpreting data and collaborating with stakeholders. These abilities are crucial for building accurate risk models, informing strategic decisions, and ensuring regulatory compliance in financial institutions.
What are popular job titles related to Credit Risk Data Science jobs in Texas? For Credit Risk Data Science jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Credit Risk Data Science jobs in Texas look for? The top searched job categories for Credit Risk Data Science jobs in Texas are:
What cities in Texas are hiring for Credit Risk Data Science jobs? Cities in Texas with the most Credit Risk Data Science job openings:
Infographic showing various Credit Risk Data Science job openings in Texas as of June 2026, with employment types broken down into 35% Full Time, 23% Part Time, 21% Temporary, and 21% Contract. Highlights an 60% In-person, and 40% Hybrid job distribution.
Manager, US Credit Risk

Manager, US Credit Risk

Scotiabank

Dallas, TX • On-site

Full-time

Posted 11 days ago


Job description

Requisition ID: 264616
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Job Title: Manager, U.S. Credit Risk, Risk Reporting
Global Banking and Markets
Global Banking and Markets (GBM) is a leading Canadian Capital Markets and Investment Banking business with a growing platform in the US and Latin America, operating globally for over 100 years. Scotiabank's strong U.S. presence provides our clients an important bridge to this key global market for trade and investment flows across the Americas and the world.
Global Banking & Markets provides a full range of investment banking, credit and risk management products and services relevant to the financing and strategic development needs of our clients. Our products include debt and equity financing, mergers & acquisitions, corporate banking, institutional equity sales, trading and research, fixed income products, derivatives, energy, foreign exchange and precious & metals. We also cross-sell the full range of wholesale products and services offered by the Scotiabank Group.
Be part of an innovative, Global Capital Markets and Investment Banking business with a unique geographic footprint that puts capital to work for our clients across industries! We work together to drive ambition for every future!
Purpose
The Manager, U.S. Credit Risk, Risk Reporting, will contribute to the team's efficient and effective credit risk assessment, credit adjudication and portfolio/risk management. This Manager will be specifically responsible for managing the development and production of portfolio reporting, analytical tools, and credit related data, managing the portfolio reconciliation process with U.S. Finance and assisting with the credit data error identification and resolution process. This role will be located in Dallas, Tx and report to the Managing Director, U.S. Credit Risk Governance and Risk Reporting.
What You'll Do
  • Work with Global Risk Reporting team to create, design, and develop credit risk portfolio reporting tools for presentation of U.S. Credit Risk portfolio information to Scotiabank U.S. senior management
  • Optimize and expand existing management information systems (MIS) to provide more robust day-to-day credit risk portfolio monitoring tools for U.S. Credit Risk team members
  • Lead monthly credit risk portfolio reporting and preparation of standard regulatory reporting presentation and information packages
  • Serve as the responsible data quality officer for U.S. Credit Risk data, leading the continuous improvement of the existing program to ensure the quality of subject credit risk data.
  • Collect, aggregate, and serve as the lead officer for remediation of data quality gaps, working closely with GBM and U.S. Data Governance officers in the efforts
  • Lead the monthly and quarterly reconciliation of reporting between U.S. Credit and Finance
  • Develop and implement processes, procedures, and controls related to credit risk portfolio reporting and data quality control, as well as designing and constructing reporting solutions
  • Provide timely responses to frequent ad hoc reporting and portfolio information requests from senior management, U.S. Credit Team members, regulators, and other constituents
  • Support other components of U.S. Credit Risk efforts, including potentially providing analytical support in other areas working with U.S. Finance, Risk Analytics, and Data Governance
  • Work independently, completing tasks and delivering accurate reporting packages within firm deadlines.

What You'll Bring
  • A minimum of three or more years of progressive, relevant and practical experience, preferably within a financial institution. Ideally the candidate will have experience in an information management field and a track record of success in implementing effective information systems that support and generate profitable and informed decision-making in the financial services sector
  • Credit risk knowledge and experience is an asset
  • A relevant university degree is a requirement
  • Advanced data management and report building skills are important, coupled with strong financial, accounting, computer literacy, time management, and excellent written and oral communication skills
  • Proficiency in Power BI, Excel and SQL is required
  • Working knowledge of the Bank's wholesale products, policies and procedures would be advantageous
  • Highly motivated, organized individual with strong communication and interpersonal skills, knowledge of project and process management disciplines along with a positive 'can do' attitude
  • Initiative, creativity, good judgment, and attention to detail are necessary
  • A high level of commitment and a strong sense of teamwork are required to succeed in the role

Interested?
If your experience is closely related but doesn't align perfectly with every qualification, we do encourage you to apply - you might be the right candidate for this or other roles at Scotiabank!
At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That's why we work to grow and diversify talent and engage employees in a performance-oriented culture.
What's in it for you?
Scotiabank wants you to be able to bring your best self to work - and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs.
Location(s): United States : Dallas, Texas
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Note: All postings in me@Scotiabank will remain live for a minimum of 5 days.
Location(s): United States : Texas : Dallas
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Scotiabank is an equal opportunity employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law.