1

Credit Risk Sas Jobs in Texas (NOW HIRING)

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance ... Advanced programming skills in SAS/R/Python and SQL. * Moderate to Expert level skills in Microsoft ...

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance ... Advanced programming skills in SAS/R/Python and SQL. * Moderate to Expert level skills in Microsoft ...

Job Purpose The Director, Credit Risk is responsible for Portfolio analytics, business performance ... Advanced programming skills in SAS/R/Python and SQL. * Moderate to Expert level skills in Microsoft ...

Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ... Experience with coding (SAS or SQL preferred) for data mining and manipulation * Querying skills ...

Experience with coding (SAS or SQL preferred) for data mining and manipulation * Querying skills ... Risk Credit Policy Analyst II is responsible for analyzing credit risk exposure related to consumer ...

next page

Showing results 1-20

Credit Risk Sas information

See Texas salary details

$80.6K

$147.5K

$223.1K

How much do credit risk sas jobs pay per year?

As of Jun 16, 2026, the average yearly pay for credit risk sas in Texas is $147,492.00, according to ZipRecruiter salary data. Most workers in this role earn between $124,400.00 and $165,400.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in a Credit Risk SAS role, and how can they be effectively managed?

Professionals in a Credit Risk SAS role often encounter challenges such as handling large and complex datasets, ensuring data accuracy, and meeting tight deadlines for regulatory reporting. Additionally, translating analytical findings into actionable business recommendations can be demanding, especially when collaborating with stakeholders from non-technical backgrounds. To manage these challenges, it's important to build strong data validation processes, prioritize clear communication with cross-functional teams, and continuously update SAS and risk modeling skills to stay current with industry standards.

What are the key skills and qualifications needed to thrive as a Credit Risk SAS Analyst, and why are they important?

To thrive as a Credit Risk SAS Analyst, you need a solid background in quantitative analysis, statistics, and risk modeling, often supported by a degree in finance, mathematics, or a related field. Proficiency with SAS software, data mining tools, and knowledge of regulatory frameworks such as Basel II/III are typically required. Strong problem-solving abilities, attention to detail, and effective communication skills help you interpret complex data and present findings clearly. These skills are crucial for accurately assessing credit risk, ensuring compliance, and supporting sound financial decision-making in the organization.

What are Credit Risk SAS professionals?

Credit Risk SAS professionals are analysts or specialists who use SAS (Statistical Analysis System) software to assess, model, and manage credit risk within financial institutions. Their work involves analyzing large datasets to evaluate the likelihood of borrowers defaulting, developing predictive risk models, and ensuring compliance with regulatory requirements. They play a crucial role in helping banks and lenders make informed lending decisions and minimize potential losses. These professionals often collaborate with risk management teams and use their expertise in statistics, data analysis, and SAS programming to support credit risk strategies.

What is the difference between Credit Risk Sas vs Credit Analyst?

AspectCredit Risk SasCredit Analyst
Required CredentialsTypically requires certifications like CFA, FRM, or specialized SAS trainingOften requires a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentData analysis, modeling, and risk assessment in financial institutions or analytics firmsFinancial institutions, banks, or credit agencies analyzing borrower creditworthiness
Employer & Industry UsageUsed mainly in risk modeling, quantitative analysis, and data-driven decision makingUsed in credit evaluation, loan approval, and client credit analysis

While both roles involve analyzing financial data, Credit Risk Sas focuses on developing risk models and data analysis using SAS software, whereas Credit Analysts primarily evaluate individual creditworthiness and make lending decisions. Both roles require strong analytical skills, but their focus areas and daily tasks differ within the finance industry.

Infographic showing various Credit Risk Sas job openings in Texas as of June 2026, with employment types broken down into 52% Full Time, 36% Part Time, 3% Temporary, and 9% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $147,492 per year, or $70.9 per hour.
Director Credit Risk

Director Credit Risk

Regional Finance

Plano, TX • On-site

Full-time

Posted 3 days ago


Regional Finance rating

6.9

Company rating: 6.9 out of 10

Based on 29 frontline employees who took The Breakroom Quiz


Job description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
Job Purpose
The Director, Credit Risk is responsible for Portfolio analytics, business performance reporting/initiatives, and business unit support for the Risk Management organization within Regional Management. This position will utilize advance skills to develop strategies to drive growth in our consumer portfolios that are within RM's risk targets. The Director will deliver rigorous analytically derived recommendations driven from detailed understanding of risk and reward dynamics across RM's lending products.
Duties and Responsibilities
  • Day-to-day duties include data analysis, monitoring and forecasting, creating the logic for and implementing risk rules and strategies and communicating with stakeholders to ensure we deliver the best possible customer experience while meeting loss rate targets.
  • Proactively monitor credit exposure, and provide recommendations and approvals to breaches in the credit process
  • Leverage credit risk data experience and business acumen to observe key trends / threats / inaccuracies and drivers of those observations.
  • Identify areas of opportunity and spearhead initiatives in order to enable profitable growth while minimizing credit risk exposure.
  • Identify business opportunities.
  • Run credit tests to optimize risk strategies, balancing risk, and return.
  • Mine, model, analyze large datasets, and utilize predictive modeling techniques with an emphasis on optimizing credit risk and marketing campaign performance using the following predictive modeling techniques: linear/logistic regression, factor analysis, decision trees, clustering, segmentation, etc.
  • Quantitative analysis of custom score models including, validation, ongoing- performance monitoring, and documentation.
  • Forecast performance of marketing campaigns and tracks actual campaign performance versus the forecast.
  • Conduct ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results.
  • Handle data while utilizing interpretive and problem solving skills with the ability to process large volume of transaction level data and efficiently derive actionable results.
  • Interact with stakeholders to understand their business questions, crafting the methodology, to mine/analyze datasets utilizing SAS/R/Python and ultimately delivers a final insightful recommendations to stakeholders.

Minimum Qualifications
  • Bachelor's degree in Statistics, Data Analytics, Economics, Math, or similar
  • 6+ years of consumer finance, risk analytics, or relevant experience
  • Experience in data mining, modeling, and analyzing analytic findings using SAS/R/Python.
  • Advanced programming skills in SAS/R/Python and SQL.
  • Moderate to Expert level skills in Microsoft Office Suite (Excel, Access, and Outlook a must)
  • Must pass pre-employment screenings.

Preferred Qualifications
  • Experience in Financial Services with consumer credit data utilizing SAS/R/Python.
  • Experience analyzing marketing data in a financial environment.
  • Experience developing risk models for a financial institution.

Critical Competencies
  • Excellent oral and written communication skills; especially the ability to explain complex analyses in easily understood terms.
  • Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously.
  • Utilize appropriate analysis, judgment and logic when solving problems and making decisions.
  • Demonstrated ability to apply complex financial and statistical principles.
  • Effective written and verbal presentation skills; able to communicate well with Senior and Executive Management.
  • Innovative problem solving, quantitative and analytical abilities.
  • Detail-oriented.
  • Able to work with minimal supervision.
  • Flexible, proactive working style.
  • Adaptive to a team environment.

Working Conditions
This position works in an office environment.
Direct Reports
3-5 direct reports.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

What Regional Finance employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom